Author Topic: MS on a CB  (Read 4386 times)

Offline ADG

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Re: MS on a CB
« Reply #30 on: July 22, 2015, 03:37:58 PM »
What do they care what you do with your purchase? As far as they are concerned, you bought something (a GC) and the transaction is done. Anything you chose to do with it is your own thing.
I guess you are right. but that doesn't mean buying with intent to return is explicitly against policy. I will give you an example . when you buy a few sizes you are buying (at least one of them) with intent to return. Is that also theft?

Offline Redbull3

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Re: MS on a CB
« Reply #31 on: July 22, 2015, 03:41:23 PM »
No one is answering my question. Buying with intent to return is wire fraud? Why? Is it purely the dollar amount? This is PGGM on a larger scale. Are we all in trouble?

Offline Redbull3

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Re: MS on a CB
« Reply #32 on: July 22, 2015, 03:42:31 PM »
Please leave my friends out of this.

Seriously what's your take on this?

Offline dealfinder85

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Re: MS on a CB
« Reply #33 on: July 22, 2015, 03:43:10 PM »
I guess you are right. but that doesn't mean buying with intent to return is explicitly against policy. I will give you an example . when you buy a few sizes you are buying (at least one of them) with intent to return. Is that also theft?
ok allow me to rephrase, in case you couldnt understand the difference
buying with complete intent to return 100% of your order is 1. probably assur, 2. theft if you do it in a way to earn cash back, 3. just wrong

Offline ADG

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Re: MS on a CB
« Reply #34 on: July 22, 2015, 03:44:21 PM »
No one is answering my question. Buying with intent to return is wire fraud? Why? Is it purely the dollar amount? This is PGGM on a larger scale. Are we all in trouble?
I am answering your Question . That doesnt mean they cant or wont press charges of fraud if we are talking about large scale things.

Great point about PGGM . Marco care to take that one on?

Offline ADG

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Re: MS on a CB
« Reply #35 on: July 22, 2015, 03:47:26 PM »
ok allow me to rephrase, in case you couldnt understand the difference
buying with complete intent to return 100% of your order is 1. probably assur, 2. theft if you do it in a way to earn cash back, 3. just wrong

So if  one includes one thing one is " good"?

Offline dealfinder85

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Re: MS on a CB
« Reply #36 on: July 22, 2015, 03:49:20 PM »
So if  one includes one thing one is " good"?
why are you trying to instigate here?
allow me to spell it out. buying even one item so steal cash back is stealing and assur.
you then asked, foolishly, what about ordering different sizes. to that, i needed to spell out that you intend to buy something and arent doing it to steal from the company. but even in that case, returning it intentionally in a way that still earns cash back is stealing

Offline ADG

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Re: MS on a CB
« Reply #37 on: July 22, 2015, 04:01:50 PM »
why are you trying to instigate here?
allow me to spell it out. buying even one item so steal cash back is stealing and assur.
you then asked, foolishly, what about ordering different sizes. to that, i needed to spell out that you intend to buy something and arent doing it to steal from the company. but even in that case, returning it intentionally in a way that still earns cash back is stealing

My point is that buying with intent to return is not against companies policies. therefor not Assur. wrong or right is for ethical thread remember:)

Offline Marco Polo

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Re: MS on a CB
« Reply #38 on: July 22, 2015, 04:03:13 PM »
My point is that buying with intent to return is not against companies policies. therefor not Assur. wrong or right is for ethical thread remember:)
If you are doing it to earn CB, it is an issue. Case and point in the article ^^.
Quaerite et Invenietis.

Offline dealfinder85

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Re: MS on a CB
« Reply #39 on: July 22, 2015, 04:04:53 PM »
My point is that buying with intent to return is not against companies policies. therefor not Assur. wrong or right is for ethical thread remember:)
-1

Offline sam i am

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Re: MS on a CB
« Reply #40 on: July 23, 2015, 11:15:08 AM »
Please leave my friends out of this.
With friends like these...  ;)

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Re: MS on a CB
« Reply #41 on: July 23, 2015, 12:30:42 PM »
What do they care what you do with your purchase? As far as they are concerned, you bought something (a GC) and the transaction is done. Anything you chose to do with it is your own thing.
Chase makes money on it. Staples makes money on it. The bank issuing the GC makes money on it and MS costs you money too. You may find that you get enough value for the money spent and therefore go through the trouble.

Offline David Smith

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Re: MS on a CB
« Reply #42 on: July 23, 2015, 01:22:45 PM »
How so? buying with intent to cash it elsewhere is just as against chases intention even though it is not explicitly in the T&Cs
Maintaining a credit card and making purchases with the sole intention of generating points is explicitly prohibited in the T&C's. However, it's not stealing. What's the difference to them if you buy a gc as a gift or to cash out? (Although it can be argued that chase is losing 2% on their 5% categories, which they are willing to sacrifice for the purpose of enticing you to have the card and make other purchases on it, which they are making 2% on. Using it solely for staples can therefore be argued to be the equivalent of making purchases and returning them.)
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline rileywiles23

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Re: MS on a CB
« Reply #43 on: July 23, 2015, 05:39:33 PM »
Why is this whole idea any diff. then Pggm ?
Life is as good as you make it...

Offline Jm1248

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Re: MS on a CB
« Reply #44 on: July 23, 2015, 10:20:46 PM »
Why is this whole idea any diff. then Pggm ?
+1
Or than loading money onto serve/redcard and withdrawing to bank account?