Author Topic: Bank Direct AAdvantage Mileage Checking Account  (Read 27007 times)

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 56164
  • Total likes: 3990
  • DansDeals.com Hat Tips 16441
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #120 on: June 24, 2011, 11:28:29 AM »
The point of this account was never for the bonuses.  If you email me you'll get a link within a few days for a 2K signing bonus, but the main attraction is the earning for having money in the account.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Smokey Joe Robinson

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2011
  • Posts: 2998
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: New York
  • Programs: SPG Gold, HHonors Gold, Hyatt Plat, Club Carlson Gold Elite, Best Western Diamond Elite, Marriott Rewards Silver, Hertz President's Circle, National Executive Elite, Sixt Platinum, Delta Silver Medallion, United Premier Silver
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #121 on: June 24, 2011, 11:54:50 AM »
The point of this account was never for the bonuses.  If you email me you'll get a link within a few days for a 2K signing bonus, but the main attraction is the earning for having money in the account.
Im aware, however, I dont currently use mileage for travelling purposes and as such I dont care to keep them; I would sell them. Now to sell you need a substantial amount and without it my miles are in essence worth nothing (nothing meaning cash at approx 1.4) so I am in doubt if I should or shouldnt get involved.
My Programs Are Listed So That I Don't Forget Them :)

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 56164
  • Total likes: 3990
  • DansDeals.com Hat Tips 16441
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #122 on: June 24, 2011, 11:56:46 AM »
You don't see yourself ever traveling in the future?

You don't have AA miles from their cc offers?
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Smokey Joe Robinson

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2011
  • Posts: 2998
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: New York
  • Programs: SPG Gold, HHonors Gold, Hyatt Plat, Club Carlson Gold Elite, Best Western Diamond Elite, Marriott Rewards Silver, Hertz President's Circle, National Executive Elite, Sixt Platinum, Delta Silver Medallion, United Premier Silver
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #123 on: June 24, 2011, 12:03:19 PM »
You don't see yourself ever traveling in the future?

You don't have AA miles from their cc offers?
I currently have, but I liquidate rather quickly; I dont have patience sometimes  ::)
and Id love to travel but it hasnt happened for quite some time and doesnt seem to be happening for a long while, so keeping miles/points doesnt excite me so much...Ill get new cards when I need some.
My Programs Are Listed So That I Don't Forget Them :)

Offline sim

  • Dansdeals Gold Elite
  • ***
  • Join Date: Aug 2010
  • Posts: 182
  • Total likes: 12
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #124 on: June 24, 2011, 01:30:09 PM »
Dan, I emailed you a few weeks ago for the referral link i have not received an email   with the link can u send it today Ill resend it today

Offline ganizzy

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2010
  • Posts: 1064
  • Total likes: 3
  • DansDeals.com Hat Tips 2
    • View Profile
Re: BankDirect AAmiles
« Reply #125 on: July 08, 2011, 01:35:43 AM »
They are 1 per $10 per month.

i just got my first months aa miles after my initial deposit and it seems like it was 100 miles per $1000 not 1 per $10
lets say i deposited $8000. after making one bill pay of $5 it only gave me 700 miles

Offline ganizzy

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2010
  • Posts: 1064
  • Total likes: 3
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #126 on: July 08, 2011, 01:52:59 AM »
i just got my first months aa miles after my initial deposit and it seems like it was 100 miles per $1000 not 1 per $10
lets say i deposited $8000. after making one bill pay of $5 it only gave me 700 miles

also, did anybody get the 5,000 bonus points by having 12 charges on the card consisting of a few cents of gas each?
is it worth setting up 3 billpays a month to get 5000 miles at the end of the year? i guess i can pay 3 credit cards $5 each.

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 56164
  • Total likes: 3990
  • DansDeals.com Hat Tips 16441
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: BankDirect AAmiles
« Reply #127 on: July 08, 2011, 09:34:31 AM »
i just got my first months aa miles after my initial deposit and it seems like it was 100 miles per $1000 not 1 per $10
lets say i deposited $8000. after making one bill pay of $5 it only gave me 700 miles
If you had $7,995 in the for a whole month you would have received 799 or 800 miles.  More likely is that you deposited the $8,000 a few days (maybe 3 or 4 days if my math is correct) into the month, which gave you an average daily balance of $7,000.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline ganizzy

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2010
  • Posts: 1064
  • Total likes: 3
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #128 on: July 08, 2011, 02:57:22 PM »
i guess it could be that bec it shows my account was started on the 6th of june (even though it took about a month to process)
i just assumed that they would start the balance of the month from the 6th bec thats when the miles posted to aa

Offline ganizzy

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2010
  • Posts: 1064
  • Total likes: 3
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #129 on: July 25, 2011, 03:13:52 PM »
so again,
can i go to a gas station and charge the visa card 5 times in a row for a few dollars each? will that count as part of 12 transactions or does it have to be diffent days,places

thanks

Offline AsherO

  • Global Moderator
  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 21905
  • Total likes: 579
  • DansDeals.com Hat Tips 74
    • View Profile
  • Location: NYC
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #130 on: July 25, 2011, 04:37:31 PM »
so again,
can i go to a gas station and charge the visa card 5 times in a row for a few dollars each? will that count as part of 12 transactions or does it have to be diffent days,places

thanks

Considering it's a debit card, swiping it at a gas station might hold the funds.
PGF24BMGS

Offline ganizzy

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2010
  • Posts: 1064
  • Total likes: 3
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #131 on: July 27, 2011, 04:53:01 PM »
Considering it's a debit card, swiping it at a gas station might hold the funds.

how long does it hold for and how much? if i have over $2500 does it affect me negatively

can i make multiple purchases from the same store, one after the other? or will they not count that?

Offline ganizzy

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2010
  • Posts: 1064
  • Total likes: 3
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #132 on: August 01, 2011, 03:03:50 PM »
if i used my visa card on the 29th but it didnt post until the 1st or second, what month is that transaction counted as?

Offline easy48

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Oct 2010
  • Posts: 285
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Los Angeles
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #133 on: August 05, 2011, 09:38:58 PM »
So I just read through the read and it is unclear if people are happy with this and are properly earning the most amount of miles through this account.  Can someone sum up the new terms and conditions and what one can expect if they enroll for an account?

Also, if i put in money i can only take out in increments of $1500??

Thanks

Offline AsherO

  • Global Moderator
  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 21905
  • Total likes: 579
  • DansDeals.com Hat Tips 74
    • View Profile
  • Location: NYC
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #134 on: August 07, 2011, 12:26:25 AM »
So I just read through the read and it is unclear if people are happy with this and are properly earning the most amount of miles through this account.  Can someone sum up the new terms and conditions and what one can expect if they enroll for an account?

Also, if i put in money i can only take out in increments of $1500??

Thanks

I dunno what info you're looking for in your first question, but it's definitely legit.

It's a checking account, so you can withdraw as much as you want whenever you want (as long as those funds are in the account).
PGF24BMGS