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Which Chase Cards Are Affected by The 5/24 Rule?

The 5/24 rule applies to the following cards:
Chase Freedom
Chase Freedom Unlimited
Chase Sapphire Preferred
Chase Sapphire Reserve
Chase Slate
Chase Ink Cash
Chase Ink Plus
Chase Ink Preferred
Chase Southwest Plus personal card
Chase Southwest Premier personal card
Chase Southwest Premier business card
Chase Marriott Premier personal card
Chase United MileagePlus Club Card
Chase United MileagePlus Club  Business Card
Chase United MileagePlus Explorer personal card
Chase United MileagePlus Explorer business card

What Cards Aren’t Affected?

The following cards don’t have this rule applied to them:
Chase IHG
Chase Hyatt
Chase British Airways
Chase Disney
Chase Fairmont ?
Chase Marriott Premier business card
Chase Ritz-Carlton
Chase Amazon
Chase AARP

HT: DOC
« Last edited by etech0 on October 24, 2017, 10:11:36 PM »

Author Topic: Chase 5/24 Rule To Apply On Co-branded Cards?  (Read 127416 times)

Offline yuguy

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #360 on: July 21, 2016, 03:47:22 AM »
So I'm way over 5/24, but i have a BA with a large credit limit with the AF due. No other active personal chase cards.
Can they move my credit over to my Ink card?
Or is there a no annual fee Chase card thats not affected by 5/24 that i should look to open?

Transfer some of the CL and lose the rest.

I've had lots of luck lowering CLs with Chase and being approved for non 5/24 cards after doing so (either instant approvals or approved 2-3 days after).

Offline shulem92

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #361 on: July 21, 2016, 07:13:48 AM »
Transfer some of the CL and lose the rest.

I've had lots of luck lowering CLs with Chase and being approved for non 5/24 cards after doing so (either instant approvals or approved 2-3 days after).
Transfer cl after u apply? Or lower ur cl, and then apply.
I. E. I have 12k on sw premier, 6k on sw plus, 5k on sapphire, 5k on freedom, and not sure about my ink

Offline TimT

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #362 on: July 21, 2016, 07:17:46 AM »
Transfer cl after u apply? Or lower ur cl, and then apply.
I. E. I have 12k on sw premier, 6k on sw plus, 5k on sapphire, 5k on freedom, and not sure about my ink
If it helped for instant approvals it would had to have been done before applying.

Offline shulem92

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #363 on: July 21, 2016, 07:21:57 AM »
If it helped for instant approvals it would had to have been done before applying.
So is it better to hope for instant approval? Or to have that extra cl so u can transfer t once recon?

Offline @Yehuda

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #364 on: July 21, 2016, 07:30:54 AM »
So is it better to hope for instant approval? Or to have that extra cl so u can transfer t once recon?
The 1,000,000 dollar question.

Offline yuguy

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #365 on: July 21, 2016, 10:46:12 AM »
Transfer cl after u apply? Or lower ur cl, and then apply.
I. E. I have 12k on sw premier, 6k on sw plus, 5k on sapphire, 5k on freedom, and not sure about my ink

Transfer some before you apply, and let the rest go. Both DW and I are over 5/24 I've gotten the Fairmont and British that way and she's gotten IHG, SW and now Fairmont.

Offline jameswacht

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #366 on: July 21, 2016, 12:15:38 PM »
Transfer some before you apply, and let the rest go. Both DW and I are over 5/24 I've gotten the Fairmont and British that way and she's gotten IHG, SW and now Fairmont.
is SW under 5/24?

Offline David Smith

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #367 on: July 21, 2016, 12:22:02 PM »
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline shulem92

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #368 on: July 21, 2016, 12:23:24 PM »
Was the Ritz card affected by the 2nd wave of 5/24 a couple of months ago?

Offline TimT

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #369 on: July 21, 2016, 12:59:30 PM »
Was the Ritz card affected by the 2nd wave of 5/24 a couple of months ago?
no

Offline shulem92

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Offline hide4

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #371 on: July 21, 2016, 02:42:09 PM »
Was the Ritz card affected by the 2nd wave of 5/24 a couple of months ago?
no
Are there any other cards that aren't affected?

Offline GettingReady

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #372 on: July 21, 2016, 03:18:11 PM »
Are there any other cards that aren't affected?

These are the ones commonly named: IHG, Hyatr, Fairmont, British Airway, Amazon, Ritz, Disney, AARP, Business Marriott.

Offline Hamavin

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #373 on: July 24, 2016, 12:43:46 PM »
A friend is about to start applying so before they do other stuff wanna get in as much chase as possible... How soon should he apply for the rest should he do 2 now and 2 in 60 days or is that to much?

Offline shulem92

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #374 on: July 24, 2016, 01:23:00 PM »
A friend is about to start applying so before they do other stuff wanna get in as much chase as possible... How soon should he apply for the rest should he do 2 now and 2 in 60 days or is that to much?
I got approved for 3 in one day after recon, when I was still under 5/24 can't hurt to try ur luck

Online LoLo

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #375 on: July 24, 2016, 01:34:10 PM »
I got approved for 3 in one day after recon, when I was still under 5/24 can't hurt to try ur luck
How long ago?

Offline shulem92

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #376 on: July 24, 2016, 01:35:50 PM »

Offline Hamavin

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #377 on: July 24, 2016, 02:13:39 PM »
I got approved for 3 in one day after recon, when I was still under 5/24 can't hurt to try ur luck
Whats a safe # cuz once I get declined I lose apps towards the 5/24...

Offline shulem92

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #378 on: July 24, 2016, 02:15:29 PM »
Whats a safe # cuz once I get declined I lose apps towards the 5/24...
U don't lose apps towards 5/24. 5/24 is how many cards u actually have opened

Offline Hamavin

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #379 on: July 24, 2016, 02:18:45 PM »
Gotcha! tx