Canadian Credit Cards

[youthink]

Anyone know how much time you have to cancel Canadian Amex gold once the AF hits?

Generally up until the due date of the statement that contains the AF but YMMV. A quick secure message to them should do the job.

[zer0k1]

I got my 25k bonusafter reaching $500 amex gold card and transferred them, then I returned something a few weeks later bringing me just below $500, as a result that set my point balance to -10,000. whats the deal???

[harrym]

I got my 25k bonusafter reaching $500 amex gold card and transferred them, then I returned something a few weeks later bringing me just below $500, as a result that set my point balance to -10,000. whats the deal???

Same here, only I didn't transfer out and left with 15,000.
Maybe it's 15k for first purchase and ten for spend.

[youthink]

I got my 25k bonusafter reaching $500 amex gold card and transferred them, then I returned something a few weeks later bringing me just below $500, as a result that set my point balance to -10,000. whats the deal???

If you respend the money to take you over $500 you should get those points back.

[yoshi]

Can I transfer my mr Canadian points to a friends mileage account? Meaning from my mr points to let's say his aeroplan account?
Flyettalk thread seems to say you can. I want to see what people have had experience wise here.

[nobiggy]

is there any way for Americans to get Canadian cc's?

[yoshi]

is there any way for Americans to get Canadian cc's?

I had a bank account and visa there for a year...

[htg123]

You need a SIN number.

[yoshi]

You need a SIN number.

No you don't.

[Devorah]

Do you need a credit history? I've had a bank account for years but no cc.

[Ergel]

Do you need a credit history? I've had a bank account for years but no cc.

Of course. Although with amex you can do a global transfer

[Malachi]

You need at least 6 months credit history to be approved for an Amex.

[Ergel]

You need at least 6 months credit history to be approved for an Amex.

Not if you do a global transfer

[nobiggy]

What's a global transfer?

[Ergel]

https://www.google.ca/url?sa=t&rct=j&q=&esrc=s&source=web&cd=1&cad=rja&uact=8&ved=0CDIQFjAA&url=https%3A%2F%2Fwww.americanexpress.com%2Fglobal-card-transfers%2F&ei=2aQVVOK_OOrE8QHglYCIDw&usg=AFQjCNHTH3HGgs4Y3aWjg40Do4UKURik7Q&sig2=f64DbnpVgW9SiIxZOlwPkw&bvm=bv.75097201,d.b2U

[Alexsei]

Can I transfer my mr Canadian points to a friends mileage account? Meaning from my mr points to let's say his aeroplan account?
Flyettalk thread seems to say you can. I want to see what people have had experience wise here.

Not online IME maybe by phone

[Alexsei]

You need a SIN number.

SIN is not mandatory on canadian cc apps its optional they pull credit by name etc.

[htg123]

SIN is not mandatory on canadian cc apps its optional they pull credit by name etc.

You're right...I noticed that when I applied for one for the fun of it ....I Dont live in Canada and they approved me for $1000 without any ID

[Alexsei]

2 new canadian AMEX cards
https://www.americanexpress.com/ca/en/content/simply-cash/

• No annual fee
• Earn 5% cash back on all eligible purchases at gas stations, grocery stores and restaurants in Canada (up to $250 cash back) for the first 6 months of Card membership
• Earn 1.25% cash back on all other purchases and when your Welcome Rate ends

https://www.americanexpress.com/ca/en/content/simply-cash-preferred

• Annual fee $79
• Earn 5% cash back on purchases for the first 6 months of Card membership (up to $400 cash back)
• Earn 1.5% cash back when your Welcome Rate ends (up to $100,000 annually) and 1.25% after

[Ergel]

Would be nice without the limits