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Which Chase Cards Are Affected by The 5/24 Rule?

The 5/24 rule applies to the following cards:
Chase Freedom
Chase Freedom Unlimited
Chase Sapphire Preferred
Chase Sapphire Reserve
Chase Slate
Chase Ink Cash
Chase Ink Plus
Chase Ink Preferred
Chase Southwest Plus personal card
Chase Southwest Premier personal card
Chase Southwest Premier business card
Chase Marriott Premier personal card
Chase United MileagePlus Club Card
Chase United MileagePlus Club  Business Card
Chase United MileagePlus Explorer personal card
Chase United MileagePlus Explorer business card

What Cards Aren’t Affected?

The following cards don’t have this rule applied to them:
Chase IHG
Chase Hyatt
Chase British Airways
Chase Disney
Chase Fairmont ?
Chase Marriott Premier business card
Chase Ritz-Carlton
Chase Amazon
Chase AARP

HT: DOC
« Last edited by etech0 on October 24, 2017, 10:11:36 PM »

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Author Topic: Chase 5/24 Rule To Apply On Co-branded Cards?  (Read 129128 times)

Offline chinagel

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #240 on: April 06, 2016, 11:36:50 AM »
Quote from: David Smith on April 06, 2016, 11:34:25 AM
200 must be including AUs, which aren't supposed to count for 5/24 anymore.
source? even on instant approval?
im well over it even w/o aus
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Offline AJK

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #241 on: April 06, 2016, 11:55:51 AM »
Quote from: David Smith on April 06, 2016, 11:12:28 AM
You know this from experience or research?

Both.
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Offline EJB

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #242 on: April 06, 2016, 12:01:53 PM »
Quote from: CS91 on April 06, 2016, 11:12:21 AM
You out to get me today? Am I the new EJB?  :o

Damn it, there  must be three EJB imposters on the forums already, we have way more than enough EJBs. At least they aren't as bad as the (AJ)k imposter.

And I agree with AJK

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Offline chinagel

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #243 on: April 06, 2016, 12:34:08 PM »
Quote from: tzifanya54 on April 06, 2016, 11:35:56 AM
How long since the bonus on the first umpe?
5-6 months
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Offline tzifanya54

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #244 on: April 06, 2016, 01:43:46 PM »
Quote from: chinagel on April 06, 2016, 12:34:08 PM
5-6 months
Good to know. I was under the impression that these days chase was automatically declining within 24 months of getting the bonus.

ETA: anyone else get approved lately within 24 months of getting the bonus?
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Offline chinagel

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #245 on: April 06, 2016, 03:05:22 PM »
Quote from: tzifanya54 on April 06, 2016, 01:43:46 PM
Good to know. I was under the impression that these days chase was automatically declining within 24 months of getting the bonus.

ETA: anyone else get approved lately within 24 months of getting the bonus?
i think its only with brands that u cant churn ffn #s like sw and ihg but ba and umpe are very easy. anyone put in new ffn with ba or united and get declined bec of 24 months?
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Offline tzifanya54

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #246 on: April 06, 2016, 03:06:48 PM »
Quote from: chinagel on April 06, 2016, 03:05:22 PM
i think its only with brands that u cant churn ffn #s like sw and ihg but ba and umpe are very easy. anyone put in new ffn with ba or united and get declined bec of 24 months?
Yes, several reports in the chase reconsideration thread.
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Offline chinagel

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #247 on: April 06, 2016, 03:08:03 PM »
Quote from: tzifanya54 on April 06, 2016, 03:06:48 PM
Yes, several reports in the chase reconsideration thread.
interesting. this must be my 3rd or 4th umpe in past 2 yrs. ba i also got 3-4 in past 2 yrs.
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Offline Welder

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #248 on: April 06, 2016, 03:28:39 PM »
Quote from: chinagel on April 06, 2016, 03:05:22 PM
i think its only with brands that u cant churn ffn #s like sw and ihg but ba and umpe are very easy. anyone put in new ffn with ba or united and get declined bec of 24 months?
I've heard multiple personal accounts (from different people) of attempts at BA, with all the precautions possible, and they were all declined.
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Offline chinagel

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #249 on: April 06, 2016, 03:29:40 PM »
Quote from: Welder on April 06, 2016, 03:28:39 PM
I've heard multiple personal accounts (from different people) of attempts at BA, with all the precautions possible, and they were all declined.
?
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Offline Welder

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #250 on: April 06, 2016, 03:35:39 PM »
Quote from: chinagel on April 06, 2016, 03:29:40 PM
?
New FFN, address, email, and phone
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Offline chinagel

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #251 on: April 06, 2016, 03:37:08 PM »
Quote from: Welder on April 06, 2016, 03:35:39 PM
New FFN, address, email, and phone
what does from diff people mean
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Offline David Smith

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #252 on: April 06, 2016, 03:40:12 PM »
Quote from: chinagel on April 06, 2016, 03:37:08 PM
what does from diff people mean
If I try something, and you try something, and we both relate our experience to someone, that person will have heard multiple accounts from different people.
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Offline tzifanya54

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #253 on: April 06, 2016, 03:40:27 PM »
Quote from: chinagel on April 06, 2016, 03:37:08 PM
what does from diff people mean
More than one person
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Offline chinagel

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #254 on: April 06, 2016, 03:41:33 PM »
Quote from: David Smith on April 06, 2016, 03:40:12 PM
If I try something, and you try something, and we both relate our experience to someone, that person will have heard multiple accounts from different people.
thanks. all i can say is its working for me and quite a few relatives
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Offline Zalc

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #255 on: April 06, 2016, 04:07:18 PM »
Quote from: chinagel on April 06, 2016, 03:41:33 PM
thanks. all i can say is its working for me and quite a few relatives
BA as well or just UMPE?
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Offline chinagel

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #256 on: April 06, 2016, 04:08:22 PM »
Quote from: Zalc on April 06, 2016, 04:07:18 PM
BA as well or just UMPE?
ba as of 5 months ago
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Offline chinagel

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #257 on: April 06, 2016, 04:11:01 PM »
Quote from: David Smith on April 06, 2016, 04:09:39 PM
5 months ago?!? Your data is ancient history.
they were denying ihg and sw apps even with new ffn at that time
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Offline Welder

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #258 on: April 06, 2016, 04:13:18 PM »
Quote from: David Smith on April 06, 2016, 04:09:39 PM
5 months ago?!? That data is ancient history.
+1
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Offline tzifanya54

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #259 on: April 06, 2016, 06:22:50 PM »
Anyone try with Marriott? (Within 24 months) If yes did you use a new Marriott number?
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