Author Topic: Canadian Credit Cards  (Read 58200 times)

Online Thingywingy

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Re: Canadian Credit Cards
« Reply #15 on: October 23, 2011, 09:58:18 PM »
http://www.americanexpress.com/canada/starwood-credit-card
I misspoke. What I meant was they recently had bonus without 1st year fee. Not sure if I wanna spend $120 now
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline AsherO

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Re: Canadian Credit Cards
« Reply #16 on: October 24, 2011, 01:09:37 AM »
I don't see why it wouldn't, but can anyone confirm the 3 browser method works in Canada?

How do the credit bureaus work in Canada?

The 3BM has two functions: The first is to get more approvals with one bank at one time, the other is to keep credit pulls low by having multiple apps pull at once. I'm confident 3BM works in Canada for the former, for the latter you'd have to answer my question to have a better idea.
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Online Thingywingy

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Re: Canadian Credit Cards
« Reply #17 on: October 24, 2011, 09:42:33 PM »
Has anyone had experience having both a Canadian and US Amex card of the same type. Do they give you any problems?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline AsherO

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Re: Canadian Credit Cards
« Reply #18 on: October 24, 2011, 10:21:46 PM »
Has anyone had experience having both a Canadian and US Amex card of the same type. Do they give you any problems?

How would they even realize, the accounts are managed separately and they use different identification numbers (SSN in the US and SIN in Canada).
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Online Thingywingy

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Re: Canadian Credit Cards
« Reply #19 on: October 24, 2011, 11:05:01 PM »
Have you had experience? I would imagine your correct but theres nothing like actual empirical evidence.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline AsherO

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Re: Canadian Credit Cards
« Reply #20 on: October 24, 2011, 11:14:55 PM »
Have you had experience?

I have no experience.

I would imagine your correct but theres nothing like actual empirical evidence.

Agreed.
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Offline Devorah

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Re: Canadian Credit Cards
« Reply #21 on: October 25, 2011, 12:46:35 AM »
My mother has both an American and Canadian Starwood Amex, but she has an address in the US as well.

Online Thingywingy

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Re: Canadian Credit Cards
« Reply #22 on: October 25, 2011, 01:05:28 AM »
My mother has both an American and Canadian Starwood Amex, but she has an address in the US as well.
I have an American address as well. Without one I dont think you would be able to get the card origunally.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline AsherO

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Re: Canadian Credit Cards
« Reply #23 on: October 25, 2011, 01:11:59 AM »
I have an American address as well. Without one I dont think you would be able to get the card origunally.

CMIIW, but I don't think you can have an (active) US credit card with a foreign address as the primary billing address.
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Offline Devorah

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Re: Canadian Credit Cards
« Reply #24 on: October 25, 2011, 02:04:23 AM »
I have an American address as well. Without one I dont think you would be able to get the card origunally.

So what's the issue?  How do they even know for sure that you are the same person?

Online Thingywingy

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Re: Canadian Credit Cards
« Reply #25 on: October 25, 2011, 02:09:00 AM »
CMIIW, but I don't think you can have an (active) US credit card with a foreign address as the primary billing address.
Precisely my point.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline Devorah

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Re: Canadian Credit Cards
« Reply #26 on: October 25, 2011, 02:10:23 AM »
Has anyone had experience having both a Canadian and US Amex card of the same type. Do they give you any problems?

So I guess the answer appears to be no problem.

Online Thingywingy

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Re: Canadian Credit Cards
« Reply #27 on: October 25, 2011, 02:13:19 AM »
Just good idea to be cautious with Amex cuz of financial review and stuff.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline Devorah

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Re: Canadian Credit Cards
« Reply #28 on: October 25, 2011, 02:24:40 AM »
Just good idea to be cautious with Amex cuz of financial review and stuff.

My mother actually got FR'ed on her American Amex and they accepted Canadian tax returns as proof.

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Re: Canadian Credit Cards
« Reply #29 on: October 25, 2011, 02:29:27 AM »
Do you know what sparked th FR?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.