Chase Ink Bold is No Longer a Charge Card

[lunatic]

Just got this via SM...

[avadah]

Just got it. Is it just a matter of time till they straight out switch the bolds into plus?

[Knaper_Chuchem]

Just got the notice. I still have the old IB card, I wonder if that will change too? Also, I don't have a Chase Checking account. If I do it now, will I still be added to the Exclusive Program?

[TimT]

Everybody has an old one. There isn't a new one

[Knaper_Chuchem]

I'm looking for a breakdown; pros and cons, Charge Card vs. Credit Card.

I remember vaguely seeing a writeup by Dan on the subject, can't find it though. If anyone can post, I'd appreciate.

For me the pros are that I was issued 80k credit, I never had the guts to charge that much, so now I will charge that amount freely... However, now it will affect my score with utilization. 

[noturbizniss]

I'm looking for a breakdown; pros and cons, Charge Card vs. Credit Card.

I remember vaguely seeing a writeup by Dan on the subject, can't find it though. If anyone can post, I'd appreciate.

For me the pros are that I was issued 80k credit, I never had the guts to charge that much, so now I will charge that amount freely... However, now it will affect my score with utilization.

-1
Business sending is not reported

[Marco Polo]

I'm looking for a breakdown; pros and cons, Charge Card vs. Credit Card.

I remember vaguely seeing a writeup by Dan on the subject, can't find it though. If anyone can post, I'd appreciate.

For me the pros are that I was issued 80k credit, I never had the guts to charge that much, so now I will charge that amount freely... However, now it will affect my score with utilization.

Maybe see here.

[Knaper_Chuchem]

Everybody has an old one. There isn't a new one

-1

Old Ink Bold card: 1 point per dollar spent, spend $25K and get a 7,500 point bonus (1.3 points per dollar spent on average), spend $50K and get another 15K point bonus (1.45 points per dollar spent on average), spend $100K and get another 25K points bonus (1.475 points per dollar spent on average). 3% foreign transaction fee.

New Ink Bold card: 5 points per dollar spent on telecom (landline and wireless phone+internet), cable, and office supplies, 2 points per dollar and gas and lodging, and 1 point per dollar elsewhere. No foreign transaction fee.

[TimT]

Ah, you mean the real old one

[Knaper_Chuchem]

-1
Business sending is not reported

Correct, forgot that.

[Knaper_Chuchem]

Maybe see here.

Thanks! However I remember a more articulate post/wiki, or perhaps a DD article, about the subject?