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Which Chase Cards Are Affected by The 5/24 Rule?

The 5/24 rule applies to the following cards:
Chase Freedom
Chase Freedom Unlimited
Chase Sapphire Preferred
Chase Sapphire Reserve
Chase Slate
Chase Ink Cash
Chase Ink Plus
Chase Ink Preferred
Chase Southwest Plus personal card
Chase Southwest Premier personal card
Chase Southwest Premier business card
Chase Marriott Premier personal card
Chase United MileagePlus Club Card
Chase United MileagePlus Club  Business Card
Chase United MileagePlus Explorer personal card
Chase United MileagePlus Explorer business card

What Cards Aren’t Affected?

The following cards don’t have this rule applied to them:
Chase IHG
Chase Hyatt
Chase British Airways
Chase Disney
Chase Fairmont ?
Chase Marriott Premier business card
Chase Ritz-Carlton
Chase Amazon
Chase AARP

HT: DOC
« Last edited by etech0 on October 24, 2017, 10:11:36 PM »

Author Topic: Chase 5/24 Rule To Apply On Co-branded Cards?  (Read 128912 times)

Offline YOSSI170

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #480 on: August 22, 2016, 02:33:20 PM »
How do you get a Experian report instantly?

If you order it, the discover may report by then...

Also, Credit Check Total is a Experian Product.

Experian has an app where you can check your report how many times you want

Offline David Smith

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #481 on: August 22, 2016, 02:35:57 PM »
We're you close to 5/24? Did you get auto approved?
Way over 5/24. Auto approved for one (card that was subject to 5/24), pending approval (no call in) for card not subject to 5/24.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Luvtotravel

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #482 on: August 23, 2016, 05:13:53 PM »
which cards dont count regarding 5/24?
Don't wait for the perfect moment; take the moment and make it perfect.

Offline Hershelsdeals

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #483 on: August 23, 2016, 05:24:03 PM »
which cards dont count regarding 5/24?
Hyatt
Marriott
Ritz
Ba


Plus.....

Offline Luvtotravel

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #484 on: August 23, 2016, 05:26:52 PM »
Hyatt
Marriott
Ritz
Ba


Plus.....
thank you.
Don't wait for the perfect moment; take the moment and make it perfect.

Offline dealfinder85

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #485 on: August 23, 2016, 05:59:36 PM »
Hyatt
Marriott
Ritz
Ba


Plus.....
Regular Marriott isn't included?

Offline smiles

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #486 on: August 23, 2016, 08:14:51 PM »
How do you get a Experian report instantly?

If you order it, the discover may report by then...

Also, Credit Check Total is a Experian Product.
On Experian's site, you have an option to dispute your report. This will allow you to access your report instantly.

Offline chinagel

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #487 on: August 23, 2016, 09:16:57 PM »
Regular Marriott isn't included?
-1 i got decline on mariott due to 5/24

Offline SrulyS

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #488 on: August 23, 2016, 09:19:45 PM »
which cards dont count regarding 5/24?
Hyatt
Marriott
Ritz
Ba


Plus.....
Regular Marriott isn't included?

Regular Marriott is under 5/24. Only the business Marriott is excluded.

Offline sam28

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #489 on: August 23, 2016, 11:48:56 PM »
Hyatt
Marriott
Ritz
Ba


Plus.....


I got turn down for the ritz card for 5/24 rule

Offline LoLo

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #490 on: August 24, 2016, 12:20:13 AM »
I got turn down for the ritz card for 5/24 rule
That's new, when did that happen?

Offline doctorofcredit

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #491 on: August 24, 2016, 12:23:51 AM »
I got turn down for the ritz card for 5/24 rule

What did they actually say during reconsideration?
Like my posts? Check out my blog Doctor of Credit.

Offline Luvtotravel

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #492 on: August 24, 2016, 12:24:56 AM »
my question was actually are there cards that i can apply for that wont be counted towards the 5/24, not which cards i can apply for despite being 5/24. hope im clear
Don't wait for the perfect moment; take the moment and make it perfect.

Offline SrulyS

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #493 on: August 24, 2016, 12:33:03 AM »
my question was actually are there cards that i can apply for that wont be counted towards the 5/24, not which cards i can apply for despite being 5/24. hope im clear
Business Cards that don't show up on your credit report. I believe Amex and Citi are both in this category.

I have heard many times in the past that Chase Business cards do count towards 5/24 (I am assuming this was confirmed although I can't personally confirm it). That being said there were many reports of people being approved  for the Sapphire Reserve over 5/24 including INK cards but under without the INK cards and data seems to indicate that the INK cards did not count towards 5/24 for this application.

Offline shulem92

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #494 on: September 11, 2016, 01:53:02 AM »
I got turn down for the ritz card for 5/24 rule
5+/24 approved for Ritz, so maybe its time for u to call recon....

Offline mmm740

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #495 on: September 11, 2016, 01:54:57 AM »
5+/24 approved for Ritz, so maybe its time for u to call recon....
+1.  Approved after shifting credit

Offline mmgfarb

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #496 on: September 11, 2016, 01:57:32 AM »
5+/24 approved for Ritz, so maybe its time for u to call recon....
+1.  Approved after shifting credit
Ritz isnt supposed to be affected by 5/24 so this isn't surprising. The one case of denial is the outlier so I'd be interested to know what he was actually told by recon.
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Offline shulem92

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #497 on: September 23, 2016, 10:18:49 AM »
Does 5/24 apply to Southwest business card?

Offline yuguy

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #498 on: September 23, 2016, 10:44:28 AM »
Does 5/24 apply to Southwest business card?
Yes

Offline Hamavin

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #499 on: December 27, 2016, 08:12:19 PM »
Hyatt
Marriott
Ritz
Ba
Do these still work if your over 5/24?

Plus.....
Do you these still work?
« Last Edit: December 27, 2016, 08:44:06 PM by Hamavin »