Author Topic: Canadian Credit Cards  (Read 68136 times)

Offline Moshke

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Re: Canadian Credit Cards
« Reply #690 on: January 13, 2019, 01:48:14 PM »
Not available in Quebec

^Applies to first $25,000 in purchases then 1% for all other purchases.

Annual Fee: $99 (First year free‡)
As usual

Offline Yehudaa

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Re: Canadian Credit Cards
« Reply #691 on: January 13, 2019, 01:49:15 PM »
Not available in Quebec

^Applies to first $25,000 in purchases then 1% for all other purchases.

Annual Fee: $99 (First year free‡)
As usual
Hey at least you guys won big on the HSBC offer a couple months back....

Offline mordechain

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Re: Canadian Credit Cards
« Reply #692 on: January 13, 2019, 07:49:20 PM »
Looking for a decent MasterCard. This meridian is identical to the Scotia momentum visa
« Last Edit: January 13, 2019, 07:52:58 PM by mordechain »

Offline SamCan

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Re: Canadian Credit Cards
« Reply #693 on: January 15, 2019, 10:37:47 AM »
Looking for a decent MasterCard. This meridian is identical to the Scotia momentum visa

If you fly WestJet I would recommend the RBC WestJet WE MC. Besides the regular earning of 1.5% back on WestJet, it gives you free luggage on all WestJet flights, plus a voucher that can save you hundreds of dollars on long distance trips.

Offline YMW

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Re: Canadian Credit Cards
« Reply #694 on: January 15, 2019, 10:45:25 PM »
Amex Cobalt is live

https://www.americanexpress.com/ca/en/credit-cards/information/cobalt-card/
http://forums.dansdeals.com/index.php?topic=83848.msg1809132#msg1809132
The MR from This card can’t be transferred to airlines. I am wondering if I have a platinum or gold card if the MR is pooled, allowing the points to be transferred to airlines. Similar to the RBC Rewards program that allowes you to transfer all your RBC Rewards to AA or BA as long as you have an Avion card.
I just got the card. T&C specifically limit Cobalt from airline transfer partners.

I didn't realize this before I applied for the Cobalt, I think it's worthless....

Offline mordechain

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Re: Canadian Credit Cards
« Reply #695 on: January 15, 2019, 10:50:05 PM »
Far from worthless.... effective 10% back on anything you can buy in a grocery store

Offline YMW

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Re: Canadian Credit Cards
« Reply #696 on: January 15, 2019, 10:55:04 PM »
Far from worthless.... effective 10% back on anything you can buy in a grocery store
effective 10%?? How? you get 5 x MR on groceries which you can later transfer to.........only Marriott.....

Offline mordechain

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Re: Canadian Credit Cards
« Reply #697 on: January 15, 2019, 10:58:35 PM »
Amex fixed points program gives a value of 2cpp. And even Marriott, at 5:6 is great considering the 5 point per dollar earn rate.
How many credit cards let you earn 2.5 airline miles per Canadian dollar?
Not to mention that you can easily get better then 2cpp value on Marriott...
« Last Edit: January 15, 2019, 11:07:09 PM by mordechain »

Offline YMW

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Re: Canadian Credit Cards
« Reply #698 on: January 16, 2019, 08:30:10 PM »
Amex fixed points program gives a value of 2cpp. And even Marriott, at 5:6 is great considering the 5 point per dollar earn rate.
How many credit cards let you earn 2.5 airline miles per Canadian dollar?
Not to mention that you can easily get better then 2cpp value on Marriott...

Please explain how?

Offline mordechain

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Re: Canadian Credit Cards
« Reply #699 on: January 16, 2019, 08:49:28 PM »
$1 spend at grocery = 5 cobalt. Transfer to Marriott at 5:6 . Transfer to wherever you want 60:25 (60:27 United) = 2.5 airline miles  per dollar spent

https://www.americanexpress.com/canada/en/fixedpointstravel.html

Offline Yehudaa

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Re: Canadian Credit Cards
« Reply #700 on: February 08, 2019, 09:26:11 AM »
Apparently some changes are coming to the Canadian personal platinum card. For one, it seems like we'll be getting metal cards. We'll see what else is changing....

https://www.instagram.com/p/BtmbWY4BtO1/

https://www.instagram.com/p/Btmu72znfGi/