Author Topic: The Future of Lakewood  (Read 582947 times)

Offline dasmo801

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Re: The Future of Lakewood
« Reply #3640 on: September 27, 2023, 04:12:59 PM »
Are you going to answer the obvious question?

1. It doesn't usually take that long.
2. I needed the car to go to a meeting later in the day.
3. It rained for the last three days straight so you can never be too careful - (see number 4).
4. I hate walking.

Online Sammy82

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Re: The Future of Lakewood
« Reply #3641 on: September 27, 2023, 04:13:46 PM »
any suggestions other than BP or monsey?
Seriously?

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Re: The Future of Lakewood
« Reply #3642 on: September 27, 2023, 04:23:34 PM »
Well, until the infrastructure builds up in the outlying areas. Which will not be forever.
The same way it was built out in Lakewood? Lol
Feelings don't care about your facts

Offline liosac

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Re: The Future of Lakewood
« Reply #3643 on: September 27, 2023, 07:41:01 PM »
when i said 600k in howell I meant a 1700 sf house, which isn't too practical long term and is basically a budget version house
lets face it, if you stay in nj there's no cheap options, following the jones means building a custom single house for 2m, anything less than that isn't  jones it's just being realistic that this is the prices. even non jewish areas are this price.
Why do you need an house that will fit 10 kids plus a room for the marrieds to visit when you are in your low 30ís with 3 or 4 kids? You can trade up at a later point. Yes it is an hassle but itís what the average American does. It is called a starter home for a reason. According to the speech referenced above Rabbi Gewirtzman claimed he verified that one can purchase a 2400 sq ft house in Manchester for 650k. Still not cheap but itís not 1.25 million. You can also rent a relatively spacious place for well under the 5-7k monthly mortgage on a new home. Thereís no Halacha that says you must buy today.

Offline WayBackMachine

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Re: The Future of Lakewood
« Reply #3644 on: September 27, 2023, 10:43:43 PM »
its complicated and there is no solution

Offline fisherprice

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Re: The Future of Lakewood
« Reply #3645 on: September 27, 2023, 11:24:44 PM »
. According to the speech referenced above Rabbi Gewirtzman claimed he verified that one can purchase a 2400 sq ft house in Manchester for 650k. Still not cheap but itís not 1.25 million. .
a home for 650k will cost about 4500 monthly in todays rates, thats kind of pretty expensive.

Offline Pony

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Re: The Future of Lakewood
« Reply #3646 on: September 28, 2023, 09:13:38 AM »
a home for 650k will cost about 4500 monthly in todays rates, thats kind of pretty expensive.

Move a littlie further out and pay 5k for your house.

Offline S209

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Re: The Future of Lakewood
« Reply #3647 on: September 28, 2023, 09:20:19 AM »
a home for 650k will cost about 4500 monthly in todays rates, thats kind of pretty expensive.
Rentals have dropped in price tremendously recently, rent for much less than that until home prices or rates come down to match. It will happen, the only question is if it will be months or years.
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Online yr

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Re: The Future of Lakewood
« Reply #3648 on: September 28, 2023, 09:47:39 AM »
when i said 600k in howell I meant a 1700 sf house, which isn't too practical long term and is basically a budget version house
lets face it, if you stay in nj there's no cheap options, following the jones means building a custom single house for 2m, anything less than that isn't  jones it's just being realistic that this is the prices. even non jewish areas are this price.

All the houses on my block in Flatbush,  growing up were 1500 to  1700 sq ft. We had six kids in our family.

My current house is 1600 sq ft, 4 bedrooms upstairs plus a full finished basement, I'd say easily can fit 5 kids comfortably, maybe six. Is the living space on the first small? Yes. But there's no compelling and legitimate reason for an expensive upgrade, even if interest rates weren't high.

And if the answer is that 1600 sq ft is good for 5 kids but not 8 or 10 kids, might be worth having a serious family planning discussion since affordability issues are real issues. (It was refreshing to hear a rav discuss this "mundane " issue during  aseres yemi teshuva prime time, and put aside other more "ruchnios" issues. Finances can really get in the way of many things in a family, and he clearly sees the importance.)

Offline Euclid

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Re: The Future of Lakewood
« Reply #3649 on: September 28, 2023, 09:51:17 AM »
but not 8 or 10 kids, might be worth having a serious family planning discussion since affordability issues are real issues.
(Making myself a big bowl of popcorn)

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Re: The Future of Lakewood
« Reply #3650 on: September 28, 2023, 09:52:53 AM »
(Making myself a big bowl of popcorn)
Make sure you can afford enough of it.
Feelings don't care about your facts

Offline AsherO

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Re: The Future of Lakewood
« Reply #3651 on: September 28, 2023, 09:53:52 AM »
Make sure you can afford enough of it.

With the price of popcorn these days, itís cheaper to just have 10 kids and get it over with
DDF FFB (Forum From Birth)

Offline S209

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Re: The Future of Lakewood
« Reply #3652 on: September 28, 2023, 10:06:57 AM »
All the houses on my block in Flatbush,  growing up were 1500 to  1700 sq ft. We had six kids in our family.

My current house is 1600 sq ft, 4 bedrooms upstairs plus a full finished basement, I'd say easily can fit 5 kids comfortably, maybe six. Is the living space on the first small? Yes. But there's no compelling and legitimate reason for an expensive upgrade, even if interest rates weren't high.
I would give this a +1K

And if the answer is that 1600 sq ft is good for 5 kids but not 8 or 10 kids, might be worth having a serious family planning discussion since affordability issues are real issues. (It was refreshing to hear a rav discuss this "mundane " issue during  aseres yemi teshuva prime time, and put aside other more "ruchnios" issues. Finances can really get in the way of many things in a family, and he clearly sees the importance.)
I would give this a -1K

So all told, no net likes from me :)
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Offline imayid2

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Offline WayBackMachine

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Re: The Future of Lakewood
« Reply #3654 on: September 28, 2023, 07:51:11 PM »
Budgeting doesn't help when the income exceeds the basic expenses, with Bidenomics where the USD is devalued at 40% over the last three years, and salaries basically flat the only option left is borrowing - good luck.

When Biden says "Give them a 40% Raise" he means to say give the dollar the buying power it had before I took office.

the money saved by moving out to unpopulated areas is swallowed by the cost of services, should it be schooling, therapy, busing, kosher food (well depending what hechsher you're willing to eat) etc.


Offline WayBackMachine

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Re: The Future of Lakewood
« Reply #3655 on: September 29, 2023, 12:38:45 AM »
Budgeting doesn't help when the income exceeds the basic expenses, with Bidenomics where the USD is devalued at 40% over the last three years, and salaries basically flat the only option left is borrowing - good luck.

When Biden says "Give them a 40% Raise" he means to say give the dollar the buying power it had before I took office.

the money saved by moving out to unpopulated areas is swallowed by the cost of services, should it be schooling, therapy, busing, kosher food (well depending what hechsher you're willing to eat) etc.

Quote
BREAKING: Credit card companies are racking up losses at the fastest pace in almost 30 years, outside of the Great Financial Crisis, according to Goldman Sachs.

In the second quarter, the rate of new credit card delinquencies reached 7.2%, up from 6.5% in the first quarter. This rate, which measures loans that are 30 or more days overdue, is now higher than the second quarter of 2019.

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Re: The Future of Lakewood
« Reply #3656 on: September 29, 2023, 12:48:19 AM »

the money saved by moving out to unpopulated areas is swallowed by the cost of services, should it be schooling, therapy, busing, kosher food (well depending what hechsher you're willing to eat) etc.

At the same time living OOT saves you a lot on items and experiences not readily available (talking from personal experience)

P.s. why is therapy more expensive OOT?
Biden 2028!

Offline WayBackMachine

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Re: The Future of Lakewood
« Reply #3657 on: September 29, 2023, 12:53:42 AM »
At the same time living OOT saves you a lot on items and experiences not readily available (talking from personal experience)

P.s. why is therapy more expensive OOT?
established neighborhoods usually figured out how to get it funded or fundraised for,
compare NYC to Lakewood everyone knows if you have a child that needs services stay in NYC

Bottom line the world was designed not to make ends meet and hashem wants our tfilos,
its says in the chovas halvovos that hashem gives its people what they based based on how important it is for them, he uses oxygen and water as an example,
now tkae a look in NYC where the housing is crazy high, they have much more funding for education, in Williamsburg where its even higher they had a chalukah worth 5 million, so everyone earns and spends, no one figured out the path to success, its just a matter of how much you pay uncle sam, you make more, you pay more, no one with a nice family size comes out ahead of the curve, except for a very small percent
« Last Edit: September 29, 2023, 12:59:58 AM by WayBackMachine »

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Re: The Future of Lakewood
« Reply #3658 on: September 29, 2023, 12:56:11 AM »
established neighborhoods usually figured out how to get it funded or fundraised for,
compare NYC to Lakewood everyone knows if you have a child in NYC they will somehow need services..
FTFY
Biden 2028!

Offline WayBackMachine

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Re: The Future of Lakewood
« Reply #3659 on: September 29, 2023, 01:00:52 AM »
FTFY
obviously you have zero experience on the matter, and you should never need any of it

no one mentioned cars how many people do you know in nyc with two cars? many don't even have one

when you put everything on pen and paper its a big question mark
« Last Edit: September 29, 2023, 01:04:13 AM by WayBackMachine »