Author Topic: Need advice how to deposit a check  (Read 6677 times)

Offline David Smith

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Re: Need advice how to deposit a check
« Reply #60 on: December 29, 2015, 11:32:41 AM »
Chase used to allow me to mobile deposit max 2k and a couple of months ago the up'ed it to 10k
Are you a private client? They recently raised the limits for CPC.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Zalc

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Re: Need advice how to deposit a check
« Reply #61 on: December 29, 2015, 04:12:50 PM »
I see OP figured it out. Here is another option though:
Ally bank's (online only bank) free interest checking account.
Has a mobile deposit limit of $50k/day & $250k/rolling 30 days.
Has most of the benefits of CPC (see link for what little fees they do have).
Great 24/7 customer service ime.
The only big downside is that the are no B&M locations, so you cannot deposit cash. (I load my serve and transfer when I need to deposit cash)

Offline Ergel

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Re: Need advice how to deposit a check
« Reply #62 on: December 29, 2015, 04:55:34 PM »
Not so fast.
My deposit was rejected by Fidelity because my Fidelity account is in my name and the check was in my wife's name. Forgoit it wasn't a joint account.
Worst part is that Fidelity makes you write on the endorsement "for Fidelity deposit only" which now basically renders the check useless.
Shoot
Life isn't about checking the boxes. Nobody cares.

Offline David Smith

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Re: Need advice how to deposit a check
« Reply #63 on: December 29, 2015, 04:57:22 PM »
Not so fast.
My deposit was rejected by Fidelity because my Fidelity account is in my name and the check was in my wife's name. Forgoit it wasn't a joint account.
Worst part is that Fidelity makes you write on the endorsement "for Fidelity deposit only" which now basically renders the check useless.
Shoot
What happens if you don't write that? I never have, but I've only done low dollar amounts.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Zalc

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Re: Need advice how to deposit a check
« Reply #64 on: December 29, 2015, 05:02:19 PM »
Not so fast.
My deposit was rejected by Fidelity because my Fidelity account is in my name and the check was in my wife's name. Forgoit it wasn't a joint account.
Worst part is that Fidelity makes you write on the endorsement "for Fidelity deposit only" which now basically renders the check useless.
Shoot
On Ally you just need to write "for deposit only" without specifying the bank. Maybe you can cross out the "Fidelity" and try depositing with them?
IIRC you are able to talk to the ppl that look at the check scans...
Though you may not be able to open the account on time...

Offline Ergel

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Re: Need advice how to deposit a check
« Reply #65 on: December 29, 2015, 05:09:46 PM »
What happens if you don't write that? I never have, but I've only done low dollar amounts.
Dunno. I was just following directions and I didn't want to have any problems :(
Life isn't about checking the boxes. Nobody cares.

Offline David Smith

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Re: Need advice how to deposit a check
« Reply #66 on: December 29, 2015, 05:10:20 PM »
Dunno. I was just following directions and I didn't want to have any problems :(
Following directions was never really my thing.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline jds

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Re: Need advice how to deposit a check
« Reply #67 on: December 30, 2015, 08:58:50 AM »
Are you a private client? They recently raised the limits for CPC.
Very far from it.

Offline Super Speed

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Re: Need advice how to deposit a check
« Reply #68 on: January 02, 2016, 07:19:06 PM »
My banker set up a meeting with the local CPC banker, he agreed to upgrade me just wants to meet me with his partner sometime this coming week!
Thanks Dan for the idea!
« Last Edit: January 02, 2016, 08:06:26 PM by Super Speed »

Online cholent

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Re: Need advice how to deposit a check
« Reply #69 on: January 02, 2016, 08:10:38 PM »
Not so fast.
My deposit was rejected by Fidelity because my Fidelity account is in my name and the check was in my wife's name. Forgoit it wasn't a joint account.
Worst part is that Fidelity makes you write on the endorsement "for Fidelity deposit only" which now basically renders the check useless.
Shoot
For the future, I usually write in pencil... for a remote deposit it goes through ok anyway
Don't ask stupid questions and you won't get stupid answers

Offline Dan

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Re: Need advice how to deposit a check
« Reply #70 on: January 02, 2016, 08:21:01 PM »
My banker set up a meeting with the local CPC banker, he agreed to upgrade me just wants to meet me with his partner sometime this coming week!
Thanks Dan for the idea!

Enjoy.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline David Smith

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Re: Need advice how to deposit a check
« Reply #71 on: January 04, 2016, 09:44:54 PM »


If you have a CPC checking account then you can order free checks online.

I finally got around to going into a branch today and converting my checking account to a CPC account. How do I get free checks online? It shows a charge when I go through the order process; it'll be free on the statement?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline grodnoking

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Re: Need advice how to deposit a check
« Reply #72 on: January 04, 2016, 11:29:24 PM »
Not do sure how it works but my father started sending e-checks from chase. He just sends them online. Its great for re-accruing checks and writing out checks for donations he gets their info and sends them later. Makes it alot easier to see where everything went
I'm not who you think I am.

Offline emjee

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Re: Need advice how to deposit a check
« Reply #73 on: January 05, 2016, 07:07:22 PM »

I finally got around to going into a branch today and converting my checking account to a CPC account. How do I get free checks online? It shows a charge when I go through the order process; it'll be free on the statement?
DROPR,  however iirc , I was told by CSR who was trying to sell me to it that it gets credited back.

Offline Wizard

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Re: Need advice how to deposit a check
« Reply #74 on: March 18, 2016, 03:33:28 PM »
My banker set up a meeting with the local CPC banker, he agreed to upgrade me just wants to meet me with his partner sometime this coming week!
Thanks Dan for the idea!

I finally got around to going into a branch today and converting my checking account to a CPC account. How do I get free checks online? It shows a charge when I go through the order process; it'll be free on the statement?
What did you guys say to get your accounts to Private Client? Would really like to get CPC for increased mobile deposit limits (and no monthly fee)... But I have nowhere near 250k with Chase..

As a side point, if anyone knows what triggers the increase from 2k to 10k, would greatly appreciate that too :)
« Last Edit: March 18, 2016, 03:51:51 PM by Wizard »
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