For the new transfer rules between ultimate reward accounts, cmiiw, but what I understand is that you can transfer to another person as long as they are in the same household (no need to be an AU). If that's right, is there any reason why I would have a problem transferring from DW's CSP account (I have an AU card, but Chase doesn't have me down as an AU) to my Ink account (DW isn't an "employee" on the card)?