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Updated code for 50,000 AA miles:  WD3QFS2Y4C  valid till 3/31/2016
Citigold 50k

50k TY or 50k AA miles for opening a CitiGold checking account.
Requirements:
  - Bill pay at least 1 non citi bill a month for 2 calendar months
  - Spend $1k on debit card (only required for the 50k aa offer the 50k ty only requires bill pay)

Has $30/month fee (waived by keeping $50K in account) starting in month 3.
Miles/points post 90 days after completing reqs.


Update: As of 2/9/2016, credit card can no longer be used as a funding source.

For AA bonus it is very important that you have either the Citi AA plat or executive card first, as the bonus offer is only offered to cardholders, and they get your AA number from those cards.
Similarly for TY points bonus requires a TY Citi credit card.

A lot of info with detailed instructions here: http://www.doctorofcredit.com/step-by-step-guide-to-citigold-checking-bonus/
Read that page and make sure you understand all the steps everything before you start!

Steps:
1. Apply online as described in link above
2. Call new accounts: 1-800-745-1534 option 1 to check on status of your account and what else they need from you
3. You will need at least to fill out their signature card, which they should email out to you, and you fax back
4. Wait for debit card and checks to arrive in the mail
 4a. You can now withdraw from the account, but leave at least $90 to cover any monthly fees
5. Do requirements as above (1K debit card spend, 2 months bill pays)
6. Wait for miles to post after 90 days after the end of the month when you complete your requirements
 6a. You might want to SM them to make sure they have your AA number and will post the miles properly
7. Once miles post you can close or downgrade to a no monthly fee account.
« Last edited by Iz on July 07, 2016, 12:34:43 AM »

Author Topic: Advantage card/citigold checking bonus 50k offer  (Read 146782 times)

Offline ChaimMoskowitz

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #20 on: October 04, 2015, 03:13:43 PM »
Is funding limit still 100k?
I just found a new supply of forks!

Offline Brian93

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #21 on: October 04, 2015, 04:47:48 PM »
You're able to fund from multiple cards?

Offline mord1

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #22 on: October 04, 2015, 04:55:58 PM »
You're able to fund from multiple cards?
Not that I am aware of, if you have a cc with a big credit line, that's your best way to maximize this

Offline Brian93

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #23 on: October 04, 2015, 04:57:12 PM »
Not that I am aware of, if you have a cc with a big credit line, that's your best way to maximize this
Have you ever had a single cc with a 100k cl? Or even 70k?

Offline ChaimMoskowitz

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #24 on: October 04, 2015, 05:18:59 PM »
You're able to fund from multiple cards?
No.
I just found a new supply of forks!

Offline eli1571

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #25 on: October 06, 2015, 03:45:08 PM »
when does offer expire ?

Offline DaveInLA

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #26 on: October 06, 2015, 08:43:23 PM »

when does offer expire ?

supposedly 12/31

Offline Round2

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #27 on: October 07, 2015, 12:49:30 AM »
How do you Avoid the monthly Fee?

Offline David Smith

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #28 on: October 07, 2015, 01:01:39 AM »
How do you Avoid the monthly Fee?
By downgrading or closing the account. (Or direct depositing $50,000+.) Cmiiw.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
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Offline Marco Polo

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #29 on: October 07, 2015, 08:46:37 AM »
I believe the first two months are free and they only start charging after.
Quaerite et Invenietis.

Offline Zalc

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #30 on: October 07, 2015, 11:47:43 AM »
I believe the first two months are free and they only start charging after.
Yes, but it can take up to 5 months to get the points

Offline eli1571

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #31 on: October 07, 2015, 11:50:25 AM »
what other way can i fund it if i dont have a card with 50k limit ? (other then actually depositing cash)

Offline Zalc

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #32 on: October 07, 2015, 02:11:43 PM »
I believe the first two months are free and they only start charging after.

Citi rep just told me that first 90 days are free.

Also, the terms state:
Quote
Offers for new consumer checking customers only
Has anyone had experience that proves otherwise?

Offline Yaalili

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #33 on: October 07, 2015, 08:20:10 PM »
FM reports a new Citigold offer for 50K TYP. While I prefer AA miles, I am much more confident that the TYP offer won't result in a 1099. Unless there is a consensus that Citi no longer gives out 1099 for AA miles, I will do the TYP offer.

Thinking the same. With TYP it depends how you redeem it, could be under or over $600.

Offline coralsnake

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #34 on: October 07, 2015, 08:32:14 PM »
Thinking the same. With TYP it depends how you redeem it, could be under or over $600.
You cannot transfer TYP from checking to airlines. Regardless of what TYP accounts are linked. Just so you know.
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Offline Yaalili

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #35 on: October 07, 2015, 08:33:27 PM »
You cannot transfer TYP from checking to airlines. Regardless of what TYP accounts are linked. Just so you know.

I am aware of that. Still between redeeming for 1 penny on gift cards to redeeming for 1.6 on American can be the difference.

Offline yanky1dd

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #36 on: October 08, 2015, 03:21:42 PM »
If I fund it with a Citi card will I be charged a Cash Advance fee?

Offline Ephraimh

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #37 on: October 08, 2015, 03:41:36 PM »
If I fund it with a Citi card will I be charged a Cash Advance fee?
Yes

Offline LoLo

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Offline yanky1dd

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #39 on: October 08, 2015, 05:13:10 PM »
YMMV
what if my cash advance line is 0.
could the charge not go through, or will it have to post as a credit charge?