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Updated code for 50,000 AA miles:  WD3QFS2Y4C  valid till 3/31/2016
Citigold 50k

50k TY or 50k AA miles for opening a CitiGold checking account.
Requirements:
  - Bill pay at least 1 non citi bill a month for 2 calendar months
  - Spend $1k on debit card (only required for the 50k aa offer the 50k ty only requires bill pay)

Has $30/month fee (waived by keeping $50K in account) starting in month 3.
Miles/points post 90 days after completing reqs.


Update: As of 2/9/2016, credit card can no longer be used as a funding source.

For AA bonus it is very important that you have either the Citi AA plat or executive card first, as the bonus offer is only offered to cardholders, and they get your AA number from those cards.
Similarly for TY points bonus requires a TY Citi credit card.

A lot of info with detailed instructions here: http://www.doctorofcredit.com/step-by-step-guide-to-citigold-checking-bonus/
Read that page and make sure you understand all the steps everything before you start!

Steps:
1. Apply online as described in link above
2. Call new accounts: 1-800-745-1534 option 1 to check on status of your account and what else they need from you
3. You will need at least to fill out their signature card, which they should email out to you, and you fax back
4. Wait for debit card and checks to arrive in the mail
 4a. You can now withdraw from the account, but leave at least $90 to cover any monthly fees
5. Do requirements as above (1K debit card spend, 2 months bill pays)
6. Wait for miles to post after 90 days after the end of the month when you complete your requirements
 6a. You might want to SM them to make sure they have your AA number and will post the miles properly
7. Once miles post you can close or downgrade to a no monthly fee account.
« Last edited by Iz on July 07, 2016, 12:34:43 AM »

Author Topic: Advantage card/citigold checking bonus 50k offer  (Read 146779 times)

Offline mord1

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #680 on: April 07, 2016, 02:23:55 AM »
MO should count for 1,000 in purchases, correct? I cant see a reason why not, just double checking

Offline kangarruu

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #681 on: April 07, 2016, 08:15:17 AM »
MO should count for 1,000 in purchases, correct? I cant see a reason why not, just double checking

Mine did.

Offline mord1

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #682 on: April 07, 2016, 11:17:20 AM »

Offline philbenjoe

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #683 on: April 20, 2016, 07:23:04 AM »
Has anyone been asked to complete a W-9 form in order to receive the points? In SM they've never asked for it, but when I called to ask them to send the points they said they're waiting for the form before they can send it. They say it should've been completed when I opened the account. They never requested it for 4 months and only when I called asked for it. Any ideas?
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Offline 12HRS

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #684 on: April 20, 2016, 08:23:56 AM »
I filled it out when opening the account

Offline philbenjoe

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #685 on: April 20, 2016, 01:49:11 PM »
What's it about? What information do they need?
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Offline LoLo

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #686 on: April 20, 2016, 07:48:42 PM »
What's it about? What information do they need?
IIRC for the interest you earn.

Offline philbenjoe

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #687 on: April 25, 2016, 02:08:42 PM »
What information do they need?
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Offline DaveInLA

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #688 on: April 26, 2016, 02:22:23 PM »
All requirements met early February, AA miles posted last week. So I SM'd Citi about account downgrade. Here's the reply:

Quote
... I will be happy to assist with your conversion request.

After thorough review, I noticed you are enrolled in promotion code 42ERCWNQU6. You must have a Citigold status at the time of credit. As mentioned in the previous message, the bonus should post by the June statement cycle.

I highly advise you postpone the account conversion. Once the miles are credited, we can proceed with your request. Please be advised, you must have an average balance of $50,000 or more between your linked deposit accounts to avoid the $30 monthly charge. Unfortunately, we cannot waive the service fee.

Apparently, the agents don't know or can't see that the 50K miles already posted. Seeing as how the miles already posted, is there any reason to postpone downgrading my account? I've never heard of anybody getting their miles/TYP clawed back after downgrading/cancelling the account. Has anybody else received a reply like this?

Online knowitall

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #689 on: May 05, 2016, 06:07:24 PM »
Looks like it's time for some CFPB complaints or class-action suits on this one.

Offline GAM Z.

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #690 on: May 05, 2016, 06:09:40 PM »
Looks like it's time for some CFPB complaints or class-action suits on this one.
Why's that?

Offline mord1

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Offline Emkay

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #692 on: May 05, 2016, 07:04:38 PM »
Looks like it's time for some CFPB complaints or class-action suits on this one.
For what reason? Since you applied for something that you weren't entitled to are now upset that they enforcing what they are allowed to?

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #693 on: May 05, 2016, 08:58:22 PM »
For what reason? Since you applied for something that you weren't entitled to are now upset that they enforcing what they are allowed to?
No-because when I called to apply, the first thing I asked was am I eligible. And I confirmed that after opening it. I know here on DDF we DROPR, but that doesn't weaken the complaint.

Offline chriskinda

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #694 on: May 07, 2016, 02:13:01 PM »
I opened an account and they didn't send me a debit card, just an ATM card and said I had to wait a month to get a debit card. Now 5 weeks have passed so I asked for the debit card and they saw it will take a few weeks to make a decision on weather to give me one.

WTF? How am I suppose to do the minimum spending if I don't have a debit card...

Offline Emkay

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #695 on: May 07, 2016, 02:28:55 PM »
I opened an account and they didn't send me a debit card, just an ATM card and said I had to wait a month to get a debit card. Now 5 weeks have passed so I asked for the debit card and they saw it will take a few weeks to make a decision on weather to give me one.

WTF? How am I suppose to do the minimum spending if I don't have a debit card...
Something doesn't sound right. Call back again, ask for a supervisor and get a full explanation.

Offline GTR

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #696 on: May 10, 2016, 09:01:11 AM »
Yah, seems odd.  My debit card is my ATM card.

Offline mendy613

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #697 on: May 10, 2016, 09:10:31 AM »
DW just got targeted for 50k TYP.
 Don't think we will be using this, my last experience with city gold was beyond terrible.
One of the main things that was annoying is that every time I reach a representative to talk about regular cards I have to wait half an hour to speak to a city gold person :(

Offline gubevo18

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #698 on: May 10, 2016, 07:38:56 PM »
I just completed the requirements for the offer. I was not targeted for the offer although a family member of mine was.
Is it worth paying the monthly fees till the time the points would post on the chance they might not give me the points because I wasn't confirmed eligible? Should I just downgrade now?
The one thing I do I have on my side is that when speaking to a rep about something she said straight out that if I do the bill pays and then spend 1000 I'll get the points.

Offline GTR

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #699 on: May 11, 2016, 09:48:26 AM »
I have live chatted asking about my account and promotion.  Most recently I logged on to ask if they had my AA number.  The rep asked me for my promo code and I told her i left the mailer at home (true - i was targeted and still have the mailer) so she said she could look it up.  Sure enough she came back and stated my account was under promotion and they had my AA acct, she also described the terms of the promo. 

All this is to say you could live chat Gubevo and ask them the terms of the account promo (play dumb), get them to confirm the account is "under promotion" then screenshot.