You're not. None.
That's what i was missing too. (The question i understood, the answer i didn't.)
I looked at it as a sarcastic answer.
Q: If I drive on the left side of the road in the UK, do I need to worry about getting points on my license in NY?
A: Yes, because it's illegal to drive on the left side in NY.
ETA: I misunderstood the op's question. He wasn't asking if there was a connection between WF & 1T, he was asking if there was anything to worry about by opening too many bank accounts at once.
I had understood WF to be some type of acronym for wife. Mystery solved.
Lol! I stand corrected.