Author Topic: Bank Direct AAdvantage Mileage Checking Account (Read 45944 times)

Dan · « **Reply #80 on:** April 05, 2011, 12:19:49 AM »

Quote from: smurf on April 05, 2011, 12:18:45 AM

Are the miles prorated to 1 per $10 or are they only earned in $1000 increments?

They are 1 per $10 per month.

smurf · « **Reply #81 on:** April 05, 2011, 12:20:28 AM »

@Dan
Thank you

AsherO · « **Reply #82 on:** April 05, 2011, 12:50:29 AM »

Quote from: Dan on April 05, 2011, 12:06:19 AM

-Earn 1,000 miles for yourself and a friend from our Refer-A-Friend Program
-Earn 10,000 miles for establishing full payroll direct deposit from your employer into a Mileage Checking Account.*
-Earn 5,000 miles for using BankDirect's bill pay service.*
-Earn 5,000 miles for using your BankDirect Visa® CheckCard.*

-All customers limited to 2 transaction accounts per household; one Mileage Checking Account and one Money Market Account.

-Earn 100 miles per month for every $1,000 of the collected balance in your Mileage Checking Account up to the first $200,000 on deposit. Earn an additional 25 miles per $1,000 for collected balances over $200,000.

What is a full payroll direct deposit?

smurf · « **Reply #83 on:** April 05, 2011, 01:07:12 AM »

faq page
http://www.bankdirect.com/programs/aafaq.aspx

josh nyc · « **Reply #84 on:** April 10, 2011, 11:55:27 PM »

Quote from: shmooz on March 29, 2011, 06:21:42 PM

Do they check your credit when opening an account?

The t&c authorizes BD to verify credit information. Will this count as a hard pull? and if so from which agency?

Dan · « **Reply #85 on:** April 11, 2011, 09:30:47 AM »

Quote from: josh nyc on April 10, 2011, 11:55:27 PM

The t&c authorizes BD to verify credit information. Will this count as a hard pull? and if so from which agency?

No hard pull.

Dan · « **Reply #86 on:** April 15, 2011, 05:24:15 PM »

Tried opening up a 2nd account in March with a different home address and got rejected

jack12 · « **Reply #87 on:** April 17, 2011, 02:47:44 PM »

If I deposit $3000, I'll get 1000 miles for opening account, 1000 miles for using Dan's link and 300 miles per month? any other miles I can/will get?

Dan · « **Reply #88 on:** April 17, 2011, 04:16:15 PM »

Quote from: jack12 on April 17, 2011, 02:47:44 PM

If I deposit $3000, I'll get 1000 miles for opening account, 1000 miles for using Dan's link and 300 miles per month? any other miles I can/will get?

Earn 10,000 miles for establishing full payroll direct deposit from your employer into a Mileage Checking Account.*
Earn 5,000 miles for using BankDirect's bill pay service.*
Earn 5,000 miles for using your BankDirect Visa® CheckCard.*

rukiddingme · « **Reply #89 on:** May 09, 2011, 08:54:33 PM »

Bank Direct FAQs say you can fund with a credit card -

1) Does anyone know the limit?
2) Can you use AMEX or just Visa/MC?

TIA

AsherO · « **Reply #90 on:** May 09, 2011, 09:01:37 PM »

Quote from: rukiddingme on May 09, 2011, 08:54:33 PM

Bank Direct FAQs say you can fund with a credit card -

1) Does anyone know the limit?
2) Can you use AMEX or just Visa/MC?

TIA

IIRC most card issuers will consider it a cash advance.

rukiddingme · « **Reply #91 on:** May 10, 2011, 10:02:43 AM »

Yes, I'm pretty sure it will be a cash advance, but that's okay.

Do you know about limits or if they take amex?

AsherO · « **Reply #92 on:** May 10, 2011, 12:20:24 PM »

Quote from: rukiddingme on May 10, 2011, 10:02:43 AM

Do you know about limits or if they take amex?

I don't know. But a large cash advance with Amex can trigger an F/R...

ganizzy · « **Reply #93 on:** May 10, 2011, 03:51:03 PM »

if ur employer doesnt do direct pay, is there any way to do this?

rukiddingme · « **Reply #94 on:** May 10, 2011, 07:25:05 PM »

You can't get the 10,000 miles for direct deposit, but you can get the other bonuses for using bill-pay and the check card.

Yaalili · « **Reply #95 on:** May 10, 2011, 09:55:58 PM »

Is there a minimum amount of time that the account must remain open? Lets say i want to open it up, for all the bonuses and close it after like 3 months is that ok?

smurf · « **Reply #96 on:** May 10, 2011, 10:57:52 PM »

Quote from: DealFinder on May 10, 2011, 09:55:58 PM

Is there a minimum amount of time that the account must remain open? Lets say i want to open it up, for all the bonuses and close it after like 3 months is that ok?

there is no point in doing that you'll only wind up with the 2k signup bonus the check card, direct deposit and bill pay bonuses are only after 1 yr. but really if you have money you want to earn tax free interest on this is still your best bet

Yaalili · « **Reply #97 on:** May 10, 2011, 11:03:03 PM »

Quote from: smurf on May 10, 2011, 10:57:52 PM

there is no point in doing that you'll only wind up with the 2k signup bonus the check card, direct deposit and bill pay bonuses are only after 1 yr. but really if you have money you want to earn tax free interest on this is still your best bet.

Their website says, the 5000 bonus miles for check card comes after just 3 months of usage...

smurf · « **Reply #98 on:** May 10, 2011, 11:05:25 PM »

Quote from: DealFinder on May 10, 2011, 11:03:03 PM

Their website says, the 5000 bonus miles for check card comes after just 3 months of usage...

sorry i thought it was a year.
so i guess it will be 7k after 3 mos. but still why close the account? it's still a better deal then most banks interest rates

Yaalili · « **Reply #99 on:** May 10, 2011, 11:08:05 PM »

Quote from: smurf on May 10, 2011, 11:05:25 PM

sorry i thought it was a year.
so i guess it will be 7k after 3 mos. but still why close the account? it's still a better deal then most banks interest rates

Is it not possible to churn these accounts, and get the bonuses again?