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Which Chase Cards Are Affected by The 5/24 Rule?

The 5/24 rule applies to the following cards:
Chase Freedom
Chase Freedom Unlimited
Chase Sapphire Preferred
Chase Sapphire Reserve
Chase Slate
Chase Ink Cash
Chase Ink Plus
Chase Ink Preferred
Chase Southwest Plus personal card
Chase Southwest Premier personal card
Chase Southwest Premier business card
Chase Marriott Premier personal card
Chase United MileagePlus Club Card
Chase United MileagePlus Club  Business Card
Chase United MileagePlus Explorer personal card
Chase United MileagePlus Explorer business card

What Cards Aren’t Affected?

The following cards don’t have this rule applied to them:
Chase IHG
Chase Hyatt
Chase British Airways
Chase Disney
Chase Fairmont ?
Chase Marriott Premier business card
Chase Ritz-Carlton
Chase Amazon
Chase AARP

HT: DOC
« Last edited by etech0 on October 24, 2017, 10:11:36 PM »

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Author Topic: Chase 5/24 Rule To Apply On Co-branded Cards?  (Read 128602 times)

Offline dealfinder85

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #340 on: July 06, 2016, 12:08:02 PM »
Quote from: TimT on July 06, 2016, 12:01:46 PM
Sounds good. What else are you trying for ?
not today, in the coming weeks
but while i have you...
Quote from: dealfinder85 on July 05, 2016, 11:32:21 AM
last week i applied for an amex card and was approved. i applied for another and they said it was under technical review and i would hear from them.
i just got an email saying it was approved. how can i find out if there was another pull? i tried the experian method but it said i have exceed that max number of views
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Offline dealfinder85

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #341 on: July 06, 2016, 03:27:58 PM »
Quote from: TimT on July 06, 2016, 12:01:46 PM
Sounds good. What else are you trying for ?
when i do sign up, maybe the marriott also
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Offline sruly

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #342 on: July 11, 2016, 05:23:09 PM »
Quote from: sruly on July 04, 2016, 11:26:50 AM
Managed to push through a Sapphire card but cant get them to budge on the united explorer.
After a callback from a supervisor they approved the united card as well.
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Offline sedge

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #343 on: July 11, 2016, 06:45:54 PM »
Any recent data points on whether Fairmont and IHG fall under the 5/24 rule?
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Offline rileywiles23

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #344 on: July 11, 2016, 07:40:38 PM »
Quote from: sedge on July 11, 2016, 06:45:54 PM
Any recent data points on whether Fairmont and IHG fall under the 5/24 rule?
Fairmont doesn't.
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Offline chinagel

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #345 on: July 11, 2016, 09:24:50 PM »
Quote from: sedge on July 11, 2016, 06:45:54 PM
Any recent data points on whether Fairmont and IHG fall under the 5/24 rule?
Quote from: rileywiles23 on July 11, 2016, 07:40:38 PM
Fairmont doesn't.
neither does ihg
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Offline sedge

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #346 on: July 11, 2016, 09:44:53 PM »
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Offline asks

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #347 on: July 20, 2016, 01:25:08 PM »
Quote from: sedge on July 11, 2016, 06:45:54 PM
Any recent data points on whether Fairmont and IHG fall under the 5/24 rule?
How about BA? Possible?
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Offline GettingReady

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #348 on: July 20, 2016, 01:28:15 PM »
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Offline shulem92

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #349 on: July 20, 2016, 02:04:21 PM »
I currently have 4 chase personal cards open. Does it make sense to close some before applying for new (even tho I'm over 5/24) or shud I offer to transfer and close after it goes to recon?
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Online mochjas

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #350 on: July 20, 2016, 02:16:55 PM »
Quote from: shulem92 on July 20, 2016, 02:04:21 PM
I currently have 4 chase personal cards open. Does it make sense to close some before applying for new (even tho I'm over 5/24) or shud I offer to transfer and close after it goes to recon?
ckosing will not help in regard to 5/24
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Offline shulem92

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #351 on: July 20, 2016, 02:29:26 PM »
Quote from: mochjas on July 20, 2016, 02:16:55 PM
ckosing will not help in regard to 5/24
I know but it may help the fact that I have too many chase cards opened at the same time, or will it?
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Online mochjas

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #352 on: July 20, 2016, 02:54:54 PM »
Quote from: shulem92 on July 20, 2016, 02:29:26 PM
I know but it may help the fact that I have too many chase cards opened at the same time, or will it?
no it will not. It will still show up on your report
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Offline shulem92

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #353 on: July 20, 2016, 02:56:06 PM »
Quote from: mochjas on July 20, 2016, 02:54:54 PM
no it will not. It will still show up on your report
Thanx
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Offline SrulyS

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #354 on: July 20, 2016, 03:40:46 PM »
Quote from: mochjas on July 20, 2016, 02:54:54 PM
no it will not. It will still show up on your report
What about max credit limit? I am planning on closing a card anyway. Should I close card with a few thousand on the limit in order to have a better chance at instant approval?
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Offline username

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #355 on: July 20, 2016, 03:59:49 PM »
So I'm way over 5/24, but i have a BA with a large credit limit with the AF due. No other active personal chase cards.
Can they move my credit over to my Ink card?
Or is there a no annual fee Chase card thats not affected by 5/24 that i should look to open?
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Offline emjee

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #356 on: July 20, 2016, 05:28:19 PM »


Quote from: username on July 20, 2016, 03:59:49 PM
So I'm way over 5/24, but i have a BA with a large credit limit with the AF due. No other active personal chase cards.
1) Can they move my credit over to my Ink card?
2) Or is there a no annual fee Chase card thats not affected by 5/24 that i should look to open?

1) its very hard . YMMV
2) ask them if they downgrade you
No AF cards are freedom unlimited, freedom , slate and regular sapphire .

Good luck
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Online LoLo

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #357 on: July 21, 2016, 12:22:55 AM »
Quote from: emjee on July 20, 2016, 05:28:19 PM

2) ask them if they downgrade you
No AF cards are freedom unlimited, freedom , slate and regular sapphire .

Good luck
You can't downgrade BA to chase branded cards, And all above cards are affected by 5/24.
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Offline shulem92

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #358 on: July 21, 2016, 12:25:19 AM »
Ritz, Marriott, Hyatt. Which are affected by 5/24?
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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #359 on: July 21, 2016, 12:41:16 AM »
Quote from: shulem92 on July 21, 2016, 12:25:19 AM
Ritz, Marriott, Hyatt. Which are affected by 5/24?
Marriott.
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