Author Topic: Getting Approved For A CC With A Soft Pull  (Read 19690 times)

Offline Josef.koney

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Re: Getting Approved For A CC With A Soft Pull
« Reply #80 on: December 15, 2015, 08:44:47 PM »
Could someone explain what's the bug deal?  Is there a good offer or something?

Offline TimT

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Re: Getting Approved For A CC With A Soft Pull
« Reply #81 on: December 15, 2015, 09:14:30 PM »
Mendelssohn and I came here from CreditBoards. We were helped when we started out and we are just paying it forward.
Just curious, how did you hear of DDF ? And how would you compare DDF'ers to CB'ers ? :)

Offline Cappy

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Re: Getting Approved For A CC With A Soft Pull
« Reply #82 on: December 16, 2015, 12:09:44 AM »
Just curious, how did you hear of DDF ? And how would you compare DDF'ers to CB'ers ? :)

I've been browsing DD for years, so I was always aware of the site. Just never read the forums that much over here. 

I feel like the members here are very helpful to each other, however I also feel like certain members are very critical.

You've been here a while I see. How am I doing so far? Do you read my posts here?  :)

Offline yakrot

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Re: Getting Approved For A CC With A Soft Pull
« Reply #83 on: December 16, 2015, 01:09:29 AM »

Just now or years ago?  Until 1-2 years ago, anyone could join.

If you just joined, see if they will let you open a checking account.
i signed up for usaa years ago back when they allowed non military to sign up and open bank accounts. I never opened a bank account though do you think I will still be able to?

Offline yakrot

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Re: Getting Approved For A CC With A Soft Pull
« Reply #84 on: December 16, 2015, 01:18:23 AM »
  I tried and it did not work

Offline TimT

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Re: Getting Approved For A CC With A Soft Pull
« Reply #85 on: December 16, 2015, 01:48:10 AM »
You've been here a while I see.
I've been there a while as well ;)
How am I doing so far? Do you read my posts here?  :)
You're doing just fine

Offline Cappy

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Re: Getting Approved For A CC With A Soft Pull
« Reply #86 on: December 16, 2015, 02:20:05 AM »
I've been there a while as well ;) You're doing just fine

:) What's your username there?

If you don't want to share publicly, please PM ;)

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Re: Getting Approved For A CC With A Soft Pull
« Reply #87 on: December 16, 2015, 02:55:02 AM »
Go to https://www.nasafcu.com/. Under "Personal Banking" select "Membership." Select "Open an Account." A new window will open. Select "Open an Account." Under "Disclosure," select option 4 that begins with "I would like to become a member of the National Space Society (NSS)- this membership is complimentary and entitles me to join NASA FCU." Proceed with membership, fund a savings account for $5 and go back to the home page. Select "Apply for a credit card" and you'll have three options (I selected the Travel Rewards Visa). Complete the application by selecting "Prefill the Application." Enter your brand new NASA FCU credentials and complete the app. I got two SPs on EX, though YMMV.
Thanks

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Re: Getting Approved For A CC With A Soft Pull
« Reply #88 on: December 16, 2015, 02:55:54 AM »
Does NASA credit card report monthly to the three credit bureaus?

Offline Labeled1

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Re: Getting Approved For A CC With A Soft Pull
« Reply #89 on: December 16, 2015, 10:52:27 AM »
Could someone explain what's the bug deal?  Is there a good offer or something?

It's an easy-to-get card with a soft pull that approves a relatively high limit. Might not be for everyone, but I like having the large credit line available for emergencies.

Offline Labeled1

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Re: Getting Approved For A CC With A Soft Pull
« Reply #90 on: December 16, 2015, 10:53:30 AM »
Does NASA credit card report monthly to the three credit bureaus?

I can't say for sure yet, but don't all Visa cards report to the big 3?

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Re: Getting Approved For A CC With A Soft Pull
« Reply #91 on: December 16, 2015, 12:48:14 PM »
I can't say for sure yet, but don't all Visa cards report to the big 3?
Lav davka.
If they don't pull maybe they don't report
(Thinking this is a great start for beginners to credit cards to build credit)
Please report back after the month
TIA

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Re: Getting Approved For A CC With A Soft Pull
« Reply #92 on: December 16, 2015, 12:49:13 PM »
It's an easy-to-get card with a soft pull that approves a relatively high limit. Might not be for everyone, but I like having the large credit line available for emergencies.
About what is the credit line they give?

Offline David Smith

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Re: Getting Approved For A CC With A Soft Pull
« Reply #93 on: December 16, 2015, 12:55:48 PM »
About what is the credit line they give?
$11,248.17
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

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Re: Getting Approved For A CC With A Soft Pull
« Reply #94 on: December 16, 2015, 01:25:18 PM »

Offline Cappy

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Re: Getting Approved For A CC With A Soft Pull
« Reply #95 on: December 16, 2015, 01:26:29 PM »
$11,248.17

That's an awesome numbered CL  :D

Offline David Smith

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Re: Getting Approved For A CC With A Soft Pull
« Reply #96 on: December 16, 2015, 01:26:49 PM »
Not bad!
Thanks
I was joking!!! Did you ever see a credit limit in such a format?! Seriously, what kind of question is what credit limit do they give?  It's  different for everyone. If you want to know if they're relatively generous, they are.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline emjee

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Re: Getting Approved For A CC With A Soft Pull
« Reply #97 on: December 16, 2015, 01:36:03 PM »
About what is the credit line they give?

$11,248.17

Not bad!
Thanks

That's an awesome numbered CL  :D

I was joking!!! Did you ever see a credit limit in such a format?! Seriously, what kind of question is what credit limit do they give?  It's  different for everyone. If you want to know if they're relatively generous, they are.
Lol. I knew something was up with that CL number.

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Re: Getting Approved For A CC With A Soft Pull
« Reply #98 on: December 16, 2015, 01:42:52 PM »
Was wondering...
You never know with such an interesting lender...
Just want to know beerech what limit, $1k - $5, $5 -$10 ect.

Offline Labeled1

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Re: Getting Approved For A CC With A Soft Pull
« Reply #99 on: December 16, 2015, 03:40:36 PM »
Was wondering...
You never know with such an interesting lender...
Just want to know beerech what limit, $1k - $5, $5 -$10 ect.

I've seen anywhere from $10K to $25K. They approved me for $20K which makes this my highest CL. As David Smith said, they are generally generous.