Author Topic: Newborn baby girl in New York life insurance deal!  (Read 83594 times)

Offline Marko Rubio

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Re: Newborn baby girl in New York life insurance deal!
« Reply #300 on: January 05, 2016, 04:24:16 PM »
Only the Allstate agent that submitted the application can check that.
hmmm.... ;) how about calling them in? They will be able to tell me?
Do u have any different idea for a signature?

Offline AsherO

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Re: Newborn baby girl in New York life insurance deal!
« Reply #301 on: January 05, 2016, 07:25:32 PM »
Maybe this is a scam to get the parents on $1mm coverage, Allstate is hoping these policies get cancelled by the state and they get to keep all the premiums from the Parent's policies. Basically a marketing ploy to get the parents to issue policies.
DDF FFB (Forum From Birth)

Offline ChasunaFund

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Re: Newborn baby girl in New York life insurance deal!
« Reply #302 on: January 05, 2016, 07:49:21 PM »
hmmm.... ;) how about calling them in? They will be able to tell me?
I checked a little earlier, all the policies that were electronically signed before 12/24 were either approved or declined. Any pending policies submitted through us were signed on 12/24 or later.

Offline ChasunaFund

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Re: Newborn baby girl in New York life insurance deal!
« Reply #303 on: January 05, 2016, 07:54:43 PM »
Maybe this is a scam to get the parents on $1mm coverage, Allstate is hoping these policies get cancelled by the state and they get to keep all the premiums from the Parent's policies. Basically a marketing ploy to get the parents to issue policies.
>:( >:( >:( >:(
You just revealed our secret conspiracy  >:(

Only problem with your theory is that to the best of my knowledge Allstate got almost no adult applications out of this (which might be part of why they are tightening now).

Actually there's another problem: how likely do you think a company is to keep a client that they scammed? Getting clients isn't easy. Once you got a client you want to do everything possible to keep them happy and do more business with you.

Offline Marko Rubio

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Re: Newborn baby girl in New York life insurance deal!
« Reply #304 on: January 05, 2016, 07:58:56 PM »
just telling again my personal experience with the ppl at chasunaFund, i have spoken with them several time,they are very very knowledgeable and very very very helpful, very nice and honest, its worth giving them a call to discuss all your options if u have any questions 
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Offline ChasunaFund

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Re: Newborn baby girl in New York life insurance deal!
« Reply #305 on: January 05, 2016, 08:03:34 PM »
just telling again my personal experience with the ppl at chasunaFund, i have spoken with them several time,they are very very knowledgeable and very very very helpful, very nice and honest, its worth giving them a call to discuss all your options if u have any questions
Thank you for your kind words

Offline Marko Rubio

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Re: Newborn baby girl in New York life insurance deal!
« Reply #306 on: January 05, 2016, 08:04:58 PM »
>:( >:( >:( >:(
You just revealed our secret conspiracy  >:(

Only problem with your theory is that to the best of my knowledge Allstate got almost no adult applications out of this (which might be part of why they are tightening now).

Actually there's another problem: how likely do you think a company is to keep a client that they scammed? Getting clients isn't easy. Once you got a client you want to do everything possible to keep them happy and do more business with you.
+100000 if they cancel this policies, i will probably change companies for my renters policy too (im now with allstate)
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Offline Marko Rubio

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Re: Newborn baby girl in New York life insurance deal!
« Reply #307 on: January 05, 2016, 08:12:22 PM »
Thank you for your kind words
well deserved! The best customer service a company can give for there client
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Offline Marko Rubio

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Re: Newborn baby girl in New York life insurance deal!
« Reply #308 on: January 06, 2016, 02:42:52 PM »
any updates with this new directives?
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Offline leeboy

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Re: Newborn baby girl in New York life insurance deal!
« Reply #309 on: January 07, 2016, 11:38:41 AM »
What is number for Chasunahfund?

Offline ChasunaFund

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Re: Newborn baby girl in New York life insurance deal!
« Reply #310 on: January 07, 2016, 12:16:12 PM »
What is number for Chasunahfund?
917-727-0770

Offline Marko Rubio

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Re: Newborn baby girl in New York life insurance deal!
« Reply #311 on: January 11, 2016, 01:42:17 PM »
we didnt hear a update since last week, how is it going since the new directives? Did they start already approving again new policies?
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Offline ChasunaFund

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Re: Newborn baby girl in New York life insurance deal!
« Reply #312 on: January 11, 2016, 01:49:27 PM »
Just got off the phone with the Allstate agent we are working with. No policies were issued in the past week. We hope to see something today.

Bottom line is that it seems like Allstate is trying to limit the number of policies issued, and are therefore putting up all these barriers. If we can overcome the barriers (which I believe we can) we will get policies issued.

Offline ChasunaFund

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Re: Newborn baby girl in New York life insurance deal!
« Reply #313 on: January 11, 2016, 02:07:52 PM »
Great news!

We just got our first 3 Allstate policies approved in 2016!!!!

This actually happened in the last couple of minutes.

Offline Marko Rubio

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Re: Newborn baby girl in New York life insurance deal!
« Reply #314 on: January 11, 2016, 02:11:38 PM »
Great news!

We just got our first 3 Allstate policies approved in 2016!!!!

This actually happened in the last couple of minutes.
thats great news! Were they applied for in 2016 or still in 2015?
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Offline ChasunaFund

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Re: Newborn baby girl in New York life insurance deal!
« Reply #315 on: January 11, 2016, 02:13:10 PM »
thats great news! Were they applied for in 2016 or still in 2015?
All applied in last 3 days of 2015

Offline Marko Rubio

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Re: Newborn baby girl in New York life insurance deal!
« Reply #316 on: January 11, 2016, 02:16:20 PM »
and I guess you had to give the policy numbers for both parents and siblings before getting approved CMIIW
btw does your allstate agent have inside info? I'm just wondering you just said you hope some will be approved today and 2 min later 3 were approved afaik the underwriting process doesn't have a exact time   
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Offline ChasunaFund

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Re: Newborn baby girl in New York life insurance deal!
« Reply #317 on: January 11, 2016, 02:29:59 PM »
and I guess you had to give the policy numbers for both parents and siblings before getting approved CMIIW
btw does your allstate agent have inside info? I'm just wondering you just said you hope some will be approved today and 2 min later 3 were approved afaik the underwriting process doesn't have a exact time
You don't really expect me to give out all of our business secrets here  ;)

Offline Hamavin

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Re: Newborn baby girl in New York life insurance deal!
« Reply #318 on: January 11, 2016, 03:13:08 PM »
Were those with both parents having a mil or one?

Offline ChasunaFund

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Re: Newborn baby girl in New York life insurance deal!
« Reply #319 on: January 11, 2016, 03:22:48 PM »
Were those with both parents having a mil or one?
At least in one of these cases I know that one of the parents had less than 1MM, however ALL of the cases that were approved were submitted in 2015, so I don't know yet what will happen going forward.

We really don't want to waste time guessing and second guessing. If both parents have a million, we will submit.

If one parent doesn't have, we can help the other parent get it. (In most cases it probably makes sense for both parents to have 1MM, regardless of the Allstate application).

If you want to get insurance just in order to get approved with Allstate and then plan to drop it, we suggest you don't get it through a Yid.

If you need to get insurance and plan on keeping it, even if you plan on reducing the amount of insurance down the road, Halacha says that you should get it from a Yid! It doesn't have to be from us (though we do appreciate business), but if it's real business, the torah says: או קנה מיד עמיתך!

(I am stressing this because I just got a phone call from someone who told me that he's in the process of applying for insurance, when I asked him which company, he told me that he called up GEICO for it. Besides for not complying with the Torah directive to do a business with a fellow Yid, you might also end up dealing with someone with a גויישע קאפ!)