Author Topic: does business credit cards show on my personal credit report?  (Read 4814 times)

Offline allidoistry1

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Hi.
Does anyone know if business credit card will show on my personal report?
I am applying for a mortgage within the next 6 months.
BTW I serched the whole site to see of there is a thread on this and I was not able to find.
Thanks

Offline tjak

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Re: does business credit cards show on my personal credit report?
« Reply #1 on: October 11, 2015, 03:55:35 PM »

Hi.
Does anyone know if business credit card will show on my personal report?
I am applying for a mortgage within the next 6 months.
BTW I serched the whole site to see of there is a thread on this and I was not able to find.
Thanks
No.
It's in here

Offline tec

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Re: does business credit cards show on my personal credit report?
« Reply #2 on: October 11, 2015, 10:42:06 PM »
Late payments don't reflect badly on credit score either?

Offline bubbles

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Re: does business credit cards show on my personal credit report?
« Reply #3 on: October 11, 2015, 10:44:57 PM »
Late payments don't reflect badly on credit score either?

They do

Does anyone know if business credit card will show on my personal report?
I am applying for a mortgage within the next 6 months.
No.

While the account won't show up on your report, the credit pull will

Offline allidoistry1

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Re: does business credit cards show on my personal credit report?
« Reply #4 on: October 12, 2015, 07:48:00 AM »
They do

While the account won't show up on your report, the credit pull will
Thanks

Offline hvaces42

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Re: does business credit cards show on my personal credit report?
« Reply #5 on: October 12, 2015, 08:44:55 AM »
How do late payments show up on credit report if the actual account does not?
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Offline coralsnake

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Re: does business credit cards show on my personal credit report?
« Reply #6 on: October 12, 2015, 08:46:26 AM »
How do late payments show up on credit report if the actual account does not?
Since you are personally guaranteeing the loan, they will report late payments to your personal credit.
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Offline hvaces42

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Re: does business credit cards show on my personal credit report?
« Reply #7 on: October 12, 2015, 08:48:40 AM »
Since you are personally guaranteeing the loan, they will report late payments to your personal credit.
So the account only shows up on your credit report if you're late?
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Offline coralsnake

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Re: does business credit cards show on my personal credit report?
« Reply #8 on: October 12, 2015, 08:49:05 AM »
So the account only shows up on your credit report if you're late?
Correct.
"Here at DansDeals we don’t do buses." -Dan