Author Topic: Capital One Business Spark card  (Read 8313 times)

Online Hershelsdeals

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jul 2014
  • Posts: 3398
  • Total likes: 6
  • DansDeals.com Hat Tips 2
    • View Profile
Capital One Business Spark card
« on: January 21, 2016, 10:09:29 PM »
With the value of MR going down the drain, wouldn't it be smart for a company that does alot of spend to get the Spark card 2% cash back?

So what if they pull all 3 CB, its one time.

But here are a couple of questions which are important for those that would want to apply.

1. Can one freeze Experion and get approved?

2. Is it possible to get CL's in the 6 digits?

3. Does capital issue a 1099 on cash back?

TIA

Offline Yhgfkj

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Aug 2013
  • Posts: 462
  • Total likes: 3
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Ny
Re: Capital One Business Spark card
« Reply #1 on: January 21, 2016, 10:37:52 PM »
With the value of MR going down the drain
what downgrade happened recent to MR ?  (except the BA transfer rate)

Online sillypainter

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2012
  • Posts: 1439
  • Total likes: 32
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Capital One Business Spark card
« Reply #2 on: January 21, 2016, 10:39:13 PM »
With the value of MR going down the drain, wouldn't it be smart for a company that does alot of spend to get the Spark card 2% cash back?

So what if they pull all 3 CB, its one time.

But here are a couple of questions which are important for those that would want to apply.

1. Can one freeze Experion and get approved?

2. Is it possible to get CL's in the 6 digits?

3. Does capital issue a 1099 on cash back?

TIA

I have the Spark. I have a 30K CL. They don't issue a 1099. Love the card.

Online SearchGuy

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2012
  • Posts: 5750
  • Total likes: 142
  • DansDeals.com Hat Tips 90
    • View Profile
  • Location: Brooklyn
Re: Capital One Business Spark card
« Reply #3 on: January 21, 2016, 10:39:29 PM »
Amex is down but there are still Citi and Chase left, besides what do you consider down the drain, selling wise? Because if you use them to fly they are still far more worth than 2%

Online David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8287
  • Total likes: 200
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Capital One Business Spark card
« Reply #4 on: January 21, 2016, 10:41:12 PM »
Amex is down but there are still Citi and Chase left, besides what do you consider down the drain, selling wise? Because if you use them to fly they are still far more worth than 2%
How much would it cost you to buy?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Online Hershelsdeals

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jul 2014
  • Posts: 3398
  • Total likes: 6
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Capital One Business Spark card
« Reply #5 on: January 21, 2016, 10:42:42 PM »
Amex is down but there are still Citi and Chase left, besides what do you consider down the drain, selling wise? Because if you use them to fly they are still far more worth than 2%
True that.

Here's the issue, I have enough travel credit and points to fly for the next year or two or more, for the time being it would be more valuable to redeem future spending for cash back

Offline Venilla

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jun 2014
  • Posts: 867
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
  • Programs: Mothering
Re: Capital One Business Spark card
« Reply #6 on: January 21, 2016, 11:30:41 PM »
IMO the card most worthy for high spending with 2% CB (not statement credit but actually CB) is: I know you're in for a shock but the answer is :Capital One Spark. All other airline miles you can buy fror cheaper. That is for simple cash back and value for your money.  If you're looking to get statue etc or you want to accumulate your own miles SPG is currently the top of my list for that. But again for someone who swipes a lot (tens of thousands a month) and does not need or already has status and can buy points frim friends etc. C1 Spark is the answer IMO

ETA: that is for Business CC's
I have a 150k limit
I like vanilla but my name is Venilla.

Offline Avid Reader

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2008
  • Posts: 4003
  • Total likes: 5
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: NYC
  • Programs: Starwood Gold, Accor Gold, Hilton Gold, Hertz Five Star Gold, Marriott Silver, National Executive
Re: Capital One Business Spark card
« Reply #7 on: January 21, 2016, 11:49:10 PM »
I have the Cap One Spark Card. It's a great card. 2% cashback straight up.

Offline Ephraimh

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2013
  • Posts: 1390
  • Total likes: 25
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: nyc
Re: Capital One Business Spark card
« Reply #8 on: January 22, 2016, 12:40:44 AM »
They offered me the card this week when I opened a business checking with them, I declined on the basis that I already have the Citi double cash, wasn't worth another 3 pulls when I already have the same benefits on Citi DC (which is only 1 pull)

Offline ilherman

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2013
  • Posts: 8293
  • Total likes: 34
  • DansDeals.com Hat Tips 34
    • View Profile
  • Location: Brooklyn
Re: Capital One Business Spark card
« Reply #9 on: January 22, 2016, 12:56:20 AM »
I know someone with a 250k CL.
You can say what you think when you think what you say.

Offline Venilla

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jun 2014
  • Posts: 867
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
  • Programs: Mothering
Re: Capital One Business Spark card
« Reply #10 on: January 22, 2016, 08:28:37 AM »
One thing to point out: Crapital reports business CC balances.
I like vanilla but my name is Venilla.

Online Hershelsdeals

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jul 2014
  • Posts: 3398
  • Total likes: 6
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Capital One Business Spark card
« Reply #11 on: January 22, 2016, 09:08:26 AM »
One thing to point out: Crapital reports business CC balances.
That's bad

Offline tzifanya54

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2012
  • Posts: 4631
  • Total likes: 30
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Capital One Business Spark card
« Reply #12 on: January 22, 2016, 09:13:22 AM »
what downgrade happened recent to MR ?  (except the BA transfer rate)
+1
I had no clue that the value had gone down so much? Is there something I'm missing other than BA? Is it just an supply and demand issue, since supply is quite high to to the easy signup bonuses around? In which case in a few months it can go back up...

Offline Venilla

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jun 2014
  • Posts: 867
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
  • Programs: Mothering
Re: Capital One Business Spark card
« Reply #13 on: January 22, 2016, 09:13:49 AM »
That's bad
One of the reasons there's an "r" in there...
I like vanilla but my name is Venilla.

Offline Venilla

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jun 2014
  • Posts: 867
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
  • Programs: Mothering
Re: Capital One Business Spark card
« Reply #14 on: January 22, 2016, 09:15:11 AM »
+1
I had no clue that the value had gone down so much? Is there something I'm missing other than BA? Is it just an supply and demand issue, since supply is quite high to to the easy signup bonuses around? In which case in a few months it can go back up...
What makes you think it will go back up?
I like vanilla but my name is Venilla.