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Updated code for 50,000 AA miles:  WD3QFS2Y4C  valid till 3/31/2016
Citigold 50k

50k TY or 50k AA miles for opening a CitiGold checking account.
Requirements:
  - Bill pay at least 1 non citi bill a month for 2 calendar months
  - Spend $1k on debit card (only required for the 50k aa offer the 50k ty only requires bill pay)

Has $30/month fee (waived by keeping $50K in account) starting in month 3.
Miles/points post 90 days after completing reqs.


Update: As of 2/9/2016, credit card can no longer be used as a funding source.

For AA bonus it is very important that you have either the Citi AA plat or executive card first, as the bonus offer is only offered to cardholders, and they get your AA number from those cards.
Similarly for TY points bonus requires a TY Citi credit card.

A lot of info with detailed instructions here: http://www.doctorofcredit.com/step-by-step-guide-to-citigold-checking-bonus/
Read that page and make sure you understand all the steps everything before you start!

Steps:
1. Apply online as described in link above
2. Call new accounts: 1-800-745-1534 option 1 to check on status of your account and what else they need from you
3. You will need at least to fill out their signature card, which they should email out to you, and you fax back
4. Wait for debit card and checks to arrive in the mail
 4a. You can now withdraw from the account, but leave at least $90 to cover any monthly fees
5. Do requirements as above (1K debit card spend, 2 months bill pays)
6. Wait for miles to post after 90 days after the end of the month when you complete your requirements
 6a. You might want to SM them to make sure they have your AA number and will post the miles properly
7. Once miles post you can close or downgrade to a no monthly fee account.
« Last edited by Iz on July 07, 2016, 12:34:43 AM »

Author Topic: Advantage card/citigold checking bonus 50k offer  (Read 146460 times)

Offline knowitall

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #740 on: June 23, 2016, 06:49:28 AM »
FYI any fee I was charged on any of the accounts I manage I have always been able to get waived on the first try.

Offline Iz

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #741 on: July 07, 2016, 12:33:01 AM »
I  closed the gold account by phone the moment the points hit. I had a few bucks left in it that i used toward a cc bill. I was never charged a fee.
I asked via chat if I close the account will there be a fee, and they said no (as you are reporting). So I think I'll just close the account, and skip the downgrading. Worst case, I can ask them to waive it (though I already had them waive one month's fee).
Does anyone here think I'm making a mistake?
Thanks.

Offline S209

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #742 on: July 07, 2016, 04:07:58 PM »
I asked via chat if I close the account will there be a fee, and they said no (as you are reporting). So I think I'll just close the account, and skip the downgrading. Worst case, I can ask them to waive it (though I already had them waive one month's fee).
Does anyone here think I'm making a mistake?
Thanks.
Certainly not, especially if you have the reference ID of the chat
Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

Offline Iz

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #743 on: July 07, 2016, 06:40:54 PM »
Certainly not, especially if you have the reference ID of the chat
Thanks for replying. :)
I did it via chat, and confirmed the fee waiver, and saved a copy of it, so it should be ok.

Offline sam28

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #744 on: July 08, 2016, 01:13:38 PM »
wow after 7 mouth I got my 50k aa points closed my account toady and they gave me credit over the phone for everything .

Offline LoLo

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #745 on: July 08, 2016, 01:38:16 PM »
wow after 7 mouth I got my 50k aa points closed my account toady and they gave me credit over the phone for everything .
Were you targeted? Did you have to HUCA to receive your points?

Offline ushdadude

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #746 on: July 08, 2016, 02:19:40 PM »
i ended up closing my account after paying $60. oh well

Offline sam28

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #747 on: July 08, 2016, 04:35:53 PM »
Were you targeted? Did you have to HUCA to receive your points?
.    yes I was targeted an I called them about 5times till I got the points

Offline gubevo18

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #748 on: July 08, 2016, 04:44:13 PM »
.    yes I was targeted an I called them about 5times till I got the points
so basically if I wasn't targeted I should give up now. :-\

Offline Iz

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #749 on: July 08, 2016, 04:46:01 PM »
so basically if I wasn't targeted I should give up now. :-\
CFPB

Offline sam28

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #750 on: July 08, 2016, 04:54:40 PM »
so basically if I wasn't targeted I should give up now. :-\
a Jew never gives up . But I know a few who got it without target

Offline Iz

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #751 on: July 08, 2016, 04:55:52 PM »
a Jew never gives up . But I know a few who got it without target
+2, via CFPB.
« Last Edit: July 08, 2016, 05:02:09 PM by Iz »

Offline talkitup90

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #752 on: July 09, 2016, 06:02:41 PM »
+2, via CFPB.

Nice. Which complain type did you choose? "Bank account or service": http://www.consumerfinance.gov/complaint/#bank-account

Did you send screenshots of citi chat / SM saying you were eligible for the bonus?

Offline Iz

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #753 on: July 09, 2016, 10:07:54 PM »

Nice. Which complain type did you choose? "Bank account or service": http://www.consumerfinance.gov/complaint/#bank-account
Not sure, but I think so. Whatever made sense; it was very intuitive.

Did you send screenshots of citi chat / SM saying you were eligible for the bonus?
Yes. I think that's important. If you don't have that, chat until you get them to confirm it.

Offline talkitup90

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #754 on: July 09, 2016, 10:24:34 PM »
Not sure, but I think so. Whatever made sense; it was very intuitive.
Yes. I think that's important. If you don't have that, chat until you get them to confirm it.

Thanks. They confirmed via hat that I had the promo attached (by giving them the promo code) to my account many months ago. At that point though, Citi hadn't been denying bonuses yet, so I didn't bother to take a screenshot :(. Now every time I ask they tell me they have to put a request in for the promo team to investigate. I'm accessing the chat by clicking on the citi.com payments tab after logging in.

Any tips? Or data points of successful cfpb complaints without screenshots?

Offline Iz

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #755 on: July 09, 2016, 10:27:52 PM »
Thanks. They confirmed via hat that I had the promo attached (by giving them the promo code) to my account many months ago. At that point though, Citi hadn't been denying bonuses yet, so I didn't bother to take a screenshot :( . Now every time I ask they tell me they have to put a request in for the promo team to investigate. I'm accessing the chat by clicking on the citi.com payments tab after logging in.

Any tips? Or data points of successful cfpb complaints without screenshots?
You can always try w/o a screenshot. Just mention that it was confirmed by chat. Maybe you can suggest they look it up...

Offline talkitup90

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #756 on: July 09, 2016, 10:32:51 PM »
You can always try w/o a screenshot. Just mention that it was confirmed by chat. Maybe you can suggest they look it up...

I guess I'll try without a screenshot if I can't get them to confirm it after a few more tries.

Offline Iz

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #757 on: July 09, 2016, 10:52:52 PM »
I guess I'll try without a screenshot if I can't get them to confirm it after a few more tries.
Hatzlocha.

Offline ushdadude

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #758 on: July 09, 2016, 11:02:39 PM »
Can i still do cfpb is i closed my account?

Offline Iz

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Re: Advantage card/citigold checking bonus 50k offer
« Reply #759 on: July 09, 2016, 11:04:38 PM »
Can i still do cfpb is i closed my account?
I have no info, but I don't see why not. They may be less inclined to please you, but it's worth a shot. It's a painless process. :)  Just don't expect an answer right away; it takes a week or two (or three?).