Author Topic: Canadian Credit Cards (Read 178674 times)

PraiseCanada · « **on:** February 01, 2011, 08:18:04 PM »

Hey Dan (or anyone else reading)

Do you have any good tips for Canadians regarding good credit cards? I'm a huge fan of your site but I can't usually get any of the awesome credit card benefits because I'm Canadian and as far as I know, we don't have a site as good as this one for credit cards north of the border.
Please help us

Thanks!

AsherO · « **Reply #1 on:** February 01, 2011, 09:30:25 PM »

Quote from: PraiseCanada on February 01, 2011, 08:18:04 PM

Hey Dan (or anyone else reading)

Do you have any good tips for Canadians regarding good credit cards? I'm a huge fan of your site but I can't usually get any of the awesome credit card benefits because I'm Canadian and as far as I know, we don't have a site as good as this one for credit cards north of the border.
Please help us

Thanks!

Please do a search, this has previously been discussed.

moish · « **Reply #2 on:** February 02, 2011, 01:54:53 AM »

theres a starwood amex. annual fee is pretty high though

AsherO · « **Reply #3 on:** February 02, 2011, 02:36:59 AM »

Quote from: moish on February 02, 2011, 01:54:53 AM

theres a starwood amex. annual fee is pretty high though

That one has been discussed here as well

moish · « **Reply #4 on:** February 02, 2011, 07:14:27 AM »

i think theres an aeroplan also

andrew · « **Reply #5 on:** February 02, 2011, 08:48:14 AM »

amex platinum cdn aeroplan 25k sign up bonus $499 yearly fee (could be pro rated)
""""""""gold """"""""""""""""""20k """"""""""""''''''' $120
http://www.americanexpress.com/canada/en/aeroplan_dclp_dtw11_en.shtml?&PID=124&BUID=AERO&PSKU=D43&AFFID=APDTW&ITU_id=100000345&CRTV=promogolden

amex premier rewards 15k bonus first year free https://www.americanexpress.com/canada/cardmember.shtml

amex starwood cdn first year free 10k bonus pm me if you want this deal

the following website always has the latest deals in canada
http://rewardscanada.ca/
http://blog.rewardscanada.ca/

mords · « **Reply #6 on:** February 02, 2011, 02:19:13 PM »

The starwood amex also charges like $50 or $65 per additional cardholder u can double check that. However the aeroplan gives u At least one additonal cardholder free and i believe even two. Plus on the aeroplan the points are 1=1 ratio and every dollar after $10000 dollars spent is 1=1.25 points ratio. Also the most flights out of Canada is Air Canada.

Thingywingy · « **Reply #7 on:** October 15, 2011, 09:15:43 PM »

Quote from: andrew on February 02, 2011, 08:48:14 AM

amex platinum cdn aeroplan 25k sign up bonus $499 yearly fee (could be pro rated)
""""""""gold """"""""""""""""""20k """"""""""""''''''' $120
http://www.americanexpress.com/canada/en/aeroplan_dclp_dtw11_en.shtml?&PID=124&BUID=AERO&PSKU=D43&AFFID=APDTW&ITU_id=100000345&CRTV=promogolden

amex premier rewards 15k bonus first year free https://www.americanexpress.com/canada/cardmember.shtml

amex starwood cdn first year free 10k bonus pm me if you want this deal

the following website always has the latest deals in canada
http://rewardscanada.ca/
http://blog.rewardscanada.ca/

Is there still way to get Canadian SPG without annual fee? According to their site there iss $120 annual fee.

Thingywingy · « **Reply #8 on:** October 23, 2011, 02:44:38 PM »

Quote from: andrew on February 02, 2011, 08:48:14 AM

amex premier rewards 15k bonus first year free https://www.americanexpress.com/canada/cardmember.shtml

new link is
http://www.americanexpress.com/canada/en/gold-rewards-card/features-at-a-glance.shtml?&parent=A00000D8X6&cpid=100005042&AFFID=MBRCAN&PSKU=T6&BUID=CCG&PID=124&CRTV=TAG_GRC_Rcan_Cart

I have an US Amex premier rewards card. Will they allow both a US and Canadian of the same card?

shmiel · « **Reply #9 on:** October 23, 2011, 07:37:49 PM »

Starwood has a 20k bonus now for Canadians. Also a side note, that Canadian MR points transfer into SPG at 2:1 which is better than the US rate of 3:1

Thingywingy · « **Reply #10 on:** October 23, 2011, 08:00:52 PM »

I am under the impression that the 20k offer is over. If you have a link please post.

shmiel · « **Reply #11 on:** October 23, 2011, 08:07:29 PM »

Quote from: Thingywingy on October 23, 2011, 08:00:52 PM

I am under the impression that the 20k offer is over. If you have a link please post.

http://www.americanexpress.com/canada/starwood-credit-card

dealvr · « **Reply #12 on:** October 23, 2011, 08:19:34 PM »

Thanks.
Anyone know when the annual fee hits on the Canadian cards?

*Modification*

Charged on 1st statement after Card issued and once a year thereafter (regardless of card activation).

dealvr · « **Reply #13 on:** October 23, 2011, 08:36:31 PM »

I don't see why it wouldn't, but can anyone confirm the 3 browser method works in Canada?

smurf · « **Reply #14 on:** October 23, 2011, 09:15:13 PM »

perusing the Canadian application i noticed that the minimum required income is 15k I wonder if the same applies to the american version

Thingywingy · « **Reply #15 on:** October 23, 2011, 09:58:18 PM »

Quote from: shmiel on October 23, 2011, 08:07:29 PM

http://www.americanexpress.com/canada/starwood-credit-card

I misspoke. What I meant was they recently had bonus without 1st year fee. Not sure if I wanna spend $120 now

AsherO · « **Reply #16 on:** October 24, 2011, 01:09:37 AM »

Quote from: dealvr on October 23, 2011, 08:36:31 PM

I don't see why it wouldn't, but can anyone confirm the 3 browser method works in Canada?

How do the credit bureaus work in Canada?

The 3BM has two functions: The first is to get more approvals with one bank at one time, the other is to keep credit pulls low by having multiple apps pull at once. I'm confident 3BM works in Canada for the former, for the latter you'd have to answer my question to have a better idea.

Thingywingy · « **Reply #17 on:** October 24, 2011, 09:42:33 PM »

Has anyone had experience having both a Canadian and US Amex card of the same type. Do they give you any problems?

AsherO · « **Reply #18 on:** October 24, 2011, 10:21:46 PM »

Quote from: Thingywingy on October 24, 2011, 09:42:33 PM

Has anyone had experience having both a Canadian and US Amex card of the same type. Do they give you any problems?

How would they even realize, the accounts are managed separately and they use different identification numbers (SSN in the US and SIN in Canada).

Thingywingy · « **Reply #19 on:** October 24, 2011, 11:05:01 PM »

Have you had experience? I would imagine your correct but theres nothing like actual empirical evidence.

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Author Topic: Canadian Credit Cards (Read 178674 times)