Author Topic: Student loans and cc's  (Read 5435 times)

Offline gingyman

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Student loans and cc's
« on: January 08, 2017, 11:52:37 AM »
Has anybody had success paying their student loans with a credit card?

Looking into refinancing and wanted to hear opinions.

Have an easy fast.

Offline ayman

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Re: Student loans and cc's
« Reply #1 on: January 08, 2017, 12:47:46 PM »
Been posted abt in other threads.

It is no longer possible to pay student loans w cc as of 1/1/17 thanks to DOE no longer allowing servicers to accept them.
Buy discounted gift cards from me.
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Offline A3

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Re: Student loans and cc's
« Reply #2 on: January 08, 2017, 06:32:52 PM »
giftofcollege.com gift card. Available is toys r us.


I haven't tried it, although there have been others who blogged about this.

Offline zagguru

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Re: Student loans and cc's
« Reply #3 on: October 26, 2017, 07:56:14 PM »
Anyone have Great Lakes for there student loans and use amex gift card for payment?

Offline ckmk47

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Re: Student loans and cc's
« Reply #4 on: October 26, 2017, 09:24:55 PM »
Anyone have Great Lakes for their student loans and use amex gift card for payment?
Just try it - if you have one.
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Offline zagguru

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Re: Student loans and cc's
« Reply #5 on: October 26, 2017, 09:41:25 PM »
Just try it - if you have one.

LOL i dont - thats why i asked before i purchased it

Offline zagguru

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Re: Student loans and cc's
« Reply #6 on: October 30, 2017, 05:34:28 PM »
Just called my great lakes. They said over the phone we can also pay with Prepaid credit cards and debit cards.

Offline henche

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Re: Student loans and cc's
« Reply #7 on: October 30, 2017, 06:28:43 PM »
Can you pay off all your student loans with a cc, then default and go into bankruptcy and say you have no assets?

Offline ADG

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Re: Student loans and cc's
« Reply #8 on: October 31, 2017, 10:19:47 AM »
they should have taught that to you in school. If you didnt learn that then it was a waist of money and your better off not paying...

Offline ludmila

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Re: Student loans and cc's
« Reply #9 on: October 31, 2017, 12:56:43 PM »
they should have taught that to you in school. If you didnt learn that then it was a waist of money and your better off not paying...
waist=waste :)
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Offline ADG

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Re: Student loans and cc's
« Reply #10 on: October 31, 2017, 02:23:19 PM »
Good point. Can you also spell student loans. or useless degree:)

(I am not being hostile just funny.)

Offline bb1836

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Re: Student loans and cc's
« Reply #11 on: October 31, 2017, 02:26:14 PM »
As @davidmal says: "Likes" feed the family

Offline zagguru

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Re: Student loans and cc's
« Reply #12 on: December 11, 2017, 09:12:15 PM »
Anyone tried using a prepaid gift card (specifically AGC) with Great Lakes in the past week? Im getting a denial.
Wondering if they changes there policy or hard coded something

Offline zagguru

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Re: Student loans and cc's
« Reply #13 on: January 04, 2018, 10:18:23 AM »
Anyone tried using a prepaid gift card (specifically AGC) with Great Lakes in the past week? Im getting a denial.
Wondering if they changes there policy or hard coded something

FYI for those that care....

The supervisor, after researching this the past month, called me back and advised me that there system was hard coded and anything that is processed as a credit card, will no longer go thru. So this basically rules out using AGC for these payments. She said if there are any GCs that process as a debit, she can take those she believes.

I dont believe there are any, but if there are, please let me know

Offline zagguru

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Re: Student loans and cc's
« Reply #14 on: January 12, 2018, 11:13:21 AM »
https://www.reddit.com/r/StudentLoans/comments/7i3kkp/great_lakes_will_no_longer_accept_amex_gift_cards/

Looks like its been also confirmed there.

Anyone know any gift cards that process as debit and have relatively low fees?

Offline mord1

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Re: Student loans and cc's
« Reply #15 on: January 12, 2018, 11:58:45 AM »
I read somewhere on doc that you can use the gift of college things, don't know the details

Offline zagguru

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Re: Student loans and cc's
« Reply #16 on: January 12, 2018, 01:00:46 PM »
I read somewhere on doc that you can use the gift of college things, don't know the details

Limit on it seems to be $300 with a $5.95 fee

Offline Oceanblue

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Re: Student loans and cc's
« Reply #17 on: January 13, 2018, 12:37:14 PM »
Limit on it seems to be $300 with a $5.95 fee

Limit is $500 if purchased in stores like toys r us-which you can currently use your freedom for apple/samsung pay for the 5x catagory. $300 is online only

Offline zagguru

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Re: Student loans and cc's
« Reply #18 on: January 13, 2018, 05:53:14 PM »
Limit is $500 if purchased in stores like toys r us-which you can currently use your freedom for apple/samsung pay for the 5x catagory. $300 is online only

Ill give that a shot. Is the fee still $5.95?