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Which Chase Cards Are Affected by The 5/24 Rule?

The 5/24 rule applies to the following cards:
Chase Freedom
Chase Freedom Unlimited
Chase Sapphire Preferred
Chase Sapphire Reserve
Chase Slate
Chase Ink Cash
Chase Ink Plus
Chase Ink Preferred
Chase Southwest Plus personal card
Chase Southwest Premier personal card
Chase Southwest Premier business card
Chase Marriott Premier personal card
Chase United MileagePlus Club Card
Chase United MileagePlus Club  Business Card
Chase United MileagePlus Explorer personal card
Chase United MileagePlus Explorer business card

What Cards Arenít Affected?

The following cards donít have this rule applied to them:
Chase IHG
Chase Hyatt
Chase British Airways
Chase Disney
Chase Fairmont ?
Chase Marriott Premier business card
Chase Ritz-Carlton
Chase Amazon
Chase AARP

HT: DOC
« Last edited by etech0 on October 24, 2017, 10:11:36 PM »

Author Topic: Chase 5/24 Rule To Apply On Co-branded Cards?  (Read 84265 times)

Offline gevaldig

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #580 on: May 28, 2017, 08:47:37 PM »
So basically can't really open cards with Chase anymore.

Offline JACKBLUE

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #581 on: May 28, 2017, 10:08:59 PM »
So basically can't really open cards with Chase anymore.
Good morning America!!

Offline as2

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #582 on: May 28, 2017, 10:11:11 PM »
So basically can't really open cards with Chase anymore.
Don't worry, you're not the only one. Not by a long shot.
Memories last forever, make them while you can.

Offline johnshek

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #583 on: May 30, 2017, 11:13:29 AM »
My application for ink preferred is in pending. Said 7-10 days so I'm assuming it's going to need recon work. Is it going to be a whole new inquiry? I would like to grab these hilton offers before they expire...

Offline chinagel

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #584 on: May 30, 2017, 11:45:02 AM »
My application for ink preferred is in pending. Said 7-10 days so I'm assuming it's going to need recon work. Is it going to be a whole new inquiry? I would like to grab these hilton offers before they expire...
why not call recon and have them process the app for you. if 7-10 days was what the phone line said, thats a decline.

Offline Bmore52

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #585 on: May 30, 2017, 05:32:25 PM »
I'm at 3/24 as chase hasn't seen my new amex does anyone know if chase will approve me for a business and a personal in one day? Also is it prudent for me to get more cards now? I have 3 opened accounts in the last 75 days and 5 total.

Thanks

Offline since1492

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #586 on: June 25, 2017, 11:54:28 AM »
recently got approved on a freedom as a sixth card through an online offer but now i have an application pending on a freedom unlimited without an offer. is there a chance I'll get approved?
well it says 2 weeks so I guess thats good news. thanks!
got declined and they said it is because to many new cards (5/24) and then they started asking me why I need so many cards with such a big CL and driving me crazy like that
the masmid atzum
מאז

Offline harrym

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #587 on: July 14, 2017, 04:56:41 AM »
On the Chase Credit Journey (Chase free credit score) it shows 5 accts opened in last 2 years. Is it reliable, or does it count AU as well?

Offline JACKBLUE

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #588 on: July 14, 2017, 10:32:27 AM »
On the Chase Credit Journey (Chase free credit score) it shows 5 accts opened in last 2 years. Is it reliable, or does it count AU as well?
its reliable
And you could see if it's a AU or primary card.

Offline harrym

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #589 on: July 14, 2017, 11:08:05 AM »
its reliable
And you could see if it's a AU or primary card.
Thanks.
Where can you see if it's AU or primary? Don't see that.
Also, is it counting business cards, that don't affect 5/24?

Offline mmgfarb

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #590 on: July 14, 2017, 11:09:58 AM »
Also, is it counting business cards, that don't affect 5/24?
No
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Offline MasterAmex

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #591 on: July 26, 2017, 10:59:14 AM »
No
even if the business card is from Chase?

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #592 on: July 26, 2017, 11:10:57 AM »
even if the business card is from Chase?
correct

Offline Thingywingy

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #593 on: August 29, 2017, 01:35:45 PM »
Just wanted to confirm that a credit line increase that requires a hard pull won't count towards 5/24?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline Dan

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #594 on: August 29, 2017, 01:39:54 PM »
Just wanted to confirm that a credit line increase that requires a hard pull won't count towards 5/24?
Hard pulls have nothing to do with 5/24.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline S123

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #595 on: August 29, 2017, 01:41:25 PM »
Just wanted to confirm that a credit line increase that requires a hard pull won't count towards 5/24?
correct. why would it? Goes by accounts not pulls

Offline Thingywingy

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #596 on: August 29, 2017, 01:51:49 PM »
Hard pulls have nothing to do with 5/24.
correct. why would it? Goes by accounts not pulls
Thanks.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline joew

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #597 on: September 05, 2017, 01:17:29 PM »
AARP is no longer offering anymore 0 APR on the card.

Offline basketnarb

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #598 on: September 13, 2017, 09:20:05 AM »
I'm sure this has been answered in some form or another but I've had a hard time getting a straight answer on this so forgive me:

I understand that I can get the IHG card (and others) even if I'm at 5/24 but what I'm less clear on is if once I have those do they count towards my count.  Meaning if I'm at 4/24 and I get the IHG does it put me at 5/24.  And more specific to my personal case if I am at 5/24 will getting the IHG card extend my time until I drop below 5/24.  I have 2 cards that will come off my count in June, making me 3/24 so I would like to be able to get 2 southwest cards at that point but I also want the IHG in the meantime - will getting the IHG now make me 4/24 when those 2 cards come off my count? 

Offline SrulyS

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Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #599 on: September 13, 2017, 09:22:28 AM »
I'm sure this has been answered in some form or another but I've had a hard time getting a straight answer on this so forgive me:

I understand that I can get the IHG card (and others) even if I'm at 5/24 but what I'm less clear on is if once I have those do they count towards my count.  Meaning if I'm at 4/24 and I get the IHG does it put me at 5/24.  And more specific to my personal case if I am at 5/24 will getting the IHG card extend my time until I drop below 5/24.  I have 2 cards that will come off my count in June, making me 3/24 so I would like to be able to get 2 southwest cards at that point but I also want the IHG in the meantime - will getting the IHG now make me 4/24 when those 2 cards come off my count?

All cards count towards your total of 5.

IHG counts.
Amex counts!
Citi counts!
Etc..