Author Topic: Capital One Business Spark card  (Read 81026 times)

Offline PillanSmye

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Re: Capital One Business Spark card
« Reply #80 on: January 10, 2018, 06:10:49 PM »
Anyone knows a business card that gives 2% cashback, but does not reflect the balance on the personal credit report

FNBO had one for a while but they pulled it.

Offline PillanSmye

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Re: Capital One Business Spark card
« Reply #81 on: January 10, 2018, 06:12:02 PM »
2) why in the world do they report biz card spend to the credit bureaus?

Because it's CapOne.  What other issuer also pulls all three credit bureaus?

On the plus side, you can get huge credit limits on the Spark.

Offline Yhgfkj

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Re: Capital One Business Spark card
« Reply #82 on: January 10, 2018, 07:06:58 PM »
1) when does a signup bonus for the cap1 spark post? How long after meeting the spend...
day after spent post

Offline Yehuda25

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Re: Capital One Business Spark card
« Reply #83 on: January 11, 2018, 01:13:20 AM »
day after spent post
thanks, do they 1099 for it? Also, any difference if I redeem for statement credit, or for specific purchases?
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Offline Yehuda25

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Re: Capital One Business Spark card
« Reply #84 on: January 11, 2018, 01:14:04 AM »
Because it's CapOne.  What other issuer also pulls all three credit bureaus?

On the plus side, you can get huge credit limits on the Spark.
true, they are cap1, people get bog cls? Everyone I know on the last bonus got a 10k limit
“To avoid criticism say nothing, do nothing, be nothing.”


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Offline thaber

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Re: Capital One Business Spark card
« Reply #85 on: January 11, 2018, 02:17:24 AM »
true, they are cap1, people get bog cls? Everyone I know on the last bonus got a 10k limit
you must not know me. I got 30k

Offline yitrap

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Re: Capital One Business Spark card
« Reply #86 on: January 11, 2018, 05:42:09 AM »
Any reports of shut down?

Offline David Smith

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Re: Capital One Business Spark card
« Reply #87 on: January 11, 2018, 05:55:15 AM »



On the plus side, you can get huge credit limits on the Spark.

Huge starting limits or with CLI requests? Are their limits real limits?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline chbochur

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Re: Capital One Business Spark card
« Reply #88 on: January 11, 2018, 08:20:25 AM »
If you get an account manager to manage your account you can get up to 150k without having to show your books
My manager took one of my accounts from 25k and brought it up to 100k

Offline Yehuda25

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Re: Capital One Business Spark card
« Reply #89 on: January 11, 2018, 08:53:00 AM »
If you get an account manager to manage your account you can get up to 150k without having to show your books
My manager took one of my accounts from 25k and brought it up to 100k
wow, what a shame it reports to the credit bureaus
“To avoid criticism say nothing, do nothing, be nothing.”


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Offline Yehuda25

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Re: Capital One Business Spark card
« Reply #90 on: January 11, 2018, 08:57:42 AM »
thanks, do they 1099 for it? Also, any difference if I redeem for statement credit, or for specific purchases?
anyone know the answer to this? Any difference if I redeem for check, statement credit, or for individual purchases?
“To avoid criticism say nothing, do nothing, be nothing.”


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Offline chbochur

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Re: Capital One Business Spark card
« Reply #91 on: January 11, 2018, 09:31:09 AM »
wow, what a shame it reports to the credit bureaus
Yea I try to have it paid within the billing cycle but once in a while it ends up on the report and shoots it down for the month but then it goes right back up

Offline chbochur

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Re: Capital One Business Spark card
« Reply #92 on: January 11, 2018, 09:32:40 AM »
anyone know the answer to this? Any difference if I redeem for check, statement credit, or for individual purchases?
I always redeem for check (a few years already) and have never gotten a 1099 not for the spending nor for the bonus, not sure if this answers your question if not be more specific

Offline PillanSmye

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Re: Capital One Business Spark card
« Reply #93 on: January 11, 2018, 10:12:32 AM »
If you get an account manager to manage your account you can get up to 150k without having to show your books
My manager took one of my accounts from 25k and brought it up to 100k

Interesting as I was contacted by a CapOne biz relationship mgr the other day. 

I know people with $100K and $150K Sparks.  I wasn't aware that $150K was a special number to them but it makes sense now.

Offline sam28

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Re: Capital One Business Spark card
« Reply #94 on: January 11, 2018, 11:19:26 AM »
anyone have the 100k link ?

Offline chbochur

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Re: Capital One Business Spark card
« Reply #95 on: January 11, 2018, 11:45:29 AM »
You should take advantage of the manager not everyone is lucky to get this option and the credit lines are awesome

Offline chbochur

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Re: Capital One Business Spark card
« Reply #96 on: January 11, 2018, 11:46:05 AM »
Interesting as I was contacted by a CapOne biz relationship mgr the other day. 

I know people with $100K and $150K Sparks.  I wasn't aware that $150K was a special number to them but it makes sense now.
You should take advantage of the manager not everyone is lucky to get this option and the credit lines are awesome

Offline Yehuda25

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Re: Capital One Business Spark card
« Reply #97 on: January 11, 2018, 04:39:15 PM »
Interesting as I was contacted by a CapOne biz relationship mgr the other day. 

I know people with $100K and $150K Sparks.  I wasn't aware that $150K was a special number to them but it makes sense now.
how does one get targeted?
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

Offline Yehuda25

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Re: Capital One Business Spark card
« Reply #98 on: January 11, 2018, 04:39:36 PM »
I always redeem for check (a few years already) and have never gotten a 1099 not for the spending nor for the bonus, not sure if this answers your question if not be more specific
I guess that pretty much answers it.
“To avoid criticism say nothing, do nothing, be nothing.”


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Offline sillypainter

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Re: Capital One Business Spark card
« Reply #99 on: January 11, 2018, 04:52:06 PM »
you must not know me. I got 30k

Same here. I got 35K.