Author Topic: Best FIRST Credit Cards  (Read 9965 times)

Offline hocker

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Best FIRST Credit Cards
« on: February 06, 2011, 03:03:29 PM »
I have recently helped many Bochurim who had no credit history apply for their first card. the cards with the most success were as  follows:
The Citi Forward card which is the best: www.citiforward.com
The Discover Card which i`ll post the link later because they switched around the site.


« Last Edit: February 06, 2011, 03:48:55 PM by Dan »
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Offline AsherO

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Re: Best FIRST Credit Cards
« Reply #1 on: February 06, 2011, 03:06:36 PM »
I have recently helped many Bochurim who had no credit history apply for their first card. the cards with the most success were as  follows:
The Citi Forward card which is the best: http://citi.us/huXXHP
The Discover Card which i`ll post the link later because they switched around the site.

Referral link? :o

Citi URL shortening is hip :D
PGF24BMGS

Offline hocker

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Re: Best FIRST Credit Cards
« Reply #2 on: February 06, 2011, 03:14:48 PM »
Citi URL shortening is hip :D

What does that mean??
Car Rentals in Israel - http://www.rechev.rentals/

Offline AsherO

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Re: Best FIRST Credit Cards
« Reply #3 on: February 06, 2011, 03:23:29 PM »
What does that mean??

It means that the use the domain Citi.us/wtvr to forward to http://www.citicards.com/cards/blahblahblah/whatever.
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Offline Cbs

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Best FIRST Credit Cards
« Reply #4 on: February 20, 2011, 04:11:58 AM »
I have recently helped many Bochurim who had no credit history apply for their first card.

If I just got approved for my first card (capital one) and I have no credit history - would it hurt me (like get denied) to apply other cards for example citi card etc...

Offline AsherO

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Re: Best FIRST Credit Cards
« Reply #5 on: February 20, 2011, 10:11:30 AM »
If I just got approved for my first card (capital one) and I have no credit history - would it hurt me (like get denied) to apply other cards for example citi card etc...

Every application would be an inquiry, which would adversely affect your credit score.
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Offline Cbs

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Best FIRST Credit Cards
« Reply #6 on: February 20, 2011, 04:37:39 PM »
Every application would be an inquiry, which would adversely affect your credit score.

Can u explain that a little more? (simpler English ;) )  like R u advising not to until I build credit?

Offline mancunian

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Re: Best FIRST Credit Cards
« Reply #7 on: February 20, 2011, 10:59:45 PM »
besides the inquiry, you would probably have better success in your application if you waited a couple months at least

Offline smiley face

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Re: Best FIRST Credit Cards
« Reply #8 on: October 23, 2011, 04:49:37 PM »
wasn't sure if this is in the right place but didn't want to open a new thread
1 if i apply for cards and have no credit history will it affect my score?
2 i applied for a secured card and paying an annual fee of $39, is it ok to close my first cc after 1 year or even less?

Offline Cbs

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Re: Best FIRST Credit Cards
« Reply #9 on: October 23, 2011, 09:10:55 PM »
wasn't sure if this is in the right place but didn't want to open a new thread
1 if i apply for cards and have no credit history will it affect my score?
if you will read a few posts up u will see:

Every application would be an inquiry, which would adversely affect your credit score.

2 i applied for a secured card and paying an annual fee of $39, is it ok to close my first cc after 1 year or even less?
i think secured cards have a certain time u must have it open.

Offline smiley face

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Re: Best FIRST Credit Cards
« Reply #10 on: October 23, 2011, 10:14:20 PM »
If I just got approved for my first card (capital one) and I have no credit history - would it hurt me (like get denied) to apply other cards for example citi card etc...
[/quote
Every application would be an inquiry, which would adversely affect your credit score.
i don't have a cc so i have no score to begin with?!

i think secured cards have a certain time u must have it open.
can anyone verufy this?

Offline Cbs

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Re: Best FIRST Credit Cards
« Reply #11 on: October 24, 2011, 05:37:45 PM »
1st things first - learn how to quote things and after the quote right ur question.

2ndly from ur Q:
1 if i apply for cards and have no credit history will it affect my score?
you were not being clear that you dont have a CC. - it sounds like you are asking "if i apply for cardS (which means a few cards)" and that means you have a CC bec otherwise y would u apply for a few cards at once before u had one card?!

so now that you say you dont have one. so look around the forum to see what is a good CC to start with and use the answer that AsherO said and apply that to yourself as well.

Offline AsherO

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Re: Best FIRST Credit Cards
« Reply #12 on: October 24, 2011, 05:40:00 PM »
...use the answer that AsherO said and apply that to yourself as well.

Thanks for the homage ;)
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Offline Cbs

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Re: Best FIRST Credit Cards
« Reply #13 on: October 24, 2011, 05:46:05 PM »
Thanks for the homage ;)
sometimes things have to be spelled out clearly for some people :)

Offline smiley face

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Re: Best FIRST Credit Cards
« Reply #14 on: October 24, 2011, 07:02:27 PM »
ty for your responses (remember i'm new here so please be easy on me ;))