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Author Topic: Savings/investments/bonds Master Thread.  (Read 222944 times)

Offline Yo ssi

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Re: Savings/investments/bonds Master Thread.
« Reply #1100 on: April 17, 2024, 06:19:10 PM »
Quote from: 4yourinfo on April 17, 2024, 04:26:24 PM
been there for about a year - The few times I had questions they answered their phones pretty quick - their transfers take a bit of time 3/4 days they have a 200k monthly transfer out limit and a 50k daily
Thanks 3-4 days isn't great. Marcus is better at 1 business day, others are even faster.
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Online CountValentine

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Re: Savings/investments/bonds Master Thread.
« Reply #1101 on: April 17, 2024, 06:20:29 PM »
Quote from: Yo ssi on April 17, 2024, 06:19:10 PM
Thanks 3-4 days isn't great. Marcus is better at 1 business day, others are even faster.
Fidelity, same day.
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Offline Yo ssi

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Re: Savings/investments/bonds Master Thread.
« Reply #1102 on: April 17, 2024, 07:14:07 PM »
Quote from: CountValentine on April 17, 2024, 06:20:29 PM
Fidelity, same day.
Yup. Not the same %
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Offline MiInvstr

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Re: Savings/investments/bonds Master Thread.
« Reply #1103 on: April 17, 2024, 07:50:13 PM »
Quote from: CountValentine on April 17, 2024, 06:20:29 PM
Fidelity, same day.
You can use fidelity as a savings account? Which account would I open for that and what are the cons over a regular savings account? Tia!
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Online whacked1

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Re: Savings/investments/bonds Master Thread.
« Reply #1104 on: April 17, 2024, 08:03:20 PM »
Quote from: MiInvstr on April 17, 2024, 07:50:13 PM
You can use fidelity as a savings account? Which account would I open for that and what are the cons over a regular savings account? Tia!
just keep in your cash acct
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Offline atiredmench

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Re: Savings/investments/bonds Master Thread.
« Reply #1105 on: June 11, 2024, 03:13:31 PM »
any one here buying bullion?
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Offline Realshlomo

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Re: Savings/investments/bonds Master Thread.
« Reply #1106 on: June 11, 2024, 06:47:46 PM »
Quote from: atiredmench on June 11, 2024, 03:13:31 PM
any one here buying bullion?
Are you selling below spot? I think you'll catch a few buyers that way.
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Online ExGingi

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Re: Savings/investments/bonds Master Thread.
« Reply #1107 on: June 25, 2024, 12:03:11 PM »
Fidelity has a few 3 month CDs (including one that offers fractional amounts) at 5.45%. And since it's Fidelity, money can sit in SPRXX FDLXX (or FZDXX) while waiting for settlement.

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Offline Yo ssi

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Re: Savings/investments/bonds Master Thread.
« Reply #1108 on: June 25, 2024, 12:07:14 PM »
Quote from: ExGingi on June 25, 2024, 12:03:11 PM
Fidelity has a few 3 month CDs (including one that offers fractional amounts) at 5.45%. And since it's Fidelity, money can sit in SPRXX FDLXX (or FZDXX) while waiting for settlement.


Lower rate then some regular accounts
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Online ExGingi

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Re: Savings/investments/bonds Master Thread.
« Reply #1109 on: June 25, 2024, 12:43:45 PM »
Quote from: Yo ssi on June 25, 2024, 12:07:14 PM
Lower rate then some regular accounts

For example?

Also, don't forget to figure out State Tax Rate if investing in a taxable account.
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Offline Yo ssi

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Re: Savings/investments/bonds Master Thread.
« Reply #1110 on: June 25, 2024, 12:55:03 PM »
Quote from: 4yourinfo on April 08, 2024, 05:46:52 PM
mybankingdirect 5.55 APY
And Marcus with referral
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Offline Iz

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Re: Savings/investments/bonds Master Thread.
« Reply #1111 on: December 30, 2024, 12:59:22 PM »
Any reason to buy I bonds now? Seems like very low rate. 3.11%? Am I missing something?
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Offline est

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Re: Savings/investments/bonds Master Thread.
« Reply #1112 on: January 09, 2025, 01:17:17 PM »
Zynlo bank is currently showing highest rate - 5%.
anyone have experience with them?
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Offline Yo ssi

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Re: Savings/investments/bonds Master Thread.
« Reply #1113 on: January 09, 2025, 01:32:09 PM »
Quote from: est on January 09, 2025, 01:17:17 PM
Zynlo bank is currently showing highest rate - 5%.
anyone have experience with them?
It's not 4.5?

Crazy how primis checking is outperforming most savings accounts at 4.75%
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Offline est

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Re: Savings/investments/bonds Master Thread.
« Reply #1114 on: January 09, 2025, 01:39:20 PM »
Quote from: Yo ssi on January 09, 2025, 01:32:09 PM
It's not 4.5?

Crazy how primis checking is outperforming most savings accounts at 4.75%

weird- I just had a link that said 5% - now its saying 4.5. must have just changed.
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Offline Redbull3

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Re: Savings/investments/bonds Master Thread.
« Reply #1115 on: January 09, 2025, 03:18:55 PM »
Quote from: Yo ssi on January 09, 2025, 01:32:09 PM
It's not 4.5?

Crazy how primis checking is outperforming most savings accounts at 4.75%
90 min after u posted this i got an email from primis that my apy is going down to 4.4 tomorrow :(
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Offline Yo ssi

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Re: Savings/investments/bonds Master Thread.
« Reply #1116 on: January 09, 2025, 06:22:13 PM »
Quote from: Redbull3 on January 09, 2025, 03:18:55 PM
90 min after u posted this i got an email from primis that my apy is going down to 4.4 tomorrow :(
I've yet to receive one, but considering the market that's still excellent.
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Offline Yo ssi

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Re: Savings/investments/bonds Master Thread.
« Reply #1117 on: January 10, 2025, 11:39:22 AM »
Quote from: Redbull3 on January 09, 2025, 03:18:55 PM
90 min after u posted this i got an email from primis that my apy is going down to 4.4 tomorrow :(
Yup 4.41% now, I guess I don't get those emails
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Offline Dan

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Re: Savings/investments/bonds Master Thread.
« Reply #1118 on: January 10, 2025, 12:26:55 PM »
Quote from: Redbull3 on January 09, 2025, 03:18:55 PM
90 min after u posted this i got an email from primis that my apy is going down to 4.4 tomorrow :(
Quote from: Dan on December 31, 2024, 02:17:19 PM
Effective 4.9%:
https://www.marcus.com/share/DAN-YN5-QNFH
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Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline est

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Re: Savings/investments/bonds Master Thread.
« Reply #1119 on: January 13, 2025, 11:41:43 PM »
Quote from: Dan on January 10, 2025, 12:26:55 PM

I already opened Marcus through your link months ago but rate has gone down now. not looking to start with referrals...whats next best option?
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