Author Topic: What to do with Citi Business AA credit card  (Read 2703 times)

Offline ExGingi

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What to do with Citi Business AA credit card
« on: December 23, 2015, 03:36:42 PM »
I got a Citi Business AA credit card about a year ago (for the bonus), and really have no use for it.

I have the Barclays Aviator which gives me 10% refund on redemptions, and anything else I might need (free bags, etc. and also great Balance Transfer offer).

Now that AA is totally devalued for me (no more decent TLV options in J - not that availability was ever great), and with the chart devaluation, I see no value whatsoever in this card and don't want to pay a fee.

Problem seems to be that it looks like this is the only Citi Small Business card product (though I guess once they'll get Costco, they'll have a Costco co-branded card).

Don't want to lose the credit line, but I can't see any options other than shutting down.

Any suggestion?
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline Marco Polo

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Re: What to do with Citi Business AA credit card
« Reply #1 on: December 23, 2015, 03:37:17 PM »
Apply for new CC and move CL over?
Quaerite et Invenietis.

Offline ExGingi

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Re: What to do with Citi Business AA credit card
« Reply #2 on: December 23, 2015, 03:47:09 PM »
I posted this by mistake in this forum, it actually belongs in the Credit Card forum, but I don't know how to move it.

Regarding Marco Polo's suggestion, the problem I am having is that they don't seem to have any other Small Business cards. Usually one cannot move a line from Small Business to personal. I lost a 20,000 line with Citi for this reason in the past.
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline a mirrer

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Re: What to do with Citi Business AA credit card
« Reply #3 on: December 23, 2015, 04:17:58 PM »
I posted this by mistake in this forum, it actually belongs in the Credit Card forum, but I don't know how to move it.

Regarding Marco Polo's suggestion, the problem I am having is that they don't seem to have any other Small Business cards. Usually one cannot move a line from Small Business to personal. I lost a 20,000 line with Citi for this reason in the past.
there is a thank you business no af available to downgrade to

Offline yossig

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Re: What to do with Citi Business AA credit card
« Reply #4 on: December 23, 2015, 06:34:31 PM »
Apply for new CC and move CL over?
citi doesn't allow moving of CL

Offline tzifanya54

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Re: What to do with Citi Business AA credit card
« Reply #5 on: December 23, 2015, 08:42:01 PM »
citi doesn't allow moving of CL
False

Offline ExGingi

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Re: What to do with Citi Business AA credit card
« Reply #6 on: December 24, 2015, 10:51:53 AM »
there is a thank you business no af available to downgrade to
How do I get it?

 I don't see any link to it (all links I've found using a google search don't work), and on the Citi website they only list the AA card as a business card.
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline Marco Polo

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Re: What to do with Citi Business AA credit card
« Reply #7 on: December 24, 2015, 10:56:18 AM »
How do I get it?

 I don't see any link to it (all links I've found using a google search don't work), and on the Citi website they only list the AA card as a business card.
Call up and ask.
Quaerite et Invenietis.

Offline yossig

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Re: What to do with Citi Business AA credit card
« Reply #8 on: December 24, 2015, 11:06:25 AM »
False
i tried many times and the the only way is with a hard pull. maybe business is diff??

Offline PillanSmye

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Re: What to do with Citi Business AA credit card
« Reply #9 on: December 24, 2015, 12:14:53 PM »
there is a thank you business no af available to downgrade to
Has anyone been able to obtain this lately?  I've seen it mentioned in blogs, but nothing recent and very sparsely.

Citi's a big bank to have 1 business card.  Can't believe they dont have a publicly available TYP biz product, and can't believe they dont have a biz AA Exec prodcut.

Offline a mirrer

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Re: What to do with Citi Business AA credit card
« Reply #10 on: December 24, 2015, 02:49:45 PM »
Has anyone been able to obtain this lately?  I've seen it mentioned in blogs, but nothing recent and very sparsely.

Citi's a big bank to have 1 business card.  Can't believe they dont have a publicly available TYP biz product, and can't believe they dont have a biz AA Exec prodcut.
they should have it available to apply in branch

Offline yaakovl

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Re: What to do with Citi Business AA credit card
« Reply #11 on: December 25, 2015, 02:52:53 AM »

Offline LoLo

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Re: What to do with Citi Business AA credit card
« Reply #12 on: December 25, 2015, 03:10:37 AM »
Why is this in deals?

Offline askmoses

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Re: What to do with Citi Business AA credit card
« Reply #13 on: December 25, 2015, 06:51:43 AM »
Why is this in deals?


I posted this by mistake in this forum, it actually belongs in the Credit Card forum, but I don't know how to move it.

Offline ExGingi

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Re: What to do with Citi Business AA credit card
« Reply #14 on: February 18, 2016, 07:25:27 PM »
Call up and ask.
Finally got around to calling last night. They said they would refund the $95 fee and convert to Busienss Thank You card.
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan