« Reply #15 on: July 02, 2015, 01:48:34 PM »
just that the card is still going to be great for lot's of us.
Not arguing with your point that if someone spends less then 90K a year then it doesn't pay.
The only thing the refundable help with is the increased redemption threshold and more limited travel categories.
It doesn't affect the trip it pro subscription or, most importantly, the lower rebate.
Even so, even at 2.2%, this isn't a card I planned on keeping, as even $40k is too much of a breakeven.
Logged
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper