Is it true that once the annual fee on the spark card is in my statement and I change to a no annual fee card, I will not get the annual fee back.
I had the annual fee post in September, chatted within a week to switch to a no annual fee Spark card, and I even remember them saying that I don't need to pay it.
Now, it auto charged the annual fee by auto pay and they won't budge. They say that I'm not getting it back.
I HuCA'd many times, screamed, yelled, spoke nice. NOTHING.
Anything I can do?