Author Topic: Downgrade from SPG to a no-annual fee card? (Read 7748 times)

ymksa · « **on:** March 06, 2016, 10:07:27 PM »

Which card can you downgrade to from the spg which will have no annual fee? I tried in December and they told me that there was no such thing. Also, if I close my card will my points expire after certain period of time?

Tovia · « **Reply #1 on:** March 06, 2016, 11:38:05 PM »

SPG points expires after a year of no activity, meaning no earnings and no hotel stays.

Don't know about downgrading.

D93 · « **Reply #2 on:** March 07, 2016, 12:19:48 AM »

Quote from: ymksa on March 06, 2016, 10:07:27 PM

Which card can you downgrade to from the spg which will have no annual fee? I tried in December and they told me that there was no such thing. Also, if I close my card will my points expire after certain period of time?

Blue Cash

http://www.dansdeals.com/archives/61695

Why the need for a new thread?

aryeh1 · « **Reply #3 on:** May 09, 2016, 04:37:09 PM »

Anyone know if it's possible to downgrade spg to a no fee card, called they said they don't have that option. Tia

noturbizniss · « **Reply #4 on:** May 09, 2016, 05:05:36 PM »

Quote from: aryeh1 on May 09, 2016, 04:37:09 PM

Anyone know if it's possible to downgrade spg to a no fee card, called they said they don't have that option. Tia

HUCA HUCA HUCA
Also DROPR

aryeh1 · « **Reply #5 on:** May 09, 2016, 05:06:14 PM »

Quote from: noturbizniss on May 09, 2016, 05:05:36 PM

HUCA HUCA HUCA

I did..Maybe because still within 12 months?

noturbizniss · « **Reply #6 on:** May 09, 2016, 05:06:49 PM »

Quote from: aryeh1 on May 09, 2016, 05:06:14 PM

I did..Maybe because still within 12 months?

Ye, I think I've heard of that. Can't speak from experience though
Can also close card and shift the credit.

solls108 · « **Reply #7 on:** June 08, 2016, 06:08:55 PM »

I have SPG and SPG biz, I want to cancel SPG, should I transfer CL or just close out card?

Miracle · « **Reply #8 on:** September 27, 2017, 02:06:43 AM »

Are there any updates on this thread? I need to downgrade. Had spg for 4 years (and paid AF all those years besides 1st) but I don't use it too much anymore. thanks
Also is there a post which explains why it's best to keep the card?

zagguru · « **Reply #9 on:** September 27, 2017, 07:03:46 AM »

Quote from: Miracle on September 27, 2017, 02:06:43 AM

Are there any updates on this thread? I need to downgrade. Had spg for 4 years (and paid AF all those years besides 1st) but I don't use it too much anymore. thanks
Also is there a post which explains why it's best to keep the card?

Call retention

TAVI · « **Reply #10 on:** September 27, 2017, 06:18:29 PM »

I've tried on numerous occasions to downgrade the Biz SPG card to a no fee version, but couldnt do it. they just dont allow it.

having said that, the last time i tried was couple of months ago, so possible that something has changed since then...

yossig · « **Reply #11 on:** September 27, 2017, 11:43:53 PM »

Quote from: TAVI on September 27, 2017, 06:18:29 PM

I've tried on numerous occasions to downgrade the Biz SPG card to a no fee version, but couldnt do it. they just dont allow it.

having said that, the last time i tried was couple of months ago, so possible that something has changed since then...

no

db23 · « **Reply #12 on:** October 02, 2017, 12:12:00 PM »

i got a second year free and they only were going to charge me $65 for the business card but i cancelled, no retention offer.

aryeh1 · « **Reply #13 on:** April 24, 2018, 08:40:54 AM »

Any one know if its still possible to downgrade personal spg to a non annual fee card? Tia

Yehuda25 · « **Reply #14 on:** April 26, 2018, 02:00:20 AM »

Quote from: aryeh1 on April 24, 2018, 08:40:54 AM

Any one know if its still possible to downgrade personal spg to a non annual fee card? Tia

Used to be possible, I have not seen a report of anyone successfully doing it in quite a while.

mec · « **Reply #15 on:** April 26, 2018, 01:10:48 PM »

Quote from: TAVI on September 27, 2017, 06:18:29 PM

I've tried on numerous occasions to downgrade the Biz SPG card to a no fee version, but couldnt do it. they just dont allow it.

having said that, the last time i tried was couple of months ago, so possible that something has changed since then...

Since the business card doesn't report, I'm not sure you gain anything with a PC. They will probably be able to open up a new no AF business card with a SUB for you over the phone with no pull.

davidrotts63 · « **Reply #16 on:** April 26, 2018, 01:15:09 PM »

Quote from: mec on April 26, 2018, 01:10:48 PM

Since the business card doesn't report, I'm not sure you gain anything with a PC. They will probably be able to open up a new no AF business card with a SUB for you over the phone with no pull.

You know of such a card?

mec · « **Reply #17 on:** April 26, 2018, 10:07:33 PM »

Quote from: davidrotts63 on April 26, 2018, 01:15:09 PM

You know of such a card?

Simply Cash has a SUB and no fee. BB+ doesn't have a SUB at this time but it doesn't have an annual fee either.

davidrotts63 · « **Reply #18 on:** April 26, 2018, 10:26:25 PM »

Quote from: mec on April 26, 2018, 10:07:33 PM

Simply Cash has a SUB and no fee. BB+ doesn't have a SUB at this time but it doesn't have an annual fee either.

That is entirely irrelevant to the SPG discussion

mec · « **Reply #19 on:** April 27, 2018, 09:01:22 PM »

Quote from: davidrotts63 on April 26, 2018, 10:26:25 PM

That is entirely irrelevant to the SPG discussion

And you're probably right that the poster is looking for a no fee SPG card... which doesn't exist.

I conflated that post with the OP's which doesn't specifically require the changed card to be an SPG card.

If there were a no fee SPG card, my point would hold whatever merit it holds in the world in which there is no no fee SPG card.