Amex FICO score now officially available to all cardholders

[Dan]

First was Platinum and now was Blue.

So nogo on Plat but Blue worked?

[Marco Polo]

So nogo on Plat but Blue worked?

Correct. Was a Business Platinum for full disclosure.

[Dan]

Consumer blue?

[Marco Polo]

Consumer blue?

Yes.

[AJK]

Wish we could see what info they're basing it off.

[Marco Polo]

I have a pretty decent discrepancy between this and my score from Barclays. I know they are different CB's, but still bigger than it likely should.

I wonder if it is all my AU's.

[PETERP]

  I had it last week. Had a few fraud alerts , spoke with CSR spvr, and fraud dept. and now its gone . I have no AUs nor am I one.

[AJK]

I have a pretty decent discrepancy between this and my score from Barclays. I know they are different CB's, but still bigger than it likely should.

I wonder if it is all my AU's.

Normal.

More inquiries on EX than the others probably, as well as the fact that not all accounts are probably on each one. There's a 30 point difference between EX and the other for me.

[coralsnake]

"DDF hat tip leader and poweruser Marco Polo...

[Marco Polo]

Normal.

More inquiries on EX than the others probably, as well as the fact that not all accounts are probably on each one. There's a 30 point difference between EX and the other for me.

Mine is a 60 point difference. I'll see what happens once i get the AU accounts off.

[LoLo]

The biggest losers are the credit karmas and credit sesames of the world.

I use credit karma for my report updates, not score.

[Hidden]

I use credit karma for my report updates, not score.

+1

[coralsnake]

Mine is a 60 point difference. I'll see what happens once i get the AU accounts off.

Not at all uncommon

[pixi]

Is it possible to add a AU with a different name to my login?

[Shauly101]

DDMS

nd of course, I realized that adding AU cards for AMEX Express Checkout was the culprit.

why should everything be under one login??

and is dan, when saying secondary cards referring to cards he is an AU under s/o else's primary account (additional under his wife) or adds himself to his own cards?

[Marco Polo]

DDMS
why should everything be under one login??

and is dan, when saying secondary cards referring to cards he is an AU under s/o else's primary account (additional under his wife) or adds himself to his own cards?

Ease?

[Shauly101]

yeah but with too many under one loging i would need many computers with multiple browsers to save Amex offers for all....

[ChaimMoskowitz]

Wish we could see what info they're basing it off.

You mean like FICO 08?

[AJK]

You mean like FICO 08?

I mean the actual report that they're using to populate the score.

I want to see if the difference between my scores is because EX doesn't reflect a reduction in utilization whereas the others do.

[ChaimMoskowitz]

I mean the actual report that they're using to populate the score.

I want to see if the difference between my scores is because EX doesn't reflect a reduction in utilization whereas the others do.

I am not following. They use your Experian credit report. The formula they use is FICO 08. How that formula works is anybody's guess.

If you have a big difference in scores I would get a hard copy of all three reports and compare them to make sure the info is accurate and the same.