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Author Topic: how to avoid checking account fees  (Read 2626 times)

Offline schneury

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how to avoid checking account fees
« on: May 13, 2015, 06:43:26 PM »
i currently have 3 bank accounts chase, santander, and bank of america, i have direct deposit to chase so that waives the monthly fee, i used to use red card to santander which gave me the $10/month but now wont work anymore, and bofa is changing my account to a core checking account and will start charging a fee unless i have direct deposit, anyone know what else santander and bank of america would consider a direct deposit to waive the fee?
thanks 
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Offline TimT

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Re: how to avoid checking account fees
« Reply #1 on: May 13, 2015, 06:51:00 PM »
Doesn't Santander have accounts that if you keep x amount daily in there's no fee ?
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Offline yitrap

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Re: how to avoid checking account fees
« Reply #2 on: May 13, 2015, 06:52:56 PM »
B of A does not charge me for my core checking
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Offline schneury

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Re: how to avoid checking account fees
« Reply #3 on: May 13, 2015, 06:56:46 PM »
Quote from: yitrap on May 13, 2015, 06:52:56 PM
B of A does not charge me for my core checking
if u have direct deposit or i think $1500 average daily balance then that waives the fee
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Offline yitrap

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Re: how to avoid checking account fees
« Reply #4 on: May 13, 2015, 07:01:55 PM »
Quote from: schneury on May 13, 2015, 06:56:46 PM
if u have direct deposit or i think $1500 average daily balance then that waives the fee
Just checked, it's cause I have a Cash Rewards card
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Offline schneury

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Re: how to avoid checking account fees
« Reply #5 on: May 13, 2015, 07:05:46 PM »
Quote from: yitrap on May 13, 2015, 07:01:55 PM
Just checked, it's cause I have a Cash Rewards card
is that a free card?
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Offline yitrap

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Re: how to avoid checking account fees
« Reply #6 on: May 13, 2015, 07:08:17 PM »

Quote from: schneury on May 13, 2015, 07:05:46 PM
is that a free card?
Yup, my first one actually:)
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Offline Aussie88

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Re: how to avoid checking account fees
« Reply #7 on: May 13, 2015, 07:20:11 PM »
Quote from: yitrap on May 13, 2015, 07:01:55 PM
Just checked, it's cause I have a Cash Rewards card
I have a cash rewards card and still get charged a fee when I don't have an average of $1500 monthly...
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Offline yitrap

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Re: how to avoid checking account fees
« Reply #8 on: May 14, 2015, 03:20:11 AM »

Quote from: Aussie88 on May 13, 2015, 07:20:11 PM
I have a cash rewards card and still get charged a fee when I don't have an average of $1500 monthly...
I'm pretty sure there has been a few months that I didn't have 1500 and didn't get charged...I'm not gonna poke a sleeping bear though.
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Offline noturbizniss

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Re: how to avoid checking account fees
« Reply #9 on: May 14, 2015, 08:33:07 AM »
If you initiate a transfer from Bank a to bank b, most of the to me back b considers that a direct deposit
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Offline rileywiles23

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Re: how to avoid checking account fees
« Reply #10 on: May 14, 2015, 08:40:05 AM »

Quote from: noturbizniss on May 14, 2015, 08:33:07 AM
If you initiate a transfer from Bank a to bank b, most of the to me back b considers that a direct deposit
Would that work for Santander $20 a month checking account ?
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Offline noturbizniss

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Re: how to avoid checking account fees
« Reply #11 on: May 14, 2015, 08:54:16 AM »
Quote from: rileywiles23 on May 14, 2015, 08:40:05 AM
Would that work for Santander $20 a month checking account ?
I haven't done it but someone on the forums has said it works
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Offline schneury

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Re: how to avoid checking account fees
« Reply #12 on: May 15, 2015, 11:03:38 AM »
Anyone have experience if square deposit would be considered as direct deposit?
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Online Sam Finkelstein

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Re: how to avoid checking account fees
« Reply #13 on: May 15, 2015, 11:06:45 AM »
I'm very happy with Charles Schwab Investor Checking. You need an investing account, but you don't have to use it. It's free, comes with free checks, deposit slips, and has unlimited outside (even international!) atms.
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Offline yoss6400

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Re: how to avoid checking account fees
« Reply #14 on: May 15, 2015, 11:42:14 AM »
i had till now a bofa echecking account it was free now they are changing it to a regular account i do have the cash rewards card but it does not help anything thinking of closing it and switch to td or citi
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Offline Ephraimh

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Re: how to avoid checking account fees
« Reply #15 on: May 15, 2015, 12:41:47 PM »
Capital One has free checking
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