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Author Topic: Lost Card  (Read 1010 times)

Offline smurf

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Lost Card
« on: March 02, 2011, 12:12:36 AM »
One of the au's on my account lost their card,so far I have only frozen it.
I was wondering if i report it lost and they close it down,will the new account be predated to the original card opening date?this is my first card and I don't want to lose a few years of credit history.
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Offline AsherO

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Re: Lost Card
« Reply #1 on: March 02, 2011, 12:31:14 AM »
Quote from: smurf on March 02, 2011, 12:12:36 AM
One of the au's on my account lost their card,so far I have only frozen it.
I was wondering if i report it lost and they close it down,will the new account be predated to the original card opening date?this is my first card and I don't want to lose a few years of credit history.

When you report a card lost they don't close the account, they just switch the number.
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Offline smurf

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Re: Lost Card
« Reply #2 on: March 02, 2011, 12:40:19 AM »
I've seen a credit report with an account listed "reported lost or stolen" and the new account was listed seperately,but if the new account has the same open date it won't affect me.
I found some more info here
http://www.bankrate.com/finance/credit-cards/will-replacement-card-hurt-my-score.aspx
« Last Edit: March 02, 2011, 12:45:28 AM by smurf »
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