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« Last edited by jj1000 on March 14, 2018, 12:45:51 PM »

Author Topic: Chase Freedom Unlimited Master Thread  (Read 45610 times)

Offline ChaimMoskowitz

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Re: Chase Freedom Unlimited Master Thread
« Reply #225 on: April 23, 2018, 04:42:06 PM »
The best approach IMO which is my approach is to hit cards hard yourself and try your hardest to get and keep your wife under 5/24 (just in time to get CFU :) )
Who is coming out ahead?
I just found a new supply of forks!

Offline Freecountry

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Re: Chase Freedom Unlimited Master Thread
« Reply #226 on: April 23, 2018, 04:42:44 PM »
No csp AND Cfu x3 use a calculator
first you say opening up two cards is not a problem so I offer you a plan that gets a lot more points then you say opening 2 cards is no good only opening 1 card so davidrotts63 offers his idea which is better than yours and now you say opening 2 cards are fine. So which is it? You're getting me dizzy.  If two cards are fine do what I said if only card is fine then do what davidrotts63 said

Offline Abey

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Chase Freedom Unlimited Master Thread
« Reply #227 on: April 23, 2018, 04:46:47 PM »
first you say opening up two cards is not a problem so I offer you a plan that gets a lot more points then you say opening 2 cards is no good only opening 1 card so davidrotts63 offers his idea which is better than yours and now you say opening 2 cards are fine. So which is it? You're getting me dizzy.  If two cards are fine do what I said if only card is fine then do what davidrotts63 said
2 cards is simple enough if you donít have to call to pc or downgrade imo
Youíre free to disagree
« Last Edit: April 23, 2018, 04:53:13 PM by Abey »

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Re: Chase Freedom Unlimited Master Thread
« Reply #228 on: April 23, 2018, 05:04:45 PM »
Who is coming out ahead?
Im really not organized enough to know but its pretty close and different and good to have the best of both worlds

Offline 12HRS

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Re: Chase Freedom Unlimited Master Thread
« Reply #229 on: April 23, 2018, 09:01:47 PM »
Who is coming out ahead?

the banks his wife didn't hit

Offline Abey

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Re: Chase Freedom Unlimited Master Thread
« Reply #230 on: April 23, 2018, 10:39:22 PM »
Just noticed 24 month language on fu link. Has always been there ?

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Re: Chase Freedom Unlimited Master Thread
« Reply #231 on: April 23, 2018, 11:26:57 PM »
Just noticed 24 month language on fu link. Has always been there ?
All chase cards have it for years

Offline davidrotts63

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Re: Chase Freedom Unlimited Master Thread
« Reply #232 on: April 25, 2018, 08:39:26 PM »
I just remembered something that makes a difference; Chase recently hasn't been letting downgrading the Sapphires during the first year, so in the calculations we have to consider all spend for the CSP after 4k as 1ppd if getting CSP SUB.

That would make:
CSP - 24K spend: 55K/4K(50K SUB+5K AU)+20K/20K= 75K
CFU - 24K spend: 72k (@3ppd)+2.5k (AU) =74.5k

So it would take about 25k non-bonus spend during the first year to come out ahead with the CFU.
« Last Edit: April 25, 2018, 08:52:01 PM by davidrotts63 »
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Offline Dan

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Re: Chase Freedom Unlimited Master Thread
« Reply #233 on: April 25, 2018, 08:45:52 PM »
I just remembered something that makes a difference; Chase recently hasn't been letter downgrading the Sapphires during the first year
YMMV
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline davidrotts63

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Re: Chase Freedom Unlimited Master Thread
« Reply #234 on: April 25, 2018, 08:52:53 PM »
YMMV
IINM. More often then not they aren't allowing, which IMO is enough to apply as if they won't allow.
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Offline Abey

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Re: Chase Freedom Unlimited Master Thread
« Reply #235 on: April 25, 2018, 09:37:12 PM »
I just remembered something that makes a difference; Chase recently hasn't been letting downgrading the Sapphires during the first year, so in the calculations we have to consider all spend for the CSP after 4k as 1ppd if getting CSP SUB.

That would make:
CSP - 24K spend: 55K/4K(50K SUB+5K AU)+20K/20K= 75K
CFU - 24K spend: 72k (@3ppd)+2.5k (AU) =74.5k

So it would take about 25k non-bonus spend during the first year to come out ahead with the CFU.
And if you get both...

Offline Freecountry

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Re: Chase Freedom Unlimited Master Thread
« Reply #236 on: April 25, 2018, 10:16:26 PM »
I just remembered something that makes a difference; Chase recently hasn't been letting downgrading the Sapphires during the first year, so in the calculations we have to consider all spend for the CSP after 4k as 1ppd if getting CSP SUB.

That would make:
CSP - 24K spend: 55K/4K(50K SUB+5K AU)+20K/20K= 75K
CFU - 24K spend: 72k (@3ppd)+2.5k (AU) =74.5k

So it would take about 25k non-bonus spend during the first year to come out ahead with the CFU.
I downgraded a Sapphire in the first year with no problems what so ever

Offline davidrotts63

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Re: Chase Freedom Unlimited Master Thread
« Reply #237 on: April 25, 2018, 10:17:36 PM »
I downgraded a Sapphire in the first year with no problems what so ever
How long ago?
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Offline Freecountry

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Re: Chase Freedom Unlimited Master Thread
« Reply #238 on: April 25, 2018, 10:21:10 PM »

Offline davidrotts63

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Re: Chase Freedom Unlimited Master Thread
« Reply #239 on: April 25, 2018, 10:23:08 PM »
a few months ago
It's more of a recent problem
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch