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Which Chase Cards Are Affected by The 5/24 Rule?

The 5/24 rule applies to the following cards:
Chase Freedom
Chase Freedom Unlimited
Chase Sapphire Preferred
Chase Sapphire Reserve
Chase Slate
Chase Ink Cash
Chase Ink Plus
Chase Ink Preferred
Chase Southwest Plus personal card
Chase Southwest Premier personal card
Chase Southwest Premier business card
Chase Marriott Premier personal card
Chase United MileagePlus Club Card
Chase United MileagePlus Club  Business Card
Chase United MileagePlus Explorer personal card
Chase United MileagePlus Explorer business card

What Cards Arenít Affected?

The following cards donít have this rule applied to them:
Chase IHG
Chase Hyatt
Chase British Airways
Chase Disney
Chase Fairmont ?
Chase Marriott Premier business card
Chase Ritz-Carlton
Chase Amazon
Chase AARP

HT: DOC
« Last edited by etech0 on October 24, 2017, 10:11:36 PM »

Author Topic: Chase 5/24 Rule To Apply On Co-branded Cards?  (Read 87939 times)

Offline TimT

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #100 on: February 17, 2016, 08:52:19 AM »
Fwiw I applied for a card and had to call recon. I was pretty surprised when the rep said
I had already opened 4 cards in the last 18 months. I asked if they could shift credit from another card with $30k limit. Rep said you just did that in Dec. I was expecting rejection since I had opened two amex last year but surprisingly was approved. I have never been grilled
Like that before.
Which card ?

Offline yoshapman

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #101 on: February 17, 2016, 11:32:02 AM »
How likely is Chase to approve me for a card or 2 if I've gotten 2 new cards from them in the last 30 days (though it took them almost 30 days to approve the 2nd, so really 1 in the last 30 days but 2 in the last 45 days) and 5 Experian hits overall in the last 3 months? I have 4 Chase cards right now - worth the shot to apply in a month for a couple more, before the 5/24 goes into effect?

Offline eliraps

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #102 on: February 17, 2016, 04:26:56 PM »
How likely is Chase to approve me for a card or 2 if I've gotten 2 new cards from them in the last 30 days (though it took them almost 30 days to approve the 2nd, so really 1 in the last 30 days but 2 in the last 45 days) and 5 Experian hits overall in the last 3 months? I have 4 Chase cards right now - worth the shot to apply in a month for a couple more, before the 5/24 goes into effect?
I wouldn't

Offline EJB

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #103 on: February 17, 2016, 05:21:10 PM »
Data point: Instant approval on BA, with much more than 5/24. What should I go for next???

Offline Welder

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #104 on: February 17, 2016, 05:49:07 PM »
Data point: Instant approval on BA, with much more than 5/24. What should I go for next???
Marriott (87.5k), Southwest, Hyatt
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Offline benjie1305

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #105 on: February 17, 2016, 06:02:32 PM »

Data point: Instant approval on BA, with much more than 5/24. What should I go for next???

Ritz.
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Offline yossig

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #106 on: February 17, 2016, 06:34:33 PM »
I got approved on 1/29 and I'm over the 5/24
+2

Offline zer0k1

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #107 on: February 17, 2016, 06:45:37 PM »
Are there any reports of biz cards running into this issue?

Offline TimT

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #108 on: February 17, 2016, 06:47:49 PM »
Are there any reports of biz cards running into this issue?
People have gotten that excuse but its HUCA'able.

Offline zer0k1

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #109 on: February 17, 2016, 06:59:21 PM »
People have gotten that excuse but its HUCA'able.

Thanks. Approved for Ink despite failing to meet this "requirement" and requiring manual review. He asked why I had so many recently accounts but it wasn't an issue.

Offline TimT

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #110 on: February 17, 2016, 07:50:01 PM »
Thanks. Approved for Ink despite failing to meet this "requirement" and requiring manual review. He asked why I had so many recently accounts but it wasn't an issue.
Glad to hear

Offline Venilla

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #111 on: February 17, 2016, 08:37:43 PM »
Thanks. Approved for Ink despite failing to meet this "requirement" and requiring manual review. He asked why I had so many recently accounts but it wasn't an issue.
Just curious, how did you explain it?
I like vanilla but my name is Venilla.

Offline EJB

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #112 on: February 17, 2016, 09:09:57 PM »
Got denied on #2 for 24/24  ;D ;D ;D. Giving it a second chance, then will probably call it a day.

Offline benjie1305

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #113 on: February 17, 2016, 09:12:49 PM »
Got denied on #2 for 24/24  ;D ;D ;D. Giving it a second chance, then will probably call it a day.

You called recon?
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Offline EJB

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #114 on: February 17, 2016, 09:14:30 PM »
Just curious, how did you explain it?

I travel a lot because of my job and have an account with all the major airlines and hotel chains because they are valuable to me.

Offline EJB

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #115 on: February 17, 2016, 09:14:39 PM »
You called recon?

I should have waited? Ooops

Offline Zalc

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #116 on: February 17, 2016, 09:15:34 PM »
Data point: Instant approval on BA, with much more than 5/24. What should I go for next???
To keep long term? I'd suggest the IHG or Hyatt, as they pay for themselves every year.

Offline TimT

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #117 on: February 17, 2016, 09:15:55 PM »
Got denied on #2 for 24/24  ;D ;D ;D. Giving it a second chance, then will probably call it a day.
24/24 ?

Offline benjie1305

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #118 on: February 17, 2016, 09:16:17 PM »
I travel a lot because of my job and have an account with all the major airlines and hotel chains because they are valuable to me.

Nice reasoning there. Lol.
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Offline benjie1305

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #119 on: February 17, 2016, 09:16:52 PM »
I should have waited? Ooops

You know that IF you call, they'll grill you over your credit file.
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