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Author Topic: Beginner Questions - Which Card?  (Read 893 times)

Offline importantq

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Beginner Questions - Which Card?
« on: January 10, 2022, 03:52:00 PM »
Currently using the Citi 2%back for everything and looking to open a new card.
What is the very best card to consider (we travel 2x a year, most daily spendings = grocery/restaurant)

Trying to up my credit score as well as have a card that gives me more perks.

To be clear - only looking to get 1 more - I am worried that having too many cards and trying to hack miles will be too overwhelming.

TIA
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Offline WonderingYid

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Re: Beginner Questions - Which Card?
« Reply #1 on: January 10, 2022, 04:40:40 PM »
Quote from: importantq on January 10, 2022, 03:52:00 PM
Currently using the Citi 2%back for everything and looking to open a new card.
What is the very best card to consider (we travel 2x a year, most daily spendings = grocery/restaurant)

Trying to up my credit score as well as have a card that gives me more perks.

To be clear - only looking to get 1 more - I am worried that having too many cards and trying to hack miles will be too overwhelming.

TIA
Chase Freedom?
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Offline importantq

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Re: Beginner Questions - Which Card?
« Reply #2 on: January 10, 2022, 05:08:24 PM »
Was hoping for something more sophisticated.

Sapphire? Something with better miles?
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Offline WonderingYid

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Re: Beginner Questions - Which Card?
« Reply #3 on: January 10, 2022, 06:31:06 PM »
Quote from: importantq on January 10, 2022, 05:08:24 PM
Was hoping for something more sophisticated.

Sapphire? Something with better miles?
Maybe the new AirPods.
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Offline importantq

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Re: Beginner Questions - Which Card?
« Reply #4 on: January 10, 2022, 08:45:55 PM »
  ;D ::) ???
Looking for a serious suggestion ;)
I’d like to eventually be holding in the miles game and contributing to DDF
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Online Spoon

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Re: Beginner Questions - Which Card?
« Reply #5 on: January 10, 2022, 10:56:24 PM »
Quote from: importantq on January 10, 2022, 03:52:00 PM
Currently using the Citi 2%back for everything and looking to open a new card.
What is the very best card to consider (we travel 2x a year, most daily spendings = grocery/restaurant)

Trying to up my credit score as well as have a card that gives me more perks.

To be clear - only looking to get 1 more - I am worried that having too many cards and trying to hack miles will be too overwhelming.

TIA

Citi Premier
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Offline Yo ssi

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Re: Beginner Questions - Which Card?
« Reply #6 on: January 10, 2022, 11:35:15 PM »
Quote from: importantq on January 10, 2022, 08:45:55 PM
  ;D ::) ???
Looking for a serious suggestion ;)
I’d like to eventually be holding in the miles game and contributing to DDF
Contributing here doesn't require any games, take a look at DDFs boards, ranging from music to random..of randomness!
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Offline HoKo

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Re: Beginner Questions - Which Card?
« Reply #7 on: January 11, 2022, 11:46:03 AM »
Quote from: importantq on January 10, 2022, 03:52:00 PM
What is the very best card to consider (we travel 2x a year, most daily spendings = grocery/restaurant)


Amex personal gold card should be in strong consideration given your criteria:

-4X on restaurants & 4x on groceries.
-3x on flights booked directly from the airline or through the Amex Travel Portal
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Offline WonderingYid

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Re: Beginner Questions - Which Card?
« Reply #8 on: January 11, 2022, 07:21:36 PM »
Quote from: importantq on January 10, 2022, 05:08:24 PM
Was hoping for something more sophisticated.

Sapphire? Something with better miles?
Quote from: importantq on January 10, 2022, 08:45:55 PM
  ;D ::) ???
Looking for a serious suggestion ;)
I’d like to eventually be holding in the miles game and contributing to DDF
The freedom/freedom unlimited has a pretty good SUB (sign up bonus) and gets decent point per dollar spent.
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