Savings/investments/bonds Master Thread.

[ExGingi]

Isn't the thinking they need to will lower rates?

FTFY

[Dan]

Isn't the thinking they need to lower rates?

Only if they want to spike inflation. Better to backstop losses and tame inflation.

[aygart]

Isn't the thinking they need to lower rates?

I took the conservative approach and included that in the etc.

[ExGingi]

That was before the crisis unfolded or was that based on this crisis?

I don't remember. Not sure which thread it was posted on. IINM it was before.

[CountValentine]

Only if they want to spike inflation. Better to backstop losses and tame inflation.

It is a balancing act.
AFAIK the reason T-bills will have a lower rate today is because the thinking is the Fed will have ease or stop their rate hikes.

[Yo ssi]

No need to switch to 1 year t-bills as of now.
https://www.fidelity.com/news/article/top-news/202303031316RTRSNEWSCOMBINED_KBN2V51IO-OUSBS_1

Change of plans?

[aygart]

Only if they want to spike inflation. Better to backstop losses and tame inflation.

A slowing economy often eases inflation on its own

[CountValentine]

I don't remember. Not sure which thread it was posted on. IINM it was before.

When I check at the time the rates would have been a little lower. The rate now is a lot lower and that is why I believe this perceived crisis is the driving force but could be way off base. 

[CountValentine]

Change of plans?

Not yet as this was a curve ball. Need to see the fastball. 

[CountValentine]

Did the inverse yield curve change big time today? @ExGingi

[ExGingi]

Did the inverse yield curve change big time today? @ExGingi

Didn't see today yet.

https://ycharts.com/indicators/10_2_year_treasury_yield_spread

ETA: looks like significant flattening for 1 day. https://www.cnbc.com/quotes/10Y2YS

[Yo ssi]

Am I understanding correctly that 26 weeks sold for 4.81%?

[CountValentine]

Am I understanding correctly that 26 weeks sold for 4.81%?

Not seeing result yet but should be any minute. Where are you seeing it?
ETA: 26 week 4.895% and 13 week 4.888%
Not bad at all.

[Yo ssi]

https://www.treasurydirect.gov/auctions/announcements-data-results/announcement-results-press-releases/auction-results/

Guess it was slightly off

[CountValentine]

https://www.treasurydirect.gov/auctions/announcements-data-results/announcement-results-press-releases/auction-results/

Guess it was slightly off

That is where I got the rates from and it wasn't available when you posted, weird.

[Yo ssi]

That is where I got the rates from and it wasn't available when you posted, weird.

I was messing around with Competitive and Noncompetitive I think the Noncompetitive closes at 11 the number I got was 97.659278

[CountValentine]

I was messing around with Competitive and Noncompetitive I think the Noncompetitive closes at 11 the number I got was 97.659278

Man, you are getting into this!!! 

[ExGingi]

ETA: looks like significant flattening for 1 day. https://www.cnbc.com/quotes/10Y2YS

To put it in context:

https://twitter.com/biancoresearch/status/1635407339711787008

[sam2015]

1 year CD now yielding 5.35 available on Schwab
18 month CD 5.40

[CountValentine]

1 year CD now yielding 5.35 available on Schwab
18 month CD 5.40

Nice rates. Make sure they are CP (call protected).