Amex FICO score now officially available to all cardholders

[Yammer]

Thanks! Got it now

[AJK]

Yes, I've been doing this for quite some time.

I get daily Experian FICO scores and credit reports from CCT.

I get weekly TU and EQ credit reports from Credit Karma.

I also have Myfico credit bureau monitoring. It updates TU and EQ FICO scores every time there is a balance change. It is possible to force frequent FICO score updates. For instance, if you have several Chase cards, you can let a balance report on each card. This forces a FICO update. Then, you can pay each balance off. Each time you PIF to zero, Chase updates to the credit bureaus. This forces another FICO score update.

There are other ways of forcing frequent updates to FICO scores that I am not willing to discuss in open forum.

I happen to know that, for instance, my TU and EQ reports are not identical. I have over 20 fewer accounts listed on the former as compared to the latter.

So, for me, I wouldn't be able to make a apples-apples comparison. Consider yourself lucky that you're reports are identical and are able to conduct such a comparison

[Tywin]

I happen to know that, for instance, my TU and EQ reports are not identical. I have over 20 fewer accounts listed on the former as compared to the latter.

So, for me, I wouldn't be able to make a apples-apples comparison. Consider yourself lucky that you're reports are identical and are able to conduct such a comparison

Interesting!

You've peaked my interest almost as much as Pixi.

 Why do you have so many fewer accounts on TU than EQ.

[ChaimMoskowitz]

Yes, I've been doing this for quite some time.

I get daily Experian FICO scores and credit reports from CCT.

I get weekly TU and EQ credit reports from Credit Karma.

I also have Myfico credit bureau monitoring. It updates TU and EQ FICO scores every time there is a balance change. It is possible to force frequent FICO score updates. For instance, if you have several Chase cards, you can let a balance report on each card. This forces a FICO update. Then, you can pay each balance off. Each time you PIF to zero, Chase updates to the credit bureaus. This forces another FICO score update.

There are other ways of forcing frequent updates to FICO scores that I am not willing to discuss in open forum.

Your CK reports are 100% useless.

[ChaimMoskowitz]

It is a pretty good bet that the day Amex generates your FICO score is the same day they pulled your report. I will have to check but you might see a soft inquire on that day from Amex.

[noturbizniss]

Anyone know how often then score updates? Mine shows as of may.

[ChaimMoskowitz]

No and all mine are from July.

[Tywin]

Your CK reports are 100% useless.

There may be some occasional glitches in the Credit Karma credit reports, but the basic information, that I am interested in,  usually corresponds to the information contained in my actual TU and EQ reports.

Sometimes, I require further data. In these cases I consult the actual credit reports, as I am sure you do also.

It is not possible for all of us to always have a gold standard at our fingertips.

There is a big difference in the CK credit reports and the CK credit scores.

 I have found the CK credit reports to be considerably useful for my purposes.

If you are able to always have the gold standard available to you, on a daily basis, I salute you.

If you can tell me how I can also have access to that information, on a daily basis, without consequences, please PM me. I will be eternally grateful.

[ChaimMoskowitz]

I do not worry about my CR's unless I see a score go off the chart one way or the other. I have seen CK mess up some important info at times as I am sure you have. I have not paid for a report or score because it is no big deal to me. I have paid in an indirect way because I used B*.

[Tywin]

Yes, CK does occasionally provide inaccurate information.

[noturbizniss]

Ever since I had my amex AUs removed from my CR, CK has had no information from TU, which is crap since I called TU and the rep both confirmed my CR is there and excellent, and he mailed me a copy. Clearly they have some issues. I did find, however, that even when I signed up on TU website it had no info. The only way I got it was by calling in which is quite strange. I'll wait it out for a month or so and then recheck. Give everything time to settle down.

[etech0]

If I remove my AUs from my amex login, how do I create a new login to add them to?

[Marco Polo]

If I remove my AUs from my amex login, how do I create a new login to add them to?

On main screen it offers to add new online account.

[TimT]

If I remove my AUs from my amex login, how do I create a new login to add them to?

create new online account

[etech0]

On main screen it offers to add new online account.

create new online account

Thanks!

Will I need to put in the full card #s?

[TimT]

Thanks!

Will I need to put in the full card #s?

yes & the 4 digit as well

[rileywiles23]

By opening a new online account using my blue cash card - like MP did - I got the version plus my score

[etech0]

yes & the 4 digit as well

TY

[noturbizniss]

I like that when you click the link to view your credit report they send you to annualcreditreport.com, as opposed to trying to sell you something.

[y not?]

Cant see my score don't have any au on this online account  but when i go to view others on my account i see a au