Author Topic: Capital One Business Spark card  (Read 8294 times)

Offline PillanSmye

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Re: Capital One Business Spark card
« Reply #45 on: January 22, 2016, 12:54:26 PM »

1. Can one freeze Experion and get approved?
2. Is it possible to get CL's in the 6 digits?
3. Does capital issue a 1099 on cash back?

1. Yes, you can freeze EX and get approved off the other 2 major CRA's.  Most people get declined with 2 CRA's frozen.  Most people get declined with TU frozen.

2. Yes, 6 digits is possible

3. Not that i have heard of.

4. Yes, CapOne business cards report to your personal reports  whether you used an EIN/TIN or not.

Offline Hershelsdeals

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Re: Capital One Business Spark card
« Reply #46 on: January 22, 2016, 01:11:59 PM »
1. Yes, you can freeze EX and get approved off the other 2 major CRA's.  Most people get declined with 2 CRA's frozen.  Most people get declined with TU frozen.

2. Yes, 6 digits is possible

3. Not that i have heard of.

4. Yes, CapOne business cards report to your personal reports  whether you used an EIN/TIN or not.
Thanks!

Offline Hershelsdeals

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Re: Capital One Business Spark card
« Reply #47 on: January 22, 2016, 01:25:29 PM »
Friend was approved for 30K, he needs higher,  would Capital one give him more if he recons? Or should he perhaps go to a branch?

Also, does capital one do a hard pull on CL increase?

Offline jackofall

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Re: Capital One Business Spark card
« Reply #48 on: January 22, 2016, 03:11:45 PM »
Friend was approved for 30K, he needs higher,  would Capital one give him more if he recons? Or should he perhaps go to a branch?

Also, does capital one do a hard pull on CL increase?
On your last question I think not. I just did an increase and they told me no hard pull however, I can't confirm.
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Offline Venilla

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Re: Capital One Business Spark card
« Reply #49 on: January 22, 2016, 03:13:50 PM »
On your last question I think not. I just did an increase and they told me no hard pull however, I can't confirm.
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Offline PillanSmye

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Re: Capital One Business Spark card
« Reply #50 on: January 22, 2016, 03:47:04 PM »
Friend was approved for 30K, he needs higher,  would Capital one give him more if he recons? Or should he perhaps go to a branch?

Also, does capital one do a hard pull on CL increase?
The CapOne EO route is more difficult now.  He can try reaching them to ask for a recon on the initial limit.

Usually they will not give a signifigant increase until 6 months though.

The EO and the luv button is generally a soft with CapOne

Offline D93

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Re: Capital One Business Spark card
« Reply #51 on: January 24, 2016, 02:51:25 AM »
The CapOne EO route is more difficult now.  He can try reaching them to ask for a recon on the initial limit.

Usually they will not give a signifigant increase until 6 months though.

The EO and the luv button is generally a soft with CapOne

"EO"?

Offline PillanSmye

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Re: Capital One Business Spark card
« Reply #52 on: January 24, 2016, 02:16:46 PM »

Offline D93

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Re: Capital One Business Spark card
« Reply #53 on: January 24, 2016, 02:50:06 PM »

Offline rileywiles23

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Re: Capital One Business Spark card
« Reply #54 on: May 01, 2016, 05:43:50 PM »
Can i redeem my spark miles on a refundable ticket, with no issues ?
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Offline hvaces42

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Re: Capital One Business Spark card
« Reply #55 on: May 01, 2016, 06:25:38 PM »
Can i redeem my spark miles on a refundable ticket, with no issues ?
I redeemed a hotel charge after the charge was refunded. It also lets you redeem multiple times for the same charge.
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Offline rileywiles23

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Re: Capital One Business Spark card
« Reply #56 on: May 01, 2016, 06:28:45 PM »
I redeemed a hotel charge after the charge was refunded. It also lets you redeem multiple times for the same charge.
Thank you.
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Offline theblakdavid

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Re: Capital One Business Spark card
« Reply #57 on: May 19, 2016, 07:50:44 PM »
Anyone know what 10 days means on Capone spark?

Offline hvaces42

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Re: Capital One Business Spark card
« Reply #58 on: May 19, 2016, 09:24:57 PM »
Dont know what it means but they have no recon to speak of. If you were denied there is no one to talk to at all.
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Offline theblakdavid

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Re: Capital One Business Spark card
« Reply #59 on: May 20, 2016, 12:34:46 AM »
Oh dear... that's no good...