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Which Chase Cards Are Affected by The 5/24 Rule?

The 5/24 rule applies to the following cards:
Chase Freedom
Chase Freedom Unlimited
Chase Sapphire Preferred
Chase Sapphire Reserve
Chase Slate
Chase Ink Cash
Chase Ink Plus
Chase Ink Preferred
Chase Southwest Plus personal card
Chase Southwest Premier personal card
Chase Southwest Premier business card
Chase Marriott Premier personal card
Chase United MileagePlus Club Card
Chase United MileagePlus Club  Business Card
Chase United MileagePlus Explorer personal card
Chase United MileagePlus Explorer business card

What Cards Arenít Affected?

The following cards donít have this rule applied to them:
Chase IHG
Chase Hyatt
Chase British Airways
Chase Disney
Chase Fairmont ?
Chase Marriott Premier business card
Chase Ritz-Carlton
Chase Amazon
Chase AARP

HT: DOC
« Last edited by etech0 on October 24, 2017, 10:11:36 PM »

Author Topic: Chase 5/24 Rule To Apply On Co-branded Cards?  (Read 51640 times)

Online mochjas

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #645 on: February 21, 2018, 06:26:15 PM »
okay gotcha thanks

what about AU from before the 5/24 rule did chase count them towards 5/24 ?
You are not making sense I have no idea what you are asking

Offline LNS

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #646 on: February 21, 2018, 06:31:55 PM »
You are not making sense I have no idea what you are asking
let me try that again

fred has a CSP card and added bob as an AU
chase now makes 5/24 rule
does bob's CSP from fred count towards bob's 5/24?

lol hope thats better

Online mochjas

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #647 on: February 21, 2018, 06:34:20 PM »
let me try that again

fred has a CSP card and added bob as an AU
chase now makes 5/24 rule
does bob's CSP from fred count towards bob's 5/24?

lol hope thats better
yes. 5/24 means that you had ANY 5 credit cards in the past 24 months showing on your credit report. Just take a look at your credit report and you will have all your answers,

Online davidrotts63

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #648 on: February 21, 2018, 06:51:39 PM »
5/24 applies to any 5 cards listed on your CR as opened within 24 months.
That applies to AUs as well. (recon generally will ignore it, if you say you aren't responsible)
Now, some chase cards don't fall under 5/24 as in you can get approved even over 5/24.
Those cards are no different for effecting 5/24, only for approval.
This is some of the basic, all easily accessible online.
I'll tell you later

Offline LNS

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #649 on: February 21, 2018, 06:57:13 PM »
yes. 5/24 means that you had ANY 5 credit cards in the past 24 months showing on your credit report. Just take a look at your credit report and you will have all your answers,

all clear thanks again

Online shapsam

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #650 on: February 22, 2018, 09:48:13 AM »
5/24 applies to any 5 cards listed on your CR as opened within 24 months.
Except cards that only work for a specific store.

Online davidrotts63

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #651 on: February 22, 2018, 11:07:01 AM »
Except cards that only work for a specific store.
-1
The AS will decline you, and like an AU you can have recon ignore it.
I'll tell you later

Online shapsam

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #652 on: February 22, 2018, 11:14:07 AM »
-1
The AS will decline you, and like an AU you can have recon ignore it.
That's what I meant.

Offline intgesh

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #653 on: April 15, 2018, 09:31:21 AM »
Any DP on when the 24 months end? Is it 2 years to the date of the cards being opened?

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #654 on: April 15, 2018, 09:34:25 AM »
Any DP on when the 24 months end? Is it 2 years to the date of the cards being opened?
Nothing solid.
It appears that if they pull Chase for you it is the beginning of the month, as experian reports Date open the 1st if the months, while some may do the beginning of the next month.
I'll tell you later