Author Topic: Checking account frozen  (Read 1332 times)

Offline aj26

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Checking account frozen
« on: May 13, 2015, 08:42:34 PM »
I initiated a transfer from one account to pull money from my wells fargo account on sunday. I never got a confirmation so I hit submit again.
The bank pulled the money twice which overdrafted my WF account.
Now wells fargo says my account is frozen until Feb 26 at which point it will be closed and they will mail me a check. They are freezing $25k until then. Can they do that?
Is there somewhere I can file a complaint?
Looks like a block is put on my CC as well which would really stink if they closed it because I have about $800 in pending rewards.

Offline zale

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Re: Checking account frozen
« Reply #1 on: May 13, 2015, 09:13:57 PM »
Until Feb 26? Is that a typo?

Offline aj26

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Re: Checking account frozen
« Reply #2 on: May 13, 2015, 09:21:36 PM »
yep. meant may 26. sorry

Offline zale

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Re: Checking account frozen
« Reply #3 on: May 13, 2015, 09:26:06 PM »
Until Feb 26? Is that a typo?
yep. meant may 26. sorry

If the account was overdrafted, how is there 25k in there?

Generally there isn't much you can do about it besides stirring up a huge fuss like that Schilder fellow did a short while ago with Chase. It requires making threats, specifically that you will publicize it on social media.

Offline aj26

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Re: Checking account frozen
« Reply #4 on: May 13, 2015, 09:29:03 PM »
i put a stop on the 2 payments so the money bounced back
had 25k. sent 2 x $15k payments. they were cancelled. account now has 25k again

Offline aj26

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Re: Checking account frozen
« Reply #5 on: May 22, 2015, 12:03:56 PM »
as an update, account was shut down but i got money out.
i tried opening an account at another bank and was declined. I guess they hit the Chexsystem with a negative report. Anyone have experience disputing those?