Author Topic: Bali [Live]  (Read 24020 times)

Offline Suave

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Re: Bali [Live]
« Reply #40 on: October 18, 2015, 02:17:53 AM »
Ok peeps, let's talk money.

The local currency is called Rupiah (IDR), abbreviated Rp. The rate today is 13,479 IDR to $1 USD (When I arrived 2 weeks ago it was 14,740) It can get confusing at times but I always calculate it like so, 100k Rp. is about $7.60, 1.4m Rp. is about $100.

Always be extra vigilant when changing money at a money changer as they will try to short change you whenever possible. If you ever see a rate advertised that seems too good to be true, it probably is. On our first try changing money we were shortchanged nearly  $200 on a $1000 transaction, he was VERY quick with his hands and if I wasn't experienced I would have walked away without noticing the loss. You may see rates advertised as 14.99 when it should be 146.0 (they basically move around the decimals to excite/confuse you)

Local establishments will charge your cards in Rp. but may ask you if you would like them to charge it in USD. I would refuse that offer as their banks/merchant gateways will never give you a favorable rate. (this applies to many other countries too) Most smaller establishments including restaurants, shops rental agencies etc will charge you an additional 2.5 to 5% (transaction fee) for using a debit/credit card.

CC fraud is common here, although I have never had an issue BH. A good rule of thumb to minimize fraud is to use your credit card for larger purchases such as hotels, and use cash everywhere else.

I use my Paypal Business Debit card to withdraw cash at ATMS (without withdrawal fees) The rates are only slightly lower than bank rates but the convenience is worth it. Most ATM's have a 1.25m(50k notes) or 2.5m (100k notes) withdrawal limits but you can repeat the withdrawal several times (depending on your cards daily withdrawal limit)
BTW, I do not have a bank account anywhere - other than my paypal account (and no, unlike most DDF'rs I do not earn or collect miles/points - I am not even sure why I am a member here to begin with)

Always carry cash with you as power outtages do happen in the rural areas which means CC terminals and ATMs may be down for a few hours or so. most establishments prefer to deal in Rp. exclusively as USD and EUR is used for large transactions only.

Tipping is not common practice here, most establishments will charge up to 20% on top of your bill which includes Service charges and taxes. Most restaurants charge about 6% in service charges (which is what I consider the tip).

Nearly every single price is negotiable. Hotels can be had for 10-40% depending on your negotiation skills and season. I have gotten good deals on most activities/merchandise just by being pushy and knowing the approximate value of said activity or merchandise.

here is a sample list of prices:

1 litre bottle of mineral water: 6k
1 Small bintang beer  Shop: 15k  Bar: 30k
1 pack of smokes: 20k
1 litre of fuel  Gas Station: 7k  Roadside stall: 10k
2 hour rafting trip: 300k
taxi from the airport to ubud: 300k
taxi for the day: 1m
Motorbike rental per day 50k
roadside fine/bribe (if a cop pulls you over for a minor infringement) 100k (300k- 500k if you have no negotiation/social skills)
1 night in an air conditioned room in a budget hotel: 300k
1 night in a fan room in a budget hotel/homestay 200k
1 night in a very decent hotel 600k
1 night in a borderline luxury hotel 1m
1 night in a nice private villa 1.5m

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Offline yochiek93

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Re: Bali [Live]
« Reply #41 on: October 18, 2015, 02:37:11 AM »
Wow so cool!!!! thanx keep it coming

Offline David Smith

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Re: Bali [Live]
« Reply #42 on: October 18, 2015, 02:45:35 AM »
Who needs points when hotels are <$40 a night?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Suave

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Re: Bali [Live]
« Reply #43 on: October 18, 2015, 06:21:04 AM »
Mincha time...



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Offline lunatic

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Re: Bali [Live]
« Reply #44 on: October 18, 2015, 06:57:34 AM »
So basically,  you use PayPal as your bank  account?

Offline Suave

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Re: Bali [Live]
« Reply #45 on: October 18, 2015, 06:58:43 AM »
So basically,  you use PayPal as your bank  account?
More or less. I know it's a crime as a DDF'r
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Offline lunatic

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Re: Bali [Live]
« Reply #46 on: October 18, 2015, 07:15:31 AM »
More or less. I know it's a crime as a DDF'r
Just curious. And this style is great

Offline sammy n

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Re: Bali [Live]
« Reply #47 on: October 18, 2015, 07:29:48 AM »
More or less. I know it's a crime as a DDF'r
Why do you do that? (Just curious)

Offline Suave

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Re: Bali [Live]
« Reply #48 on: October 18, 2015, 08:40:30 AM »
Why do you do that? (Just curious)
Less paper trails, less paper work, less worries.
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Offline yochiek93

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Re: Bali [Live]
« Reply #49 on: October 18, 2015, 08:54:06 AM »


Less paper trails, less paper work, less worries.

Wow sounds mafia style

Offline tzifanya54

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Re: Bali [Live]
« Reply #50 on: October 18, 2015, 09:08:08 AM »
Less paper trails, less paper work, less worries.
Your not worried they will shut you down, for all the back and forth?

Offline Suave

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Re: Bali [Live]
« Reply #51 on: October 18, 2015, 09:30:46 AM »
Your not worried they will shut you down, for all the back and forth?
Why should they? Isn't that exactly what it's meant for? I'm not taking advantage in any way.
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Offline Suave

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Re: Bali [Live]
« Reply #52 on: October 18, 2015, 09:40:55 AM »
Yay!!!! I found the Israeli place. I'll have a talk with the owner later to find out the 'Kashrus' standard.



Its called earth cafe, I love this place but it's a bit pricey. (it's right next door to paradiso, which is a very cool movie theater (think bean bags and organic snacks))
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Re: Bali [Live]
« Reply #53 on: October 18, 2015, 10:37:24 AM »
Wow, thanks for the money rundown. Makes things seem so expensive with the big numbers.

Offline Suave

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Re: Bali [Live]
« Reply #54 on: October 19, 2015, 10:05:05 AM »
Time to follow the rainbow again...

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Offline srap

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Re: Bali [Live]
« Reply #55 on: October 19, 2015, 10:16:51 AM »
Time to follow the rainbow again...


This is like your personal twitter.  Live adds a new dimension.  Fun to follow actually (and fascinating). 

Offline Suave

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Re: Bali [Live]
« Reply #56 on: October 19, 2015, 10:57:18 AM »
I may have to cut my trip short and return to NY this week. Any last requests?
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Offline Emkay

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Re: Bali [Live]
« Reply #57 on: October 19, 2015, 12:02:03 PM »
I may have to cut my trip short and return to NY this week. Any last requests?
What's the deal with that Israeli place?

Offline srap

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Re: Bali [Live]
« Reply #58 on: October 19, 2015, 12:47:01 PM »
What's the deal with that Israeli place?
Name/phone number of mashgiach to save anyone (me?) the nightmare of tracking it down when it will hopefully become relevant

Offline Emkay

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Re: Bali [Live]
« Reply #59 on: October 19, 2015, 12:48:51 PM »
Name/phone number of mashgiach to save anyone (me?) the nightmare of tracking it down when it will hopefully become relevant
No mashgiach or hechser