Author Topic: Getting Approved For A CC With A Soft Pull  (Read 11826 times)

Offline Cappy

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jan 2015
  • Posts: 700
  • Total likes: 25
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: NY
Re: Getting Approved For A CC With A Soft Pull
« Reply #15 on: December 09, 2015, 03:29:03 PM »
"Supreme Help | 5308 13th Ave, Suite 108 | Brooklyn | NY | 11219"
They are a known company helping people rebuild credit, I'm not referring to this specific company there are a lot of heimishe companies offering it. And yes offering credit cards up to 50K all with a soft pull.

Please upload pic of ad

Offline Mendel93

  • Dansdeals Gold Elite
  • ***
  • Join Date: Mar 2014
  • Posts: 102
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Getting Approved For A CC With A Soft Pull
« Reply #16 on: December 09, 2015, 04:48:22 PM »
Please upload pic of ad
It was a verbal conversation I had with one of their employees.

Offline Cappy

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jan 2015
  • Posts: 700
  • Total likes: 25
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: NY
Re: Getting Approved For A CC With A Soft Pull
« Reply #17 on: December 09, 2015, 05:28:45 PM »
It was a verbal conversation I had with one of their employees.

Sorry,

They are full of ****

Offline Mendel93

  • Dansdeals Gold Elite
  • ***
  • Join Date: Mar 2014
  • Posts: 102
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Getting Approved For A CC With A Soft Pull
« Reply #18 on: December 09, 2015, 05:32:47 PM »
Sorry,

They are full of ****
Jumping to conclusions based on nothing?!

Offline Cappy

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jan 2015
  • Posts: 700
  • Total likes: 25
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: NY
Re: Getting Approved For A CC With A Soft Pull
« Reply #19 on: December 09, 2015, 06:19:21 PM »
Jumping to conclusions based on nothing?!


Just because someone said something, it doesn't mean it's true

Offline Mendel93

  • Dansdeals Gold Elite
  • ***
  • Join Date: Mar 2014
  • Posts: 102
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Getting Approved For A CC With A Soft Pull
« Reply #20 on: December 09, 2015, 06:43:29 PM »

Just because someone said something, it doesn't mean it's true
I have heard it from more than one company. To say that they are all a bunch of liars is an option but not the first option.  If you don't know doesn't mean it's impossible that's the reason we're here to gather information together.

Offline Cappy

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jan 2015
  • Posts: 700
  • Total likes: 25
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: NY
Re: Getting Approved For A CC With A Soft Pull
« Reply #21 on: December 09, 2015, 07:05:07 PM »
I have heard it from more than one company. To say that they are all a bunch of liars is an option but not the first option.  If you don't know doesn't mean it's impossible that's the reason we're here to gather information together.

I'm here to protect you bud. I don't want you to run into any problems...

PM me if you'd like...

Offline Mendelssohn

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Sep 2015
  • Posts: 672
  • Total likes: 11
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: North Texas

Offline Mendelssohn

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Sep 2015
  • Posts: 672
  • Total likes: 11
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: North Texas
Re: Getting Approved For A CC With A Soft Pull
« Reply #23 on: December 09, 2015, 07:13:23 PM »
Jumping to conclusions based on nothing?!

Cappy is correct.

Offline Mendelssohn

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Sep 2015
  • Posts: 672
  • Total likes: 11
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: North Texas
Re: Getting Approved For A CC With A Soft Pull
« Reply #24 on: December 09, 2015, 07:14:45 PM »
And yes, there IS a trick to getting a NASA FCU CC with a SP only if you know what you're doing.

Offline David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8286
  • Total likes: 203
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Getting Approved For A CC With A Soft Pull
« Reply #25 on: December 09, 2015, 07:19:14 PM »
And yes, there IS a trick to getting a NASA FCU CC with a SP only if you know what you're doing.
Yup. We were waiting for you and Cappy to get involved in this conversation.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Mendel93

  • Dansdeals Gold Elite
  • ***
  • Join Date: Mar 2014
  • Posts: 102
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Getting Approved For A CC With A Soft Pull
« Reply #26 on: December 09, 2015, 07:46:03 PM »
And yes, there IS a trick to getting a NASA FCU CC with a SP only if you know what you're doing.
Ohh wow so there's a way,  would you mind sharing?  With much appreciation!

Offline Mendelssohn

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Sep 2015
  • Posts: 672
  • Total likes: 11
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: North Texas
Re: Getting Approved For A CC With A Soft Pull
« Reply #27 on: December 10, 2015, 08:29:53 AM »
Apply for membership first and the CC right afterwards.  For most people in this thread, it resulted in 2 soft pulls:  https://creditboards.com/forums/index.php?showtopic=534206

PenFed also gives quarterly soft pull pre approvals that do not result in a HP if accepted.  It's an EQ HP to join though, but you can also use that same HP for any applications for 90 days. 

MOST cards that you can get with a SP are complete garbage and a waste of time, unless your goal is to get a pile of $250 credit limit store cards.

Offline David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8286
  • Total likes: 203
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Getting Approved For A CC With A Soft Pull
« Reply #28 on: December 10, 2015, 08:59:40 AM »
Apply for membership first and the CC right afterwards.  For most people in this thread, it resulted in 2 soft pulls:  https://creditboards.com/forums/index.php?showtopic=534206

PenFed also gives quarterly soft pull pre approvals that do not result in a HP if accepted.  It's an EQ HP to join though, but you can also use that same HP for any applications for 90 days. 

MOST cards that you can get with a SP are complete garbage and a waste of time, unless your goal is to get a pile of $250 credit limit store cards.
PenFed would depend on his profile, no? I thought if you come in with bad credit you get blacklisted from the soft pull approvals.
« Last Edit: December 10, 2015, 09:32:40 AM by David Smith »
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Mendelssohn

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Sep 2015
  • Posts: 672
  • Total likes: 11
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: North Texas
Re: Getting Approved For A CC With A Soft Pull
« Reply #29 on: December 10, 2015, 09:22:51 AM »
PenFed would depend in his profile, no? I thought if you come in with bad credit you get blacklisted from the soft pull approvals.

Correct.  Many people who join PenFed with less than perfect credit end up being put in with their "undesirables" group and even after their credit is perfect, they never get the quarterly SP pre approvals.

It's best to join PenFed with a clean EQ and low utilization.