Yeah but there's a 2.95 reload fee when loading it at a cashier, no way around this... IMO dilutes the value, not worth it... cuz only can use "PIN based debit cards" i.e. VGC, pretty sure CCs won't work as in the past with other stuff (when VR/Bluebird was going strong, only CVS let CCS, Walgreens didn't let, was hard-coded to deny), cuz anyway are paying 4.95 for the VGC ($500)...