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Which Chase Cards Are Affected by The 5/24 Rule?

The 5/24 rule applies to the following cards:
Chase Freedom
Chase Freedom Unlimited
Chase Sapphire Preferred
Chase Sapphire Reserve
Chase Slate
Chase Ink Cash
Chase Ink Plus
Chase Ink Preferred
Chase Southwest Plus personal card
Chase Southwest Premier personal card
Chase Southwest Premier business card
Chase Marriott Premier personal card
Chase United MileagePlus Club Card
Chase United MileagePlus Club  Business Card
Chase United MileagePlus Explorer personal card
Chase United MileagePlus Explorer business card

What Cards Arenít Affected?

The following cards donít have this rule applied to them:
Chase IHG
Chase Hyatt
Chase British Airways
Chase Disney
Chase Fairmont ?
Chase Marriott Premier business card
Chase Ritz-Carlton
Chase Amazon
Chase AARP

HT: DOC
« Last edited by etech0 on October 24, 2017, 10:11:36 PM »

Author Topic: Chase 5/24 Rule To Apply On Co-branded Cards?  (Read 86167 times)

Offline EJB

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #120 on: February 17, 2016, 09:19:36 PM »

You know that IF you call, they'll grill you over your credit file.

Yup but i have better recon luck then waiting it out. Wth, I'll apply for a few more and wait it out as I have nothing to lose

Offline Welder

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #121 on: February 17, 2016, 09:50:13 PM »
Yup but i have better recon luck then waiting it out. Wth, I'll apply for a few more and wait it out as I have nothing to lose
Yep
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Offline yoshapman

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #122 on: February 18, 2016, 09:45:28 AM »
I wouldn't

I dunno, all I have to lose is 1 credit hit. Think I'll try in a month or so, and do a Chase app and Citi app at the same time.

Offline benjie1305

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #123 on: February 18, 2016, 09:46:09 AM »
I dunno, all I have to lose is 1 credit hit. Think I'll try in a month or so, and do a Chase app and Citi app at the same time.

Just make sure you apply for the Chase card first.
Work hard, Play harder!

Offline esw30

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #124 on: February 20, 2016, 01:16:29 PM »
At least we have time till April.

Though it makes you wonder if it has anything to do with Affiliate links..
but that would be really dodgy  ::)

I'm a week late but since nobody else pointed it out, worth nothing that DoC doesn't have affiliate links so that wouldn't explain it.

Offline Mendelssohn

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #125 on: February 20, 2016, 04:45:34 PM »
I find it humorous that DDF and some other places suggest waiting it out rather than calling. CB recommends calling, and I have always called. In many cases, it's just to answer security questions.

If you are able to talk about your credit profile intelligently, call.

Offline D93

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #126 on: February 20, 2016, 05:05:58 PM »
I find it humorous that DDF and some other places suggest waiting it out rather than calling. CB recommends calling, and I have always called. In many cases, it's just to answer security questions.

If you are able to talk about your credit profile intelligently, call.

And in many cases it's not.

What's the difference if you call right away or wait a week or 2 before you call?

Offline rileywiles23

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #127 on: February 20, 2016, 07:56:53 PM »
I find it humorous that DDF and some other places suggest waiting it out rather than calling. CB recommends calling, and I have always called. In many cases, it's just to answer security questions.

If you are able to talk about your credit profile intelligently, call.
I can't speak for others, but for me it's more about all the questions on business cards, when I don't really have a legit business, and having to make up alot of answers that have no truth to them.
Life is as good as you make it...

Offline Dan

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #128 on: February 20, 2016, 09:31:34 PM »
There's definitely logic to calling right away and logic to wait.
I've seen cases get approved when they'd be otherwise denied and v/v...
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Emkay

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #129 on: February 21, 2016, 12:27:03 AM »



I've seen cases get approved when they'd be otherwise denied and v/v...
Is there really anyway to know that for sure?

Offline ual902

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #130 on: February 21, 2016, 02:31:49 AM »
My friend will add me as an AU on the amex biz Plat for a few days so I could transfer Amex MR > to my  HH account, will this reflect on the chase 5/24 rule as an AU?.

Offline AsherO

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #131 on: February 21, 2016, 03:10:24 AM »
My friend will add me as an AU on the amex biz Plat for a few days so I could transfer Amex MR > to my  HH account, will this reflect on the chase 5/24 rule as an AU?.

#flamebait!

Offline regular

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #132 on: February 21, 2016, 03:13:39 AM »
My friend will add me as an AU on the amex biz Plat for a few days so I could transfer Amex MR > to my  HH account, will this reflect on the chase 5/24 rule as an AU?.
The rule applies to none Chase cards as well? Don't give your social when adding as au

Offline ual902

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #133 on: February 21, 2016, 03:35:36 AM »

Offline D93

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Offline Emkay

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #135 on: February 21, 2016, 04:37:40 AM »
My friend will add me as an AU on the amex biz Plat for a few days so I could transfer Amex MR > to my  HH account, will this reflect on the chase 5/24 rule as an AU?.
You realize that's a terrible use of MR points?

Offline ual902

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #136 on: February 21, 2016, 10:09:16 AM »
You realize that's a terrible use of MR points?


Yes I know, but I may use it for Conrad MLE, how else can I get the conrad MLE without using MR > HH?

Offline D93

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #137 on: February 21, 2016, 10:10:03 AM »

Yes I know, but I may use it for Conrad MLE, how else can I get the conrad MLE without using MR > HH?

Sign up for 2 Amex Hilton cards and the 2 Citi Hilton cards.

Offline ual902

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #138 on: February 21, 2016, 10:10:31 AM »
Sign up for 2 Amex Hilton cards and the 2 Citi Hilton cards.

Ah thanks

Offline tjak

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #139 on: February 25, 2016, 10:26:06 PM »

Amex business cards was wrong and I'll happily put my hand up about that one, although I wasn't 100% sure that source could be trusted which is why I tweeted instead of posted (if my memory serves me correctly anyway).


Guess you weren't wrong after all.