Any obstacles to approval if you were previously hit with FR (4 yrs ago) and closed voluntarily and then was able to get an approval on 2nd attempt for everyday card 3 yrs later? After closing my PRG cards and 5 months later, I tried for SPG card but didn't get approved cos they wanted tax form or something. Ignored it and told them to close the application.
Do Amex require proof of biz if you apply for the biz version?
I think i will have better luck with personal?