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Which Chase Cards Are Affected by The 5/24 Rule?

The 5/24 rule applies to the following cards:
Chase Freedom
Chase Freedom Unlimited
Chase Sapphire Preferred
Chase Sapphire Reserve
Chase Slate
Chase Ink Cash
Chase Ink Plus
Chase Ink Preferred
Chase Southwest Plus personal card
Chase Southwest Premier personal card
Chase Southwest Premier business card
Chase Marriott Premier personal card
Chase United MileagePlus Club Card
Chase United MileagePlus Club  Business Card
Chase United MileagePlus Explorer personal card
Chase United MileagePlus Explorer business card

What Cards Aren’t Affected?

The following cards don’t have this rule applied to them:
Chase IHG
Chase Hyatt
Chase British Airways
Chase Disney
Chase Fairmont ?
Chase Marriott Premier business card
Chase Ritz-Carlton
Chase Amazon
Chase AARP

HT: DOC
« Last edited by etech0 on October 24, 2017, 10:11:36 PM »

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Author Topic: Chase 5/24 Rule To Apply On Co-branded Cards?  (Read 129885 times)

Offline Welder

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #260 on: April 06, 2016, 06:34:26 PM »
Quote from: tzifanya54 on April 06, 2016, 06:22:50 PM
Anyone try with Marriott? (Within 24 months) If yes did you use a new Marriott number?
I tried (see upthread) and left FFN blank. Got denied bc less then 24 months.
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Offline tzifanya54

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #261 on: April 06, 2016, 06:50:34 PM »
Quote from: Welder on April 06, 2016, 06:34:26 PM
I tried (see upthread) and left FFN blank. Got denied bc less then 24 months.
It was an automatic denial with no pull?
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Offline Welder

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #262 on: April 06, 2016, 07:15:41 PM »
Quote from: tzifanya54 on April 06, 2016, 06:50:34 PM
It was an automatic denial with no pull?
I don't know... Sorry
I'm curious too; any way to find out aside for checking my credit reports?
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Offline CS91

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #263 on: April 06, 2016, 07:16:21 PM »
Quote from: Welder on April 06, 2016, 07:15:41 PM
I don't know... Sorry
I'm curious too; any way to find out aside for checking my credit reports?
You can check credit karma.
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Offline David Smith

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #264 on: April 06, 2016, 07:18:05 PM »
Quote from: CS91 on April 06, 2016, 07:16:21 PM
You can check credit karma.
Not if he lives in a state where chase pulls EX.
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Offline Welder

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #265 on: April 06, 2016, 07:26:48 PM »
Quote from: CS91 on April 06, 2016, 07:16:21 PM
You can check credit karma.
I just made an account there and don't see any of my Chase inquires from the last 2 years.
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Offline David Smith

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #266 on: April 06, 2016, 07:29:00 PM »
Quote from: Welder on April 06, 2016, 07:26:48 PM
I just made an account there and don't see any of my Chase inquires from the last 2 years.

Quote from: David Smith on April 06, 2016, 07:18:05 PM
Not if he lives in a state where chase pulls EX.
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Offline Square

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #267 on: April 06, 2016, 10:28:23 PM »
Quote from: Welder on April 06, 2016, 07:26:48 PM
I just made an account there and don't see any of my Chase inquires from the last 2 years.
freecreditreport.com is free Experian credit report every 30 days.
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Offline chinagel

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #268 on: April 09, 2016, 10:18:38 PM »
Quote from: chinagel on April 06, 2016, 11:30:20 AM
just got approved for umpe (had it 3 months ago) and ritz. im over 5/24 by about 200
UPDATE: i had gotten a phone call from a rep (indian) confirming i had applied for umpe and then she told me i got approved. today i got a letter saying im denied cuz of 24 month rule. turns out she somehow got mixed up with my ritz app and that was really the one i got approved for
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Offline pixi

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #269 on: April 10, 2016, 09:49:27 AM »
Quote from: Square on April 06, 2016, 10:28:23 PM
freecreditreport.com is free Experian credit report every 30 days.
Accurate?
Safe to use?
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Offline tafastamerubaLOtafasta

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #270 on: April 10, 2016, 02:55:22 PM »
is it official tht 5/24 is on  co-branded cards?
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Offline 12HRS

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #271 on: April 10, 2016, 03:06:09 PM »
Quote from: tafastamerubaLOtafasta on April 10, 2016, 02:55:22 PM
is it official tht 5/24 is on  co-branded cards?

i got hyatt via recon on friday no issues of 5/24 and I'm way over
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Offline yitzyul

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #272 on: May 12, 2016, 06:44:37 PM »
How can I check when I opened a card? I haven't opened in a while and itching to open more..
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Offline CS91

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #273 on: May 12, 2016, 06:45:50 PM »
Quote from: yitzyul on May 12, 2016, 06:44:37 PM
How can I check when I opened a card? I haven't opened in a while and itching to open more..
Credit Report.
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Offline yitzyul

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #274 on: May 12, 2016, 06:46:44 PM »
Quote from: CS91 on May 12, 2016, 06:45:50 PM
Credit Report.
Anyway form my chase acct online?
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Offline CS91

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #275 on: May 12, 2016, 06:50:00 PM »
Quote from: yitzyul on May 12, 2016, 06:46:44 PM
Anyway form my chase acct online?
Not AFAIK. You can call them though.
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Offline Zalc

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #276 on: May 12, 2016, 11:15:54 PM »
Quote from: yitzyul on May 12, 2016, 06:44:37 PM
How can I check when I opened a card? I haven't opened in a while and itching to open more..
You can use creditKarma.com for that, if you don't want to get a report.

Keep in mind that the date the account was first reported can be up to a month or 2 later than our was actually opened.
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Offline David Smith

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #277 on: May 12, 2016, 11:22:01 PM »
Quote from: Zalc on May 12, 2016, 11:15:54 PM
You can use creditKarma.com for that, if you don't want to get a report.

Keep in mind that the date the account was first reported can be up to a month or 2 later than our was actually opened.
Extremely uncommon. It might take a month or two for the account to be reported to the CRA, but the opening date reported is usually accurate.
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Offline travel-ing

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #278 on: May 15, 2016, 01:46:44 AM »
are personal cc and business cc the same counting in regard to 5/24?
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Offline jameswacht

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #279 on: May 15, 2016, 02:01:30 AM »
Quote from: travel-ing on May 15, 2016, 01:46:44 AM
are personal cc and business cc the same counting in regard to 5/24?
If I'm not mistaken biz cards aren't subject to the 5/24 rule
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