Author Topic: Bank Direct AAdvantage Mileage Checking Account  (Read 33260 times)

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 62726
  • Total likes: 10240
  • DansDeals.com Hat Tips 16442
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: BankDirect AAmiles
« Reply #80 on: April 05, 2011, 12:19:49 AM »
Are the miles prorated to 1 per $10 or are they only earned in $1000 increments?
They are 1 per $10 per month.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline smurf

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2010
  • Posts: 4395
  • Total likes: 8
  • DansDeals.com Hat Tips 8
    • View Profile
  • Location: NJ
Re: BankDirect AAmiles
« Reply #81 on: April 05, 2011, 12:20:28 AM »
@Dan
Thank you

Online AsherO

  • Global Moderator
  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 28091
  • Total likes: 4897
  • DansDeals.com Hat Tips 77
    • View Profile
  • Location: NYC
Re: BankDirect AAmiles
« Reply #82 on: April 05, 2011, 12:50:29 AM »
-Earn 1,000 miles for yourself and a friend from our Refer-A-Friend Program
-Earn 10,000 miles for establishing full payroll direct deposit from your employer into a Mileage Checking Account.*
-Earn 5,000 miles for using BankDirect's bill pay service.*
-Earn 5,000 miles for using your BankDirect VisaŽ CheckCard.*

-All customers limited to 2 transaction accounts per household; one Mileage Checking Account and one Money Market Account.

-Earn 100 miles per month for every $1,000 of the collected balance in your Mileage Checking Account up to the first $200,000 on deposit. Earn an additional 25 miles per $1,000 for collected balances over $200,000.

What is a full payroll direct deposit?

Offline smurf

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2010
  • Posts: 4395
  • Total likes: 8
  • DansDeals.com Hat Tips 8
    • View Profile
  • Location: NJ
Re: BankDirect AAmiles
« Reply #83 on: April 05, 2011, 01:07:12 AM »

Offline josh nyc

  • Dansdeals Gold Elite
  • ***
  • Join Date: Dec 2010
  • Posts: 189
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: nyc
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #84 on: April 10, 2011, 11:55:27 PM »
Do they check your credit when opening an account?

The t&c authorizes BD to verify credit information. Will this count as a hard pull? and if so from which agency?

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 62726
  • Total likes: 10240
  • DansDeals.com Hat Tips 16442
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #85 on: April 11, 2011, 09:30:47 AM »
The t&c authorizes BD to verify credit information. Will this count as a hard pull? and if so from which agency?
No hard pull.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 62726
  • Total likes: 10240
  • DansDeals.com Hat Tips 16442
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #86 on: April 15, 2011, 05:24:15 PM »
Tried opening up a 2nd account in March with a different home address and got rejected :(
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline jack12

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2008
  • Posts: 1143
  • Total likes: 5
  • DansDeals.com Hat Tips 8
    • View Profile
  • Programs: National Emerald Club Executive Elite, Hertz #1 Club Gold Presidents Circle, Sixt Platinum
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #87 on: April 17, 2011, 02:47:44 PM »
If I deposit $3000, I'll get 1000 miles for opening account, 1000 miles for using Dan's link and 300 miles per month? any other miles I can/will get?

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 62726
  • Total likes: 10240
  • DansDeals.com Hat Tips 16442
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #88 on: April 17, 2011, 04:16:15 PM »
If I deposit $3000, I'll get 1000 miles for opening account, 1000 miles for using Dan's link and 300 miles per month? any other miles I can/will get?
Earn 10,000 miles for establishing full payroll direct deposit from your employer into a Mileage Checking Account.*
Earn 5,000 miles for using BankDirect's bill pay service.*
Earn 5,000 miles for using your BankDirect VisaŽ CheckCard.*
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline rukiddingme

  • Dansdeals Gold Elite
  • ***
  • Join Date: May 2011
  • Posts: 127
  • Total likes: 17
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #89 on: May 09, 2011, 08:54:33 PM »
Bank Direct FAQs say you can fund with a credit card -

1) Does anyone know the limit?
2) Can you use AMEX or just Visa/MC?

TIA

Online AsherO

  • Global Moderator
  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 28091
  • Total likes: 4897
  • DansDeals.com Hat Tips 77
    • View Profile
  • Location: NYC
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #90 on: May 09, 2011, 09:01:37 PM »
Bank Direct FAQs say you can fund with a credit card -

1) Does anyone know the limit?
2) Can you use AMEX or just Visa/MC?

TIA

IIRC most card issuers will consider it a cash advance.

Offline rukiddingme

  • Dansdeals Gold Elite
  • ***
  • Join Date: May 2011
  • Posts: 127
  • Total likes: 17
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #91 on: May 10, 2011, 10:02:43 AM »
Yes, I'm pretty sure it will be a cash advance, but that's okay.

Do you know about limits or if they take amex?

Online AsherO

  • Global Moderator
  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 28091
  • Total likes: 4897
  • DansDeals.com Hat Tips 77
    • View Profile
  • Location: NYC
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #92 on: May 10, 2011, 12:20:24 PM »
Do you know about limits or if they take amex?

I don't know. But a large cash advance with Amex can trigger an F/R...

Offline ganizzy

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2010
  • Posts: 1066
  • Total likes: 5
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #93 on: May 10, 2011, 03:51:03 PM »
if ur employer doesnt do direct pay, is there any way to do this?

Offline rukiddingme

  • Dansdeals Gold Elite
  • ***
  • Join Date: May 2011
  • Posts: 127
  • Total likes: 17
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #94 on: May 10, 2011, 07:25:05 PM »
You can't get the 10,000 miles for direct deposit, but you can get the other bonuses for using bill-pay and the check card.

Offline Yaalili

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Jul 2009
  • Posts: 12384
  • Total likes: 311
  • DansDeals.com Hat Tips 154
  • Gender: Male
    • View Profile
  • Location: Crown Heights, NY
  • Programs: Caesars Diamond, F9 100K, Hilton Diamond, Hyatt Globalist, IHG Spire, Marriott Silver, Radisson Gold, Wyndham Diamond, DansDeals Lifetime 10K Presidential Platinum Elite.
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #95 on: May 10, 2011, 09:55:58 PM »
Is there a minimum amount of time that the account must remain open? Lets say i want to open it up, for all the bonuses and close it after like 3 months is that ok?

Offline smurf

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2010
  • Posts: 4395
  • Total likes: 8
  • DansDeals.com Hat Tips 8
    • View Profile
  • Location: NJ
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #96 on: May 10, 2011, 10:57:52 PM »
Is there a minimum amount of time that the account must remain open? Lets say i want to open it up, for all the bonuses and close it after like 3 months is that ok?
there is no point in doing that you'll only wind up with the 2k signup bonus the check card, direct deposit and bill pay bonuses are only after 1 yr. but really if you have money you want to earn tax free interest on this is still your best bet

Offline Yaalili

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Jul 2009
  • Posts: 12384
  • Total likes: 311
  • DansDeals.com Hat Tips 154
  • Gender: Male
    • View Profile
  • Location: Crown Heights, NY
  • Programs: Caesars Diamond, F9 100K, Hilton Diamond, Hyatt Globalist, IHG Spire, Marriott Silver, Radisson Gold, Wyndham Diamond, DansDeals Lifetime 10K Presidential Platinum Elite.
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #97 on: May 10, 2011, 11:03:03 PM »
there is no point in doing that you'll only wind up with the 2k signup bonus the check card, direct deposit and bill pay bonuses are only after 1 yr. but really if you have money you want to earn tax free interest on this is still your best bet.

Their website says, the 5000 bonus miles for check card comes after just 3 months of usage...

Offline smurf

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2010
  • Posts: 4395
  • Total likes: 8
  • DansDeals.com Hat Tips 8
    • View Profile
  • Location: NJ
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #98 on: May 10, 2011, 11:05:25 PM »
Their website says, the 5000 bonus miles for check card comes after just 3 months of usage...
sorry i thought it was a year.
so i guess it will be 7k after 3 mos. but still why close the account? it's still a better deal then most banks interest rates

Offline Yaalili

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Jul 2009
  • Posts: 12384
  • Total likes: 311
  • DansDeals.com Hat Tips 154
  • Gender: Male
    • View Profile
  • Location: Crown Heights, NY
  • Programs: Caesars Diamond, F9 100K, Hilton Diamond, Hyatt Globalist, IHG Spire, Marriott Silver, Radisson Gold, Wyndham Diamond, DansDeals Lifetime 10K Presidential Platinum Elite.
Re: Bank Direct AAdvantage Mileage Checking Account
« Reply #99 on: May 10, 2011, 11:08:05 PM »
sorry i thought it was a year.
so i guess it will be 7k after 3 mos. but still why close the account? it's still a better deal then most banks interest rates

Is it not possible to churn these accounts, and get the bonuses again?