Author Topic: MS on a CB  (Read 4244 times)

Offline Redbull3

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Re: MS on a CB
« Reply #15 on: July 22, 2015, 02:14:34 PM »

Offline Redbull3

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Re: MS on a CB
« Reply #16 on: July 22, 2015, 02:15:59 PM »
https://www.fbi.gov/seattle/press-releases/2012/brothers-who-defrauded-nordstrom-with-online-reward-scheme-plead-guilty-to-wire-fraud

Google "Chiu Brothers" for more info.

This is considered "wire fraud"? I don't quite understand how what they did was illegal (I'm not saying unethical... illegal).

Offline SPLP

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Re: MS on a CB
« Reply #17 on: July 22, 2015, 02:54:11 PM »
This is considered "wire fraud"? I don't quite understand how what they did was illegal (I'm not saying unethical... illegal).

Sure it was illegal ( do not even need to Google )-- they knowingly knew and had intent to defraud - how can theY order 23miliilon and not know

https://en.wikipedia.org/wiki/Mail_and_wire_fraud

Whoever, having devised or intending to devise any scheme or artifice to defraud, or for obtaining money or property by means of false or fraudulent pretenses, representations, or promises, transmits or causes to be transmitted by means of wire, radio, or television communication in interstate

"Whoever, having devised or intending to devise any scheme or artifice to defraud, or for obtaining money or property by means of false or fraudulent pretenses, representations, or promises, or to sell, dispose of, loan, exchange,".......

Offline dealfinder85

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Re: MS on a CB
« Reply #18 on: July 22, 2015, 02:59:28 PM »
I read that story... it makes me kind of scared to do the nosdstram method
aside from the fact that its stealing and prohibited by jewish law?
o sorry, this isnt ethics nor halacha thread

Offline ADG

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Re: MS on a CB
« Reply #19 on: July 22, 2015, 03:05:05 PM »
aside from the fact that its stealing and prohibited by jewish law?
o sorry, this isnt ethics nor halacha thread

buying and returning is in their policy. buying on order to return is forsure grey and maybe more . on what bases do you call it stealing?

Offline dealfinder85

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Re: MS on a CB
« Reply #20 on: July 22, 2015, 03:06:33 PM »
buying and returning is in their policy. buying on order to return is forsure grey and maybe more . on what bases do you call it stealing?
if you are buying with the intention to return, solely to get the cash back, are you not able to figure that out? who is paying you that cash back?

Offline ChaimMoskowitz

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Re: MS on a CB
« Reply #21 on: July 22, 2015, 03:11:24 PM »
Google "Chiu Brothers" for more info.
Please leave my friends out of this.
I just found a new supply of forks!

Offline ADG

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Re: MS on a CB
« Reply #22 on: July 22, 2015, 03:13:31 PM »
if you are buying with the intention to return, solely to get the cash back, are you not able to figure that out? who is paying you that cash back?

When you MS at target or any form of MS someone is always paying the cash back! The Question is it is lawful under their terms and Jewish Law

Offline Marco Polo

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Re: MS on a CB
« Reply #23 on: July 22, 2015, 03:15:53 PM »
When you MS at target or any form of MS someone is always paying the cash back! The Question is it is lawful under their terms and Jewish Law
You get CB for a purchase. If you purchase with the intent to return and keep the CB, that is not what is intended.

They are not giving away money.
Quaerite et Invenietis.

Offline ADG

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Re: MS on a CB
« Reply #24 on: July 22, 2015, 03:18:45 PM »
You get CB for a purchase. If you purchase with the intent to return and keep the CB, that is not what is intended.

They are not giving away money.

What is MS if not giving away money. not to mention that it is also not intented

Offline dealfinder85

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Re: MS on a CB
« Reply #25 on: July 22, 2015, 03:19:56 PM »
When you MS at target or any form of MS someone is always paying the cash back! The Question is it is lawful under their terms and Jewish Law
in most methods at least that i know of, someone is gaining and therefore paying the cash back.
with target, they created that system that allows for abuse. they imposed limits.  forget MS, what about if you really used that as some sort of bill paying system? they allow that.
but what you are discussing in another level

Offline Marco Polo

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Re: MS on a CB
« Reply #26 on: July 22, 2015, 03:20:00 PM »
What is MS if not giving away money. not to mention that it is also not intented
When you MS, you are buying something and cashing out in a different manner. It is much different than buying and returning.
Quaerite et Invenietis.

Offline dealfinder85

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Re: MS on a CB
« Reply #27 on: July 22, 2015, 03:21:10 PM »
What is MS if not giving away money. not to mention that it is also not intented
lets take the gift card method that many use.
they buy a gift card from staples. staples pays the credit card fee and then chase pays you the UR points.  but staples is getting the fee (at least thats how i assume it works) so its worth it to them

Offline ADG

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Re: MS on a CB
« Reply #28 on: July 22, 2015, 03:30:38 PM »
When you MS, you are buying something and cashing out in a different manner. It is much different than buying and returning.

How so? buying with intent to cash it elsewhere is just as against chases intention even though it is not explicitly in the T&Cs

Offline Marco Polo

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Re: MS on a CB
« Reply #29 on: July 22, 2015, 03:31:58 PM »
How so? buying with intent to cash it elsewhere is just as against chases intention even though it is not explicitly in the T&Cs
What do they care what you do with your purchase? As far as they are concerned, you bought something (a GC) and the transaction is done. Anything you chose to do with it is your own thing.
Quaerite et Invenietis.